National Snapshot Summary
Cuts or
expansions were made or are planned
n AK, AL,
AZ, CA,
CO, CT,
DC,
FL, GA, HI, ID, IL,
IN,
IA,
KS, KY, LA, ME,
MD, MA, MI,
MO,
MN, MT,
NV, NJ,
NM,
NY,
NC, OH, OK, OR,
PA,
SC, TN,
TX,
UT, VT,
VA, WA,
WI & WY
Almost all states already pay far-too-low fees
to MDs, DDSs, hospitals, nursing homes and home & HCB care
and now almost are cutting their rates even
more.
Some states have monthly numerical limits on Medicaid Rx’s—with
very strict & low monthly caps in AL,
CA, AR, GA, KY, LA, MS, OK, PA, SC, TN, TX & WV.
More & more states deny adults non-emergency dental care & even
dentures.
Over 8,700 are on ADAP waiting lists
in FL, GA, ID, LA, MT, NC, OH, SC, UT & VA;
other states are considering starting waiting lists & making other ADAP
cuts.
State Pharm. Asst. Progs. (SPAPs) in
AK, IN, NY, PA, SC & WI exclude the disabled; and
HI, IL, MD, MO, MT & RI give the disabled
lesser coverage
15 of 35 pre-health reform state risk pools
do
not discount premiums for the poor
Alabama--has no spend
down, an aged/disabled level of $674 (the SSI rate), a parent level of 11%/
24% if wkg (’11) & an ADAP level of 250%; covers 12 MD visits & hosp days/yr
& only 4 brand Rx’s/mo but has no MSP asset
tests. The old legislature (D) cut HIV care
$2 million but raised CHIP’s 200% level to 300%. The risk pool once planned
low income premium discounts but has no Medicare supplement. There are 2,500
on the HCB waiver waiting list. Gov Bentley (R) & the legislature (both
Houses are now R) face a $700 mil-lion Medicaid shortfall, and they had to
cut ADAP’s formulary. The legislature also
cut Medicaid’s drug budget by $30 million, but he restored $7 million of
that to retain 4 brand & uncapped generics drug coverage per month.
It may again need an ADAP waiting list.
Alabama--has no spend down, an aged/disabled level of $674
(the SSI rate), a parent level of 11%/ 24% if wkg (’11) & an ADAP level of
250%; covers 12 MD visits & hosp days/yr & only 4
brand Rx’s/mo but has no MSP asset tests.
The old legislature (D) cut HIV care $2 million but raised CHIP’s
200% level to 300%. The risk pool once planned low income premium discounts
but has no Medicare supplement. There are 2,500 on the HCB waiver waiting
list. Gov Bentley (R) & the legislature (both Houses are now
R) face a $700 mil-lion Medicaid shortfall, and they had to
cut ADAP’s formulary. The legislature also
cut Medicaid’s drug budget by $30 million, but he restored $7 million of
that to retain 4 brand & uncapped generics drug coverage per month.
It may again need an ADAP waiting list.
Arizona--covers
parents 100%/106% if working and aged &
disabled adults under 100%. The CHIP level is 200% & ADAP’s is 300%. The
legislature (R) killed a program to cover the disabled during the 2 yr
Medicare wait and cut MD fees & personal care funds. With a budget short
billions, Gov Brewer (R) cut ADAP’s formulary, mental health funds &
home care, ended hospice care & & kept a CHIP freeze
that’s cut enrollment to 16,000-- with a waiting
list of 100,000. She started new & raised existing co-pays
(but the 9th Circ.
uphelda US Dist Ct. order barring co-pays ranging from $4 to $30),
will end the spend down 10/1, dropped coverage of phys icals, podiatry, most
dentistry, dentures, transplants
(she later partly relented),
medical equip, insulin pumps, hearing aids, cochlear implants & some
prostheses. HHS said it can’t stop expiration of a waiver covering 280,000
childless, non-dis- abled adults.
(Yet coverage of anyone
under 100% was mandated by a state referendum
law & a 2nd referendum amen- ded AZ’ constitution to ban
legislative flouting of referenda-passed laws; so advocates sued to bar the
cut in the state Sup Ct & Maricopa Co. Ct—but
at first rebuffed by both--they
again appealed to the state Sup. Ct ).
Brewer will close enroll- ment & let
present clients’ coverage lapse
by attrition, charge
the obese & smokers $50 fees & cut the parent level to 75%
Arkansas—has
an aged/disabled level of $674 (the SSI rate), a parent level of 13%/17% wkg
(’11), a monthly numerical Rx limit & an
insurance subsidy for workers below 200% in small firms. Gov. Beebe & the
legislature (both D) covered adult dentistry & passed an unfunded bill to
raise the CHIP’s level from 200 to 250%. The risk pool bans Medicare pa-tients,
but once planned low income premium discounts. Beebe may cut the number of
covered MD visits & Rx’s; did cut ADAP’s formulary & its income level from
500 to 200%. He needs $60 million more for
the FY 2012 Medicaid budget to maintain eligibility, services & provider
fees. So with CMS consent, he’ll begin a gradual, diagnosis-by-diagnosis
change of hospital & MD payment systems from fee-for-service to a mixed
ACO/DRG-type model.
California--
covers the aged/disabled under 100% (with a $230,
not just a $20, disregard), parents below 200%
(’11) %. ADAP’s level is 400% & CHIP’s is 250%.
With a $19 billion deficit, ex-Gov.
Schwarzenegger (R) & the legislature (D) raised premiums; capped child
dental care at $1,500-$1,800/yr; cut podiatry & psychiatric benefits;
denied non-emergen-cy care to legal aliens & cut provider
fees. A $2.75 billion cut dropped 3 million adults. He denied ADAP to county
jail inmates. Gov Brown (D) signed bills cutting
“non-life-saving” Rx’s covered to 6/mo, MD visits to 7/ yr &
MD fees 10%; charging $3-$5 Rx, $50 ER,
$5 MD & $100- $200 hospital co-pays &
ending adult day health care. A $300 million
LA Co Health Dpt. deficit may cut patients served
1/4 to 1/2.
Courts barred ending adult podiatry, chiropractic & dentistry without CMS
consent. Brown cut $390 million from CHIP & funds
for home, mental health & DD care; is forcing the aged & disabled into
managed care; added $77 million to ADAP;
is starting a Health Exchange; is adding
childless, non-disabled legal residents up to 200% to US-matched Medicaid
(see
http://www.kff.org/medicaid/8197.cfm
& email
adonnelly @projectinform.org
for more); but plans to cut
Medicaid payments 10%, which is being litigated up to the US Supreme Ct
Colorado---has
no spend down. The level for those over 60 is $699 (their SSI+
SSP rate), but it’s only $674/mo (the SSI-only rate) for younger disabled.
ADAP ‘s level is 400%. The risk pool has low income premium discounts for
those below $50,000 & Medicare supplements. The state set up a formulary,
made health plans cover PTSD, anorexia, substance abuse & colorectal
screening. but cut ADAP’s formulary. The old legislature (D) passed a $600
million hospital tax for Medic-aid, CHIP & the state indigent health
program; to boost hospital rates & uncompensated care funds; and to
cover 100,000 more persons by raising all
adult levels to 100% (it now covers parents,
but the income level for for childless, non-
dis-abled adults was just cut from 100% to only 10%--with a cap of only
10,000 clients);
applied the mini-COBRA law to small firms; raised CHIP’s level from 205 to
250% & widened its psychiatric care; offered Medicaid to the working
dis-abled; covered legal aliens; set a 300% level for nursing
home & HCB waivers (with liberal HCB, personal aide & patient autonomy
features). Advocates say the 300% FOA level
is too low to cover enough disabled children, that premiums are too high &
say the state rations how many can be covered. The state cut funds for DD &
disabled clients’ employment, transport & personal aide pay,
but raised the pregnant woman level from 133 to
185%. Gov. Hickenlooper & the Senate (both
D) campaigned for more health expansion,
but instead made a
big cut.,
There’s a new 1-vote GOP House majority
Connecticut—a 209(b) state
with 2-zone aged/disabled levels ($786.22 & $894.61, its SSI/SSP rates for
those with over $400/mo shelter costs & a $278/mo disregard). Its parent
level is 185%/191% working {’11); ADAP’s is
400%; CHIP’s is 300% and its risk pool has low income premium
discounts for those under 200% & a Medicare supplement. Ex-Gov Rell (R)
ended coverage of legal aliens here under 5 years. There’s no MSP asset test
& SPAP income levels are $25,100 for 1& $33,800 for 2). She limited adult
chiropractor, naturopath, psychologist and occu, phys & speech therapy
coverage to clinics; but offered hospice care to all Medicaid
patients. The legislature (D) covered the working disabled. Rell wanted to
force patients into HMOs to fund a
skimpy “Charter Oak” insurance plan for parents under 306% & other
adults under 310%. Its premiums rose 72% since 1/10
(with a another big raise in 9/11; subsidies were also cut, as they were in
2010). It has big co-pays, limited psychiatric care, low caps on
Rx’s, medical equip & total yearly costs & a $1 million lifetime cap.
CMS provides matching to give Medicaid to
childless, non-disabled adults under 56% who were on state Gen Med Asst
(keeping its $150/mo earnings disregard). The state extended COBRA
to 30 mos, and raised QMB’s single income level
to $1779.68/ /mo, SLMB’s to $1,961.28 & QI’s to $2091.67 (giving them
full Pt D Extra Help too, which allowed the state to exclude them
from the SPAP—while it still offers SPAP coverage to the disabled in the 2
yr Medicare waiting period). Gov Malloy (D)
is moving 2,200 from nursing homes into home or HCB care and canceling CHIP
& Charter Oak managed care contracts
He cut respite; adult dental & vision benefits and low income
clinic funding $3.8 million
Delaware---has
no spend down; covers parents under
100%/120% if wkg & all other adults under 100%/110% if wkg;
the ADAP level is 500% and those for CHIP & the SPAP are 200%. Gov. Markell
& the legislature (both D) operate a state-funded cancer aid program for
those under 650% & state-funded medical assistance (more limited than
Medicaid) for others under 200%, covered the wkg disabled,
but ended adult vision care and probably speech,
phys & occu therapy
District of Columbia---has
parent levels of 200%/207% if wkg,
100% for aged & disabled, 300% for CHIP & 400% for ADAP. DC’s own
non-federal medical assistance covers others under
200%/211% if wkg. Ex-Mayor Fenty & the Council (both D) covered adult
dentistry; raised QMB’s level to 300% & dropped its asset test
(giving many DC Medicare patients full Pt D Extra
Help). But he proposed replacing public mental health clinic care with
private contractor services, revoked DC’s
only-recently-raised MD fees for dual eligibles & cut home care & funds for
the disabled’s personal aides.
Mayor Gray (D) extended Medicaid to childless, non-disabled
legal residents below 200% with new US health reform matching.
Florida---The
legislature (R) got a waiver to move patients (a court order so far lets
them opt out) into for-profit manag-ed care; but at first it did so in only
5 counties. Yet it’s still
planning to expand the waiver into other counties (starting with
the aged & disabled & adding other patients only later; see
http://tinyurl.com/FloridaCHAIN)
even though its request doesn’t yet have final CMS approval.
The legislature & Gov Scott (both R) not only want
more managed care, they plan to cut MD fees, slash Medicaid costs $1.8
billion, make almost all Medicaid patients pay $10/mo premiums &
charge $100 co-pays for non-emergency ER visits. The
under-funded, often-closed pre-health ref-orm state risk pool has
a Medi-care supplement but no low income premium discount. The
state cut the aged & disabled level from 88% to SSI’s $674/ mo rate, except
for those in HCB waivers or in Medicare’s 2 yr disabled waiting period.
The parent level is 20%/59% wkg (‘11)..
The state covers dentures (but little other adult dentistry) &
hearing aids. Ex-Gov Crist made private plans cover autism care & fostered
cheap policies for the uninsured (
www.coverfloridahealthcare.com;
start-up may well be delayed until late 2011 since its policies may not meet
US health reform insurance rules without a waiver). Blue Cross & the Dade
Co. Health Dept sponsor cheap, but lean, “Miami-Dade Blue” policies with no
brand name Rx benefit. Crist dropped hospice care and cut dialysis, mental
health & substance abuse funding & MD fees. There
are 19,000 on HCB & home care waiting lists
& advocates filed a suit to get more home & HCB
spending. Yet a GOP-run legislative budget panel refused
a $37 million extra US grant to fund more HCB waiver slots
over costlier nursing homes. Crist raised cig-arette taxes $1 to
yield $1 billion (much for Medicaid), vetoed nursing home & DD care fee cuts
& made insurers sell Medigap policies almost as fairly to the disabled as to
the aged. Miami’s Jackson Mem Hosp has rising deficits; is closing 2 O/P
clinics & 2 transplant units and ending dialysis for 175 indigents (many are
illegal aliens). ADAP cut its formulary & its income
level to 200% and has a waiting list of 3,908 (even though 5,403 more
were shifted to the private Wellvista charity HIV Rx program),
to which 1,000 more may be added. The HIV health insurance premium payment
program (with a 400% level) has a waiting list of 260+. Neither it nor ADAP
have asset tests.. Funding shortfalls forced Jacksonville to close 3
public low income clinics. Scott made a 15% cut in funds for DD facilities
and their staffs.
Georgia---Its
aged/disabled level is $674/mo (the SSI rate), its parent level is 28%/50%
if wkg (‘11), ADAP’s is 300% & CHIP’s is 235%.
It has a monthly Rx numerical cap . It
dropped CHIP dental surgery coverage & raised its premiums; en-
ded routine adult dental & artificial
limb benefits & nursing home spend downs; and narrowed Katie Beckett waiver
ad-mission rules. Ex-Gov Perdue & the legislature (both R) herded patients
into HMOs, but allowed opt outs. Atlanta’s Grad-y Hosp, with a $6 million
deficit from indigent care costs, closed its dialysis center (but arranged
alternate care for all but 22
of its many illegal patients) & 3 of its 9 O/P clinics and
cut its free care level to 125 from 250%. Perdue wouldn’t raise provider
fees & cut ADAP $1.2 million. He failed to get a hospital bed tax (its
proceeds were to be used to attract more matching), but MD & DDS fees were
still cut; sought more insurance taxes & fines for health costs, closed a
mental hosp bldg, cut pregnancy & infant care funds;
imposed ADAP medical criteria (its waiting
list is 1,778); and proposed privatiz-ing some mental health care.
With a $680 million Medicaid FY 12-13 shortfall,
Gov. Deal (R) proposed even more cuts (i.e., ending adult podiatry, vision &
emergency dentistry). but the House voted
to retain those 3. He still wants to raise
adult O/P care co- pays to 15%. their I/P hosp co-pays by
400% and even impose cost sharing on children for the 1st
time.
Hawaii—this
209(b) state gives limited Medicaid waiver care to all adults
below 133% (even the childless & non-disab-led) but only parents & the aged
& disabled under 100% get full Medicaid. Its ADAP level is
400%. It covers the wkg dis-abled. Ex-Gov. Lingle (R) & the legislature (D)
raised CHIP’s level to 300% & ended its premiums. She began moving 37,000
aged & disabled into managed care, ended non-emergency adult dentistry and
planned cuts for non-pregnant & non-disabled adults.
Gov Abercrombie (D), a long-time health
expansion advocate-- who is establishing a
voluntary-for-providers Medicaid “medical home model”---still
had to cut Medicaid $25 million for FY ‘12 & $50 million for FY ‘13; and
limit non-disabled, non-aged adults to 20 MD visits a year, 10
hospital days a year and 3 outpatient surgeries a year.
Idaho--is a
Title XVI state, with no spend down, an aged/disabled level of
$727 (the SSI/SSP rate), a parent level of 21%/ 39% if wkg (‘11) & a 200%
ADAP level. The legislature (R) raised the CHIP level from 150 to 185%;
funds a pilot plan for small firm workers under 185%, covered the working
disabled & sorted clients into 3 groups: Parents & children; disabled &
chronic cases; and the aged. Each may get differing benefits or co-pays but
more preventive care. Gov. Otter (R)
charges 4% of income premiums to Katie Becket cases. And he may charge
all disabled children extra premiums; did cut hospital,
MD, rehab facility & DD agency fees (which a court voided temporarily) and
occupational & speech therapy & autism care funds; and
started an ADAP waiting list (it’s now 40). Otter
and the legislature plan 2012 Medicaid cuts of $34 million: more &
higher co-pays; lower Rx fees; audiology, vision, podiatry & mental health
cuts; limiting adult dent-al benefits; moving more patients into managed
care; and imposing a $7.5 million hospital & nursing home
“assessment”
Illinois--this
209(b) state’s aged/disabled level is 100% (with a $25, not just a $20,
disregard).Its main SPAP excludes the
disabled not yet on Medicare, who get only a limited formulary from a
2nd SPAP. Both SPAPs’ income levels were
to be be cut from 235% to 200%--and their co-pays raised--on 9/1/11.
The legislature (D) raised the parent level to 185% & ac- cepted a court
order to raise pediatric fees. Yet other fees are too low &
paid very late, with such a huge unpaid claims backlog
that Gov. Quinn {D} may borrow several hundred million dollars ; such
a loan, with US matching, would fund only a start
in paying it down, but still leave Medicaid short
$1.2 billion this year). The state earlier raised CHIP’s
level 200 to 300%. The often-closed state risk pool has a
Medicare supplement but no low income premium discount
(yet the new, separate US health reform-funded risk
pool’s premiums are affordable for many under age 40). The state
raised the wkg disabled level to 350% & required that Medigap policies be
sold as fairly to the disabled as to the aged. The U of Chicago Med Ctr
closed its women’s & dental clinics & the U of IL at Chicago closed a clinic
too. The state gave $640 million to safety net hospitals, made hospitals
give the uninsured discounts & assessed them to attract $450 million more in
US matching. With a $13 billion deficit, the legislature gave Quinn power to
cut the budget; raised the 3% state income tax by 2.25% & also other taxes;
required better income verification by applicants;
tightened a generics preference rule
(and now requires pre-authorization for 17 costly psychiatric drugs), is
forcing 1/2
of clients (mostly non-disabled par-ents & children) into managed care and
40,000 aged & disabled in Chicago’s suburbs into it too; and cut Medicaid Rx
fees $42 million.. He denied CHIP to children
over 300%; hopes to save $400 million more with case management for the aged
& disabled (38,000 are on HCB waiting lists);
found $30 million more for low income clinics; and gave ADAP enough
money to serve 4,500 more clients (but with a $2,000/mo
patient cost cap). A $1.5 million HIV funding cut means rising ADAP needs
can’t be met: so the level for new patients was cut from 500 to 300%
(grandfathering- in current clients).
Indiana--this
209(b) state’s SPAP (for which a state law passed in
6/11 now seeks US matching to partly fund it—but still as an aged-only
waiver) covers those under 150% but
excludes the disabled;& has a
much-stricter-than-SSI “209(b)” Medicaid disability rule (one must be
fatally or incurably ill).
The aged/disabled level is $674 (the SSI rate) & the regular Medicaid parent
level is 19%/25% wkg (‘11). Gov. Daniels & the legislature (both R)
raised CHIP premiums. The risk pool has a Medicare supplement
& a low income premium discount. The ACLU sued to void a once-each-6-yrs
denture replacement & re-lining limit (and the legislature is considering a
once-every-5-years eyeglasses replacing limit). ADAP (with a 300% level)
may have to start a waiting list & 21,000 DD
clients are already on a HCB waiver waiting list, but Daniels
did raise the CHIP level from 200 to 300%. A waiver he secured from CMS
subsidizes coverage for parents bel-ow 200% & even has 34,000
slots for the childless, non-disabled under 65 (with
52,000 more of them on a waiting list when he closed enrollment). He
opposed the US health reform bill, but now seeks to
extend the waiver & then use newly-available US health reform matching to
cover all non-aged adults under 133% by--or even before--2014
(but only if its HSA requirement s is
allowed). Waiver coverage is via HMOs; has few co-pays,
but has no dental, vision or maternity care.
Patients must put 2%-5% of income into HSAs,
pay near-unaffordable premiums and meet $1100/yr in
cost-sharing. It has $300,000/yr & $1 million lifetime coverage caps.
Daniels plans to cut hospital, nursing home & other provider fees 5%. The
State Supreme Ct rejected a suit to make the state consider more possible
impairments in Medicaid disability de-terrminations.
Budget cuts will end or limit adult dental, vision, chiropractic & podiatry
coverage. Daniels tightened the mental health Rx formulary, but
druggists got a US judge to temporarily block a cut in the Medicaid Rx
dispensing fee.
Iowa--A
waiver covers both O/P & emergency I/P care for non-Medicare adults (even if
childless & non-disabled) under 200%/250% if wkg
at any Iowa public or low income clinic or hospital
(but Rx’s “to go” & elective I/P hospitalizations are offered only at
2 safety net hospitals in Des Moines & Iowa City). The aged/disabled level
is $674/mo (the SSI rate), the parent level is 28%/
83% if working (‘11) & ADAP’s is
200%. The risk pool has a Medicare supplement but no
low income premium discount. Medicaid faces a $600 million shortfall.
Ex-Gov. Culver & the old legislature (both D) cover-ed disabled children
under 300% via the FOA, raised CHIP’s level from 200 to 300% & let children
with no dental cov- erage buy into CHIP dental benefits. The hospitals
proposed taxing themselves $40 million to attract added US matching funds to
raise their rates & meet other costs. ADAP program costs were capped on
9/15/10, and there’d even briefly been a waiting list.
Gov Branstad & the new House (both R) plan to cut Medicaid (such as ending
chiropractic coverage, rais-ing co-pays & requiring pre-authorization for
more types of care) and the state Senate (still D) even agreed
to his budget!
Kansas---this
Title XVI state has an aged/disabled level of $674/mo (SSI’s rate), a parent
level of 26%/32% wkg (‘11), and 200% CHIP & a 300% ADAP level. Its GOP
legislature covered the wkg disabled, offered mini-COBRA rights, and raised
CHIP’s level to 250%. There are 5,700 on waiting lists for services for phys
disabled & DD clients, yet it cut home care funding for the aged & disabled;
put 6,000 more on waiting lists for HCB & home care; cut MD fees &
disabled cli-ents’ caregivers’ pay, ended welfare for 1,500 awaiting SSA
disability awards; denied dentistry to poor women; raised CHIP premiums to
$20/mo; and froze admissions to state mental hospitals.
Gov. Brownback (R) wants even more
health cuts: He ordered Aging Dpt worker costs slashed
1/4,
cut mental health funds $25 million, cut the community mental health center
budget, proposed ending mental health services for 850 families with
troubled children & told his Lt. Gov. to plan Medicaid cuts of $200 to
$400 million yearly (by measures such as forcing the aged & disabled
into managed care).
.
Kentucky---
has an aged/disabled level of $674/mo (the SSI rate), a parent level of 36%/62%
if working (‘11), a 200% CHIP level & a 300% ADAP level. The
legislature (R Sen.; D House) dropped tough, unworkable, nursing home & HCB
medical admission rules; capped Rx’s at 4/mo,
cut home teaching funds for blind children from
$80,000 to $10,000/yr, li-mited occu, phys & speech therapy, x-rays &
MRIs; and raised co-pays. Gov Beshear (D) faces
a Medicaid/CHIP deficit of up to $500 million, yet still
enrolled 22,000 more children in CHIP & dropped its $20/mo premium. ADAP has
co-pays & its formulary was cut. After the
Senate (R) and the House (D) spurned his budget for a
GOP plan, he successfully line-item vetoed their bill. Now he is
implementing his own Medicaid budget plan
to save $375 million in state funds by mov-ing 560,000 of
820,000 non-L’ville area clients into 3 HMOs by
10/11
(170,000
in the L’ville area are already in an HMO)
Louisiana---has
an aged/disabled level of $674/mo (the SSI rate), a parent level of 11%/25%
wkg (‘11) & a 300% ADAP level. The
legislature (newly R-House; nominally D-Sen) voted to raise the CHIP 250%
level to 300% but can’t afford to. Gov Jindal (R) covered the wkg disabled &
got CMS to agree to a state refund of only $266 million of past overpayments
He found $30 million /yr for clinic funding when US funds weren’t renewed &
CMS even let him spend $97.3 million in US Medicaid hosp funds on O/P
clinics. He wants to save $268 million cutting
covered Rx’s from 8 to 5 mo (unless more are “medically
justified”); MD & hospital rates and privatizing
community services & HCB waiver care for aged & disab-led patients.
He plans to put almost all patients into 5
CCOs (but the legislature is considering
terminating these contracts on 12/31/14).
US matching fell $700 million & 2012’s deficit rose to $1.5 billion.
FEMA will pay $478 million to rebuild the N. O. Charity Hosp & the
state will add $300 million but it must find $70-$100 million/yr more
to run it Jindal wants a $62 million cut for LSU’s
Hospitals even though he already lacks enough funds to run 4
to 6 LSU & Charity Hospitals.
ADAP’s $11.7 million deficit required shifting $2 million of other HIV funds
to it, but there’s still a waiting list of 929.
Maine—The
state, until now, had these income levels: subsidized insurance, 300% ; the
aged & disabled, 100% (with a $75, not just a $20,
disregard for both Medicaid & the MSPs); childless, non-disabled adults,
100% (via a Medicaid waiv-er); parents, 200%/206%
wkg; for regular Medicaid. ADAP, 500%; CHIP, 200%; the SPAP, $1,604/
mo for 1 & $2,159/ mo for 2; and 250% for an O/P-only waiver
care for HIV+ (even “pre-disabled”) patients. There’s no
risk pool. Adults get dentures but little other dental care. There are no
MSP asset tests. QMB’s income level is 150%, SLMB’s, 170% & QI’s, 185%. The
state raised cost-sharing for those over 150%, and cut podiatry care &
provider fees .Gov LePage & the legis-lature (both R) at first
joined Democrats to pay hospitals $70 million in past-due bills (but then a
later re-audit showed that, in fact, the hospitals had been overpaid
that same amount) & even to add $73 million more to the
Medicaid budget (for which even more may soon be needed
because CMS auditors now suspect the state over-claimed
$150 million in past US matching).
LePage plans to drop 16,000-–even
with 14,000 more on its waiting list—of the childless, non-disabled
from the waiver
(he says it’s a voluntary
state add-on that needs no HHS approval to be ended & isn’t subject to the
US’ maintenance-of-effort laws), and even
drop 12,000 parents by cutting their 200% Medicaid income level to 133%
Maryland---has
an aged/disabled level of only $674/mo (the SSI rate), a 300% CHIP level & a
500% ADAP level. An appeals court upheld an AARP/Legal Aid suit to widen the
state’s too-strict nursing home, HCB waiver & at-home care medical
qualification & appeal rules. A waiver merged the main SPAP & a state low
income O/P clinic program into one O/P-only primary clinic
care & Rx program for any non-Medicare adults (even if
childless & non-disabled) under 116%
(128% if wkg). A state-sponsored, Blue Cross-run 2nd
SPAP (with a 300% level) covers some Part D donut hole & premi-um costs,
but seems to exclude the disabled. The risk
pool has low income premium discounts for those under 200%, but no
Medicare supplement. Gov O’Malley & the legislature (both D) covered the wkg
disabled, raised the parent level to 116% for
full Medicaid & subsidize insurance for some low paid
small firm workers. He cut $82 million in nursing home, home health aide,
private RN & HMO fees and slashed hospital rates to 80% of private plans’
He also plans a
2nd expansion of full Medicaid to childless,
non-disabled adults under 116% with US health reform match-ing He
again cut providers’, HMOs’, HCB programs’ & the disabled’s personal aide
fees. He & the nursing homes hope to more than make up their fee cuts with
later rate raises funded by a 2% tax they’ll pay to use
to attract more US match-ing. With a $1.2 billion
2012 deficit, he’s considering a $150-$264
million hospital “assessment” to attract more matching to use to raise their
rates too & for other costs. He’s raising child dental fees, carving
child dentistry out of HMO contracts & made hospitals give free care to
those under 150%. The legislature called for a
$40 million Medicaid budget cut.
Massachusetts---In
2006, ex-Gov. Romney (R) & the legislature (D) required all adults to have
insurance, subsidized it for those under 300% & boosted the CHIP level from
200 to 300% (a state program started about 1990
offers CHIP-like coverage to children under 400%). In 1997 the the
parent & childless disabled Medicaid levels rose to 133% but the child-dless
aged level is still only 100%. The ADAP level is 488% & the SPAP’s is 188%
(but up to 500% for Pt D patients). Gov. Patrick (D), with a $2.5
billion 2012 deficit, raised subsidized insurance & Medicaid MD visit & Rx
co-pays from $2 to $3; raised SPAP cost-sharing; froze MD & hospital fees;
and cut public health program funds. The legislature got him to delay cuts
in adult day health programs until at least 12/11; grandfathered-in
undocumented aliens getting insur-ance subsidies & Medicaid since before
8/09 to limited benefits; and reduced adults’ Medicaid & subsidized
insurance dental care to emergency & preventive services and cut covered
hospital days to 20/yr. To better control costs, he wants to shift to
Accountable Care Organizations (ACOs) to pay for wellness & treatment
results rather than fee-for-service rates that now drive costs too high. A
legislative reform panel is expected to develop its own payment reform bill
by late 2011. CMS approved a waiver add-on to give the Cambridge Health
Alliance $216 million & $270 million to other hospitals.
Michigan---has
a 100% aged/disabled level a parent level of 37%/64%
wkg (‘11), a 200% CHIP level & a 450%
ADAP level. It ended adult hearing aid & chiropractic coverage but has
an O/P care-only waiver for childless, non-disabled
ad-lts under 35%/45% wkg. The legislature raised co-pays but boosted
child wellness, dental & adult preventive fees. The Lansing, Muskegon,
Detroit & Flint-area counties offer free or cheap coverage to those under
200% (but, short of funds, Flint’s Genessee Co.now
has a 2 mo waiting period & may close enrollment). With a $480
million 2012 deficit, the then D, now R) House & Senate (still R) briefly
ended adult vision care, but then, 2 years ago,
restored adult dental, vision & podiatry (but
not hearing aid or chiropractic) care and
avoided MD, hospital & most mental health cuts.
Gov. Snyder (R) pledged to make no eligibility or
regular provider fee cuts per se;
but cut teaching hospitals $67 million, general
Medicaid agency costs $21 million, began moving dual eligibles into HMOs
and, say advocates, cut home chore aid so much as to undermine
de-institutionalization efforts (costing much more in resulting, higher
nursing home bills) and is drop-ping 11,000 families from TANF on 10/1/11
(claiming that they’ll seamlessly be kept on food stamps & Medicaid).
The US- funded, state-run risk pool cut its premiums ($103 to $415/mo
by age band), but to do so raised deductibles to $3,000 & co-pays to $10,
$20, $50 & $100. The state’s considering replacing an HMO tax—which CMS now
says is imp-roper--with a low tax on all claims paid by
HMOs and insurers to prevent the loss of $400 million
in state Medicaid funds
Minnesota---this
209(b) state has an aged/disabled level of 100%, a regular Medicaid parent
level of 215%/219% if wkg (‘11), a CHIP
level of 275%, an ADAP level of 300% & a risk pool with low
income premium discounts for those under 200% & a Medicare supplement.
With a $5 billion 2012 deficit, the state
raised Medicaid , CHIP & MinnesotaCare (state-subsidized insurance for
parents under 275% & childless, non-disabled adults below 250%) premiums &
co-pays and den-ied Medicaid & CHIP to legal aliens. He capped
enrollment in HCB care and tightened medical qualifications & cut paid hours
for home aides; cut nursing home & HCB waiver fees; raised some premiums;
and ended coverage of speech & oc-cu therapy, audiology & adult dentistry.
Gov Dayton (D) expanded US-matched Medicaid to
cover previously state-funded Gen. Med. Assist.(GMA) patients under 75%
He & the new legislature (R)
compromised: He dropped proposed “mil-lionaire”, hospital & nursing
home taxes & accepted repeal of provider taxes that had been funding
Minnesota Care. They funded the 100,000+ GMA &
Minnesota Care clients added to Medicaid, dropped their plan to substitute
$240 monthly vouchers for them to buy private insurance instead of
Medicaid, but they got
$400 million in provider fee & other cuts
Mississippi---has
no spend down. Gov. Barbour (R) cut the aged/disabled level
from $1,000+ to $724/mo (with a $50, not just a $20, disregard) & there are
no MSP asset tests. The parent level is 24%/44%
wkg (‘11), CHIP’s is 200% & ADAP’s is 400%
(which may be cut to 200%). Only 2
brand Rx’s/mo & 3 generics/mo are covered (but HIV patients
get 5 brand Rx’s). Barbour cut phys, speech & occu
therapy benefits. An in-person re-application rule limits enrollment; he &
the Senate (now tied) won’t drop it, except maybe for LTC, but the House
(nominally D) might. After securing new cigarette & hosp taxes, Barbour
proposed DDS, nursing home & hospital (but not MD) fee cuts, as well as
patient premiums & bigger co-pays; proposed a 7% mental health cut, lower
mental health center subsidies and closing 4 mental hospitals & 15 ment-al
crisis centers. Some disabled children’s parents say the state tightened
Katie Becket waiver medical qualification rules
Missouri---is
a 209(b) state. Its risk pool has no Medicare supplement but
has a low income premium discount. The GOP legislature cut the
aged/disabled level from 100 to 85%; ended medical assistance for those
awaiting SSA disability awards; cut the 100% parent level to 19%/ 25% wkg
(‘11); ended adult dental coverage; raised CHIP premiums; denied CHIP to
those whose job plans cost under 5% of income; raised & more strictly
enforced co-pays; but kept the ADAP & CHIP levels at 300% & raised the SPAP
level (it covers only those already on Medicare) to 150%.
Blue Cross & a foun-dation subsidize insurance for KC-area families
under $30,000 The state pays “premium support” for clients’ job plan
premiums but denies them full secondary Medicaid; restored hospice & wkg
disabled coverage (which covers only those with very low SSDI
checks); gives birth control & screenings to women under 185%; restored
adult vision (except for the aged in nursing homes), hearing aid & podiatry
benefits; and let the aged & disabled opt out of HMOs .A court made the
state widen notice & hearing rights before closing CHIP cases The state let
community health centers & rural clinics presumptively enroll children in
Medicaid & CHIP (before, only 4 hospitals could). Growing costs made Gov
Nixon (D) drop plans to restore the 100% aged/disabled level
& boost outreach. He sought hospital rate cuts of $139 million & $32
mil-lion in MD & DDS fees and mental health &
public clinic funding. The ADAP director cut its formulary in Jan. ’10 to
cover only anti-retrovirals & Rx’s for opportunistic infections--but
restored the full formulary in Nov. ‘10. The state made private plans cover
some autism care. CMS said the state is wrongly limiting home health care to
the homebound.
Montana---has
an aged/disabled level of $674/mo (the SSI rate), a parent level of 32%/56%
if wkg (‘11), an ADAP level of 330% & a risk pool with
low income premium discounts for those under 150% & a Medicare supplement.
The state raised cost-sharing and cut LTC & hospice benefits and access—and
also limited aged & disabled MD visits to 10/yr. But Gov Schweitzer (D) &
the legislature (R) ended a CHIP waiting list (yet
ADAP has one of 13);
raised the family asset level; set up a SPAP for aged
(but not disabled) Medicare patients under
200%; widened CHIP dental & preventive care; made private plans cover
vaccinations & well-child care to age 7; and raised
CHIP’s level to 250%, but sign-ups are slow Schweitzer agreed to the
legislature’s 6% provider fee cut (it
also voted to “study privatizing Medicaid administration”).
Nebraska---is
a Title XVI state with a one-house legislature. Its aged/disabled level is
100%, its parent level is 47%/58% if wkg (‘11)
& ADAP’s is 200%. It ended Medicaid for many parents who chose
to leave welfare to work, yet the state Supreme Ct forbade denying Medicaid
to those who fail to meet work mandates.
The risk pool has a Medicare supple-ment but no
low income premium discount. Gov. Heineman (R) covered Pt. D co-pays for
HCB & group home clients & raised CHIP’s 185% level to 200%. With a $340
million 2012 deficit, the latest budget cuts non-primary care
Medicaid & CHIP payments 5% ($68 million), raised patient co-pays & may
limit dental care to $1,000/yr, hearing aids to 1 ea 4 yrs, eyeglasses to 1
ea 2 yrs & adults to 12 chiropractic visits & 60 occu, speech & phys therapy
sessions/yr. ADAP’s formul-ary was cut too.
But the legislature is now reconsidering
its exclusion of pregnant aliens (even legal ones) from
Medicaid after over 1,500 untreated cases resulted in needless & costly
premature births or stillborns. It
did widen school health ser-vices. Heineman proposed
denying Medicaid to clients who don’t meet work requirements. The
legislature overrode his veto of the nursing homes’ plan to tax themselves
enough to attract more US matching with which to then raise their rates.
Nevada—a
Title XVI state with no spend down; its disabled level is
$674/mo (the SSI-only rate), but the aged-only level is $710.40 (their own
higher SSI/SSP rate); its parent level is 25%/88%
wkg (‘11); its CHIP level is 200%; its ADAP lev-el is 400%. It
subsidizes insurance for parents under 200% working in participating small
firms & covers the wkg disabled Its SPAP, with a 225% level, covers the
disabled & even offers a vision benefit;
but the state raised CHIP premiums. The state capped CHIP dental care
at $600/yr; ended Medicaid adult dental & vision care, CHIP orthodontia;
tightened SNF, ICF, HCB waiver & home care medical eligibility rules; and
cut pregnancy coverage, hospital rates (closing the U of NV at LV Hosp’s
dialysis & oncology units), HCB waiver fees & attendant payments for the
disabled; non-emergency trans-port, hospital neonatal, HCB waiver and
pediatric specialist fees. It set up a formulary for antipsychotic,
anticonvulsant & diabetic Rx’s. Gov Sandoval (R)
proposed a $200 million cut in the current budget & a $500 million cut in
the 2013-14 budget--reducing Rx benefits $104 million (offering no details
yet), cutting O/P mental health care $60 million & other provider fees by
15% to 43%. But the
legislature’s (D) relevant committees & the State Supreme Ct rejected $88
million in nursing home, hospital & MD fee cuts and some hospitals &
Democrats proposed more & higher business taxes instead
New Hampshire---a
209(b) state; its risk pool has no Medicare supplement but
has low income premium discounts for those under 250%. Its
aged/disabled level is $674 (the SSI rate, with a disregard of just $13,
not $20/mo). The parent level is 39%/49% wkg (‘11);
the CHIP & ADAP levels are 300%. It has a
much-stricter-than-SSI “209(b)” Medicaid disability rule (inability to work
for over 4 years) & doesn’t cover hospices. Gov.
Lynch (D) & the legislature (R) shifted
nursing home costs to counties, but ended a DD care waiting list—yet will
make more cuts in provider fees. The legisla-ture
voted to move more patients into HMOs; slashed $1 million to fund case
managers for the aged & disabled in board & care group homes; and even
diverted to other budget accounts $230 million in bed taxes that yielded
sufficient funds to attract enough added US matching to meet hospital
shortfalls due to uncompensated care & too-low Medicaid rates
New Jersey---has
an aged/disabled level of 100%; a 500% ADAP level
(but GOP Gov Christie cut the formulary for cli-ents over 300%;
the legislature [D] voted to reverse that,
but he likely will--or has--veto[ed] their bill) & SPAP levels of
$31,850 for 1 & $36,791 for 2. A new waiver
covers up to 70,000 childless, non-disabled adults with income under
$140/ mo.
The legislature earlier raised the parent level to 200% & ended CHIP
premiums for those below 200%. The state
cut hospital charity & teaching funds, raised SPAP co-pays & cut its
formulary. Christie sought to drop coverage of legal ali-ens,
township indigent care funding & expanded overage of
parents (but he later relented on
the parent cut).
The legis-lature opposes
his $3 adult daycare co-pay proposal and ending
state Part D wraparound & co-pay aid.
He still rejects US birth control, obstetrics and cervical &
breast cancer screening funds and vetoed a family planning bill. He plans to
meet a $10+ billion deficit by higher cost-sharing & cutting nursing home
fees; and seeks a second comprehensive” waiver to “save”
$300 million (Google “New Jersey Concept Paper” for
details; but note that any parent level cuts have been drop-ped). He plans
$240 million in savings by forcing the rest of the aged & disabled (many are
still in fee-for-service cover-age) into managed care plans (including even
their Rx, home health, adult day health care & personal attendant services)
and cuts of $8 million each to ADAP & women’s health---plus $9
million in mental health & $5 million in legal aid cuts
New Mexico—has
no spend down, but has a risk pool with a
Medicare supplement & low income premium discounts for those under 400%. Its
aged/disabled level is only $674/mo (the SSI rate), its parent level is 29%/67%
if wkg (‘11), CHIP’s is 235% & ADAP’s is 400%. A waiver—which is
again closed to new individual applicants, but not to small
employer groups--subsidizes insurance of any adult (even if
childless or non-disabled) under 200%/250% if wkg.
The state refuses to process disability-based Medicaid-only applications
from those whose disability hasn’t yet been approved by SSA---no matter how
much they need medical care. With a Medicaid shortfall of $300 million+,
the state may end adult dental, vis-ion, hearing aid & hospice coverage;
slash phys, occu & speech therapy; cut mental health & substance abuse care
& fees; and may cut some Rx coverage & HCB waiver care.
Gov. Martinez’s (R) health cuts are likely to be
even deeper, and she hired—without the legislature’s (still D)
consent or appropriation---2 consulting firms to advise how to cut Medicaid.
And the Medicaid agency discovered a shortage of $100 million to pay due
Medicaid bills & asked the legislature to make it up
New York---has
a waiver for parents & couples (even if childless) under 150%, and childless
(even non-disabled) single adults under 65 below 100%---but
the level’s only $761/mo for childless aged singles. ADAP’s
level is 431% & CHIP’s is 400%. The state subsidizes insurance for workers
under 250%, but it caps Rx’s at $3,000/yr.
The legislature (D House; R Sen)
excludes
the disabled from EPIC (NY’s SPAP; it has a 350%+ level); raised Rx &
MD co-pays (but caps them at $200/yr); adopted a flexible formulary; and
covers assisted living, chore aide & adult day care. Counties pay ½ of state
Medicaid costs (but their increases are capped at 3.5%/yr). NY lets
providers deny services to those who don’t meet co-pays; funded HIV day
health care; covered colon & prostate cancer patients & the wkg disabled
below 250%; required hospital discounts for those under 300% & banned taking
debtors’ homes; and required mental health parity. Even with
a $12+ billion 2012 deficit, ex-Gov. Paterson
(D) started a discount Rx plan for the disabled, raised all
Medicaid asset lev-els ($13,050 for 1, $19,200 for 2, etc), ended MSP
& SPAP asset tests and extended COBRA to 36 mos. But he signed a bill
with $775 million in health cuts, aimed at saving $300 million more in each
future year. Short $316 million, NYC’s public hospitals plan to cut child
mental health & Rx benefits and close some clinics. NYC proposed to end a
school dent-al program, cut its HIV services $17 million &de-funded a health
insurance advocacy office. NYC’s
Mayor wants to cut 182 school nurse jobs.
Gov Cuomo (D) & the legislature passed $1 to $2.8 billion in Medicaid & EPIC
cuts, will force all Medicaid patients--even nursing home &
HCB waiver patients, if CMS agrees--into HMOs; and tightened drug
formularies for some diagnoses. A summary of the
many, very complex cuts is in “Medicaid & EPIC
Cutbacks.” at
http://www.selfhelp.net/
And mind-boggling, very detailed sets of charts
set forth the new income & asset eligibility levels & disregards, by family
size, for most of the various health assistance programs at
www.newyorkhealthaccess.org
North Carolina---covers
the wkg disabled, but allows only 8 Rx’s/mo (plus another 3 or more
on an exception basis).Its aged/disabled level is 100%; its parent level is
36%/49% if wkg (‘11) & its CHIP level is
200% .Its aged-only SPAP was suspended in 2010. The legislature (R) created
a 2 nd SPAP just for ADAP clients on Medicare under 175% but
ineligible for Pt D full Extra Help & passed
limited mental health parity. It has a pre-health reform state risk pool
that excludes Medicare patients, requires pre-authorization &
has a $250 co-pay for “specialty” Rx’s & a $100,000/yr out-of-pocket cap but
has low income premium discounts. Gov Perdue (D) set up a
preferred Rx list, later adding some psychiatric Rx’s to it); proposed
closing 50 mental hosp beds & cutting MD, hosp, personal aide, maternal care
& community mental health funds. The state cut
audiology & hospice care and limits speech, occu & phys therapy visits to
3/yr; ADAP was cut $3 million, has a formulary limiting coverage to Tier 1
Rx’s & an income level cut from 300 to 125%. The budget ends Med-icaid’s
HIV case manager program & coverage of community-based rehab care and many
child dental X-rays & sealants; limits breast
surgery; and requires prior approval of X-rays, MRIs, MRAs, PET
scans, ultra-sounds & even some EPSDT services. The
state later found $14.1 million more for ADAP, cutting its waiting list
to “only” 356 (but it may now require pre-authorization for
Medicaid’s HIV Rx’s). The hospitals got the legislature to
tax them $200 million/yr to attract more US matching to raise their
rates (even though they may have earlier
over-charged Medicaid $50 million+) &
meet other health costs;
but, with a $358 million budget cut, the state will
limit or end coverage of adult insulin, eyeglasses, dentistry, podiatry &
chiropractic care. It seeks a
waiver to give personal care services to board & care residents; and state
plan am-endments to better co-ordinate mental & primary care, pay
coordinators incentives to cut hospital readmissions & ER vis-its, and
consolidate community programs for children & disabled adults (including
mental health & HIV care) into fuller coordinated care.
CMS now says that the state’s placement of thousands
of de-institutionalized mentally ill in board & care homes is improper and
their costs are un-matchable—creating still another huge state Medicaid
funding crisis.
North Dakota---this
209(b) state has a risk pool with a Medicare supplement but
no low income premium discount. Its aged/disabled level is $750,
its parent level is 34%/59% if wkg (‘11)
but ADAP’s level was cut from 400 to 300%. It
cov-ered disabled children under only 200%
via the FOA, boosted CHIP’s level to 150% & raised the medically needy/spend
down level to $750 for 1 person/mo. But the legislature (R) refused
to again raise CHIP’s level (to 200%),
cut ADAP’s formulary, capped enrollment & yearly costs & limited patient
access to Fuzeon. Gov Dalrymple (R) plans even more cuts
Ohio--this
209(b) state has a parent level of 90%, a
200% CHIP level, but
cut the ADAP level from 500 to 300% (briefly triggering a waiting list &
possibly denying eligibility to 861 more with CD4 counts over 500 if those
counts haven’t ever fallen below 200). Ohio cut its secondary fees
for dual eligibles & medical assistance for those awaiting SSA disability
awards; herded most patients into HMOs (some with too few specialists); but
required private insurance mental health parity.
Its aged & disabled level is only $589/mo (the US’ very lowest).
The state covered disabled children under 500% via the FOA; cut nursing home
fees (but the legislature then partially restored them & boosted home care
benefits); cut Rx fees & community mental health funds; and required Rx co-
pays & a generics preference rule; but restored adult dental & vision care.
It told nursing homes to pay for their own patients’ phys therapy,
wheelchairs & medical equipment. The state moved 592 from waiting lists into
HCB waivers & imposed $718 million in fees on hospitals to be used to get
more mat-ching & raise rates; and applied mini-COBRA rights to small firms.
Gov Kasich & the legislature (both R)
plan a $1.4 bil-lion 2 yr Medicaid cut: moving disabled children, the
mentally ill, nursing home & HCB waiver patients, dual eligibles & finally
all aged & disabled into managed care; cutting nursing home fees $360 to
$470 million (they claim they’ll spend $55.6 million more
on HCB waivers, yet plan deep cuts in the total FY ’12 LTC
budget); hospital rates $478 million, ma-naged care $58 million &
psychiatric care $135 million.
He found $5 million more for ADAP, cutting its waiting list
to 0..
Oklahoma---this
209(b) state’s aged/disabled level is $716 (the SSI/SSP rate). The parent
level is 37% & 53% wkg (‘11) & ADAP’s is
200%. It doesn’t cover hospices, but did cover the breast & cervical cancer
& wkg disabled groups & sub-sidized insurance for students, the unemployed &
small firm workers under 200%. The legislature (R) later cut the insur-ance
premiums & eased eligibility but also cut its benefits; covers assisted
living & raised the CHIP level from 185 to 300%. Gov
Fallin (R) may drop pregnant women’s dentistry, durable medical equip &
nebulizors; cut dialysis, diabetic supply, hospital, MD & nursing home
fees; raised some co-pays; seeks to limit ER visits to 3/yr; cut mental
health care; closed 200 mental hospital beds; cut covered brand
Rx’s from 3 to 2/mo & ended speech, occu & phys therapy
benefits.
Oregon---this
Title XVI state’s risk pool has no Medicare supplement but has
low income premium discounts for those under 185%. Income levels are $674/mo
for aged & disabled (the SSI rate), 32%/40% if wkg
for parents (‘11), 185% for subsidized insurance for non-Medicare
adults (with enrollment closed) & 200% for
ADAP. An anti-tax referendum cut el-igibility & adult dentistry and ended
adult vision care. The OR Health Plan expansion waiver--with limited
Medicaid for non-Medicare adults under 201%--again froze enrollment. ADAP
has cost-sharing. Ex-Gov Kitzhaber & the legislature (both then D) took the
FOA option & passed insurer & hospital taxes--later upheld in a referendum
that raised taxes on the rich too--to cover 80,000 more children & 35,00
more adults, raise CHIP’s level to 300%, & offer more home care--yet he
later had to end home care for 100s of cases. Gov Kitzhaber & the Senate
(both D) & a now-tied House cut provider fees 16-19%. He signed a bill to
use capitated “coordinated care organizations”, which he says will save $200
million in 2012
Pennsylvania---has an aged/disabled
level of 100%, a parent level of 26%/46% if wkg
(‘11) & an ADAP level of 337%. Ex- Gov. Rendell (D) covered
the wkg disabled, raised the SPAP level (to $23,500 for 1 & $31,500 for 2),
but
still
excluded
the disabled). Gov
Corbett & the new legislature (both R) chose to limit adult dentistry (e.g.,
dropping root can-al coverage) & Rx’s to 6/mo (with an exception process},
impose co-pays on disabled children over 200% , cut mental & women’s health
care & ended the Adult Basic program--even with 40,000 patients
on it & 496,000 more on its waiting list.
But case record reviews suggest that nearly
1/2 of those dropped may be eligible for Medicaid,
according to Commun-ity Legal Services of Phila. 2012’s deficit is $4
billion. Phila. city clinics now must bill $5-$20 a visit.
Rendell priced the premiums as low as $283/mo for
those under 200% in PA’s US health reform-funded risk pool,
but
HHS refused his plea to waive the US risk pools’ 6
months-with-no-coverage rule even for terminated, and still-uncovered,
AdultBasic patients
Rhode Island---has these income
levels: aged/disabled, 100%, parents, 175% (181%
wkg), CHIP, 250% & ADAP, 200%. The state covers the wkg disabled &
its limited formulary SPAP covers the aged
but only those
disabled over age 55 (with levels of
$37,167 for 1 & $42,476 for 2). Ex-Gov Carcieri (R) required free &
discount hospital care for those under 200% & 300% and banned taking
debtors’ homes. Big deficits ($107 million in 2011)
moved him to get a waiver with extra up-front US funds; in exchange
it requires shifting 12% of nursing home cases to cheaper home care &
capsfuture US funds. The legislature (D) raised adult daycare co-pays;
dropped coverage of legal alien children.&
ended child- care workers’ insurance. Gov. Chaffee (I) is expected to have a
moderate health policy & may attempt to end the
waiver.
South Carolina---has no spend down. Its aged/disabled level is 100% &
its parent levels are 50%/93% if wkg (‘11).
It cut ADAP’s level to 300%. Its risk pool has a Medicare supplement
but no low income premium discount. The legislature
(R) limited Rx’s to 4/mo & raised CHIP’s level to 200%. The SPAP has a 200%
level but excludes the disabled. The state cut
mental health benefits, closed an HIV program to new clients & slashed home
health, hospital & nursing home fees;
passed private plan mental health parity; ended SPAP payments for drugs not
covered by Pt D, cut SPAP funds & ended state ADAP
funding--dropping 200 patients. It may drop 200 more (even with a waiting
list already at 420), cut home, personal aide & HCB care (the last 3
face court suits) & covered Rx’s from 8 to 7/mo, required a generics “”fail
first” rule for mental health, oncology & HIV patients before they can get
brand Rx’s & de-funded cancer screening. Gov. Haley (R) planned to end
hospice coverage (but relented)
but did cut speech & occu therapy sessions from 225 to 75/yr. With a $200
million deficit rising to $1 billion she hopes to save $200 million with ”
public-private care provider partnerships”,
$18.5 million by reducing low weight births, favoring HCB care over nursing
homes, ending adult vision & dental care,
raising co-pays & reducing C-sections &
hospital readmissions. She will
cut hospital, MD & DDS rates by $300 million
South Dakota---has
no spend down. Its aged/disabled level is $674/mo (the SSI rate),
its parent level is 52%, wkg or not (‘11)
& ADAP’s is 300%. Rejecting a call for expansion, the legislature (R)
refused to raise the pregnant women & CHIP levels to 250% or increase
provider fees, and ended adult dental coverage. Gov. Daugaard (R)
said he’d make $30 million in Medicaid cuts (with 10% lower provider fees),
but the legislature restored $12.5 million to soften the provider fee cuts
Tennessee—The
legislature (R) set the aged/disabled level at $674/mo (the SSI rate),
parents’ at 70%/127% if wkg (‘11) & ADAP’s
at 300%. Except for the pregnant, children & HIV+ patients, MD visits were
cut to 10/yr, hosp days to 20/yr & Rx’s to 2 brand
drugs + 3 generics/mo, except for some grave
conditions. There’s a 250% CHIP level, a pre-health re-form state
risk pool (with no Medicare
supplement but with a premium discount for those below 250%),
a SPAP (with a waiting list & low benefits cap)
for up to 5 generics/mo for non-Medicare clients under 250% & subsidized
barebones in-surance for non-Medicare adults under $55,000
(enrollment is closed). CHIP uses Medicaid Rx
rules, but also covers dia-betic items & more psychiatric Rx’s. Home care &
medical equip benefits were cut, with big mental health cuts & a $500
million hosp rate cut —forcing Nashville Gen Hosp to deny non-emergency care
to poor illegals. The state deferred caps on MD visits, transportation &
transplant care, but kept a $10,000/yearly benefits
cap; limited occu, speech & phys thera-py; and capped X-ray & lab
usage & ADAP costs.
A court voided its 1987 order grandfathering-in 150,000 ex-SSI
recipi-ents to Medicaid & almost all then lost coverage (see “Daniels Case”
at
www.tnjustice.org). Gov
Haslam (R) favors more cuts--like ending coverage of C-sections, hemophilia,
detox, acne & some sedatives & may start an ADAP waiting list.
The state
re-opened its spend down program--limited to the first 2,500
callers--starting 9/12/11
(see
www.tnjustice.org for details)
Texas—has a
risk pool with a Medicare supplement & but no
low income premium discount .The aged/disabled level is $674/mo (the SSI
rate), the parent level is 12%/26% wkg (‘11) & the ADAP & CHIP levels are
200%. Gov. Perry & the legislature (both R) dropped CHIP prostheses, phys
therapy & private duty nursing; raised CHIP cost-sharing; cut Medi-caid
home health & ended adult chiropractic & podiatry care; are moving more
patients into HMOs; but restored Medic-aid vision & hearing aid
coverage and CHIP dentistry (Medicaid covers limited adult
dentistry); and required some mental health parity in private plans. I has a
SPAP for HIV clients. A court required improved EPSDT & child health with
higher MD & DDS fees (yet Perry still plans 10% rate cuts). The 2011-12
deficit is $27 billion. The legislature cut the Children with Special Health
Needs program & a cystic fibrosis aid program for all ages by $3.5
million (even with 950 children on a waiting list);
wouldn’t fund 13,000 needed HCB waiver slots or $19 million that ADAP needs
and even authorized cutting its income level from 200 to 125% if necessary.
It left $4.8 billion of the Medicaid budget unfunded after early 2013, when
it must either find more money or make big Medicaid cuts—and
even authorized transferring $19 million from its skimpy
budget to ADAP’s even worse budget needs. The state now seeks a waiver to
capitate Rx benefits via managed care—and, if approved,
it will drop its prior monthly 3 Rx limit & even fund
additional low income clinics.
Utah—is a
Title XVI state with a risk pool that has a
low income premium discount, but
no Medicare supplement. Its ag-ed/disabled level is now 100%, its
parent level is 38%/44%
if wkg (‘11) & CHIP’s is 200%. A
waiver (now closed to new patients)
gives limited
O/P—but not I/P--care, with big
co-pays, to non-Medicare adults (even if
childless & non-disabled) under 150%. The legislature (R) ended
coverage of podiatry, audiology, speech therapy, chiropractic, some
wheelchairs, and adult eyeglasses & dentistry; cut hospital & DDS fees 25%;
but subsidizes insurance for workers under 150% in small firms. Gov. Herbert
(R) restored child & pregnant women’s dental care & some phys & occu
therapy—but then cut DDS fees again (without CMS consent);
and cut its ADAP formulary & income level to
250% (dropping 52 clients) & closed enrollment to new patients--so again
there’s an ADAP waiting list (of 59 so far);
cut the disabled level from 100 to 74%, slashed school health funds & the
pregnant women’s asset level; and even dropped the
spend down. Herbert signed a bill to force
Medicaid patients to “work” for their benefits, and he & key legislators
seek a waiver to cut eligibility, run Medi-aid with ACOs (some advocates
say they’re sub-par, “gussied up” HMOs), raise co-pays & charge $40/mo
premiums
Vermont—Its
levels are: aged/disabled (2 zones) 101% & 110%;
parents, 185%/191% if working (’11); childless, non-disabled adults, 150%
/160% if wkg; CHIP, 300%; ADAP, 200% and the SPAP, 175%. There are no
MSP asset tests. The state subsidizes insurance for others under 300%.
Dentures aren’t covered & there’s a $495/yr dental care cost cap per ad-ult.
A waiver, in return for more US funds, moves patients into HMOs and favors
home & HCB care over nursing homes--but also caps future US matching funds.
The 2011 health & welfare shortfall was $53 million. Ex-Gov. Douglas (R)
pro-mised not to cut eligibility (even signing a bill requiring more private
plan autism coverage), yet raised SPAP co-pays.
Gov. Shumlin & the legislature (both
D) enacted a law to establish a state universal coverage health insurance
plan.
Virginia---this
209(b) state’s parent level is 25/31% if working (‘11), CHIP’s is 175% &
ADAP’s is 400%. It covers the wkg disabled.
Gov McDonnell & the House (both R) ignored gentler Senate (D) approaches to
cut provider fees & mental health, substance abuse & community care funds,
lower the $2,200/mo HCB waiver income level to $1,685, even with a
waiting list of 6,000 (but $30 million more
was later found for HCB care); cut
CHIP’s level from 200 to 175% (which will turn away
28,000 children) and the aged/disabled level from 80 to 75%.
Some mental health, Hep C & a few other Rx’s were cut from ADAP’s formulary
& it closed enrollment (except to
pregnant women, children & those being treated for opportunistic infections).
The ADAP waiting list is 3.010. A SPAP covers premiums & cost-sharing
for HIV+ Pt D clients under 400%. The
legislature over-rode McDonnell’s veto to make large firms’ health plans
cover some autism care
Washington--its
risk pool has a supplement open to some, but not all, on
Medicare. Its aged/disabled level is $720 (the SSI/SSP rate), its
parent level is 37%/74% if wkg (‘11) &
ADAP’s remains 300%. Gov. Gregoire & the
legislature (both D) passed mental health parity. Budget cuts forced her to
end CHIP for 27,000 undocumented children. The state raised BasicHealth
(subsidized insurance for non-Medicare adults under 200%,
with a waiting list of 150,000) premiums &
co-pays, forcing 60,000 off the rolls; ended
medical assistance for 21,000 disabled; cut DSH payments & nursing home
fees; and limited non-emergent ER visits, Rx, DME, imaging, denture,
diabetic items, personal aide, home care, adult daycare, maternity & infant
casework & incontinence benefits and cut druggist, pediatric MD, HMO & day
health center fees. It dropped adult hearing aids,
podiatry, eyeglasses, dentistry, & colorectal cancer screening. Three
non-HIV Rx’s were rem-oved from ADAP’s formulary & cost-sharing is required
of those over 100% or not on Medicare or Medicaid. The state sponsors
discounted, unsubsidized insurance. A Medicaid
waiver pays matching for BasicHealth & “Disability Lifeline” medical
assistance, but the state cut 17,000 off BasicHealth for being
illegals, over 65, or having income over 133% The legislature cut
Medicaid’s provider pay budget $4 billion, over hospital & home care worker
opposition. Gregoire signed a nursing home tax, with proceeds to be used to
attract more matching to bolster their rates & other costs; and seeks a CMS
waiver to use a Medicaid “individual per cap payment”: See
http://www.wsha.org/files/83/StatesSubmissiontoCMMI.pdf
West Virginia---has
an aged/disabled level of $674/mo (the SSI rate), a parent level of 17%/33%
if wkg (‘11) & a 250% ADAP level. It covers only 4
brand Rx’s/mo (plus 6 generics). Its state risk pool has
no Medicare supplement but low inc-ome premium discounts have
been authorized. It denies all adult dental care but extractions &
emergencies & didn’t prop-erly adopt nursing home & HCB medical admission
rules (which still impede access). The legislature (D) started an Rx
aid plan (via low income clinics) for non-Medicare adults under 200%. CMS is
trying, over state objections, to halt a wai-ver that offers clients more
mental health care & Rx’s--but only if they sign “personal responsibility”
pledges. It had plan-ned to put the disabled, parents & children into
managed care that some say cuts care access. Gov Tomblin (D) & the
legi-slature raised the CHIP level to 300%
& passed a hospital tax with proceeds to be used to attract more Medicaid
matching
Wisconsin---has
an aged/disabled level of $757.78/mo (the SSI/SSP rate), a 300% ADAP level &
a 240% SPAP level (it excludes
the disabled). The risk
pool has a Medicare supplement & premium discounts for those
under $33,000. Ex-Gov Doyle & the old legislature (both D) raised the CHIP
(to 300%) & parent (to 200%) levels and started a “Basic Care” plan for
non-Medicare childless adults under 200%, but its caseload soon outgrew
funding. Gov Walker
& the new legislature (both R) plan $3 billion in Medicaid cuts, including
dropping the 67,000 already on Basic Care. He’s begun dropping
the 67.000, wants to freeze enrollment of the aged & disabled and
in a “Family Care” nursing home alternative program & some other aged &
disabled programs, cut the parent level to 133%, impose more &
higher co-pays and “adjust” pay-ments for kidney care & dialysis and
for druggists’ fees.
Yet even GOP legislators spurned his plan to cut SPAP
coverage
Wyoming--has
no spend down, an aged/disabled level of $699 (the SSI/SSP
rate), a parent level of 39%/52% wkg (‘11)
& a 200% CHIP level. Its SPAP covers non-Medicare persons below 100%. The
legislature (R) widened CHIP mental health, vision & dental benefits.
Ex-Gov. Freudenthal (D) added a risk pool low income premium
discount for those under 250% (it already had a Medicare supplement). The
state planned to cut provider fees $25 million, the DD & HCB budget $3.6
million (freezing-in a waiting list) & dialysis aid by $250,000.
ADAP’s 332% income level & formulary were cut, enrollment was capped
(but its waiting list is still 0)
& client cost-sharing
was required. Gov Mead (R) plans more cuts.
SOURCES
AND RESOURCES:
Email
sherry.barber@ssa.gov for “State Asst.
Programs For SSI Recips.,
1/10” (the latest update) on state Medicaid eligibility rules for
SSI & SSP recipients, state SSP amounts and state Section 1616, 1634 &
209(b) eligibility arrangements.
For
the 48 states & DC, 2011’s federal poverty level (FPL) is $10,890
yearly ($907.50 monthly) for one plus $3820 yearly ($318.33 monthly) for
each additional person; see the Asst Sec. for Plan. & Eval. pages at
www.dhhs.gov for earlier yrs’ FPLs and AK’s & HI’s separate FPLs. The
2011 SSI rates (not including any state supplements, or SSPs) are
$674/ mo for 1& $1,011/ mo for 2.
For
state parent & childless non-disabled adult income levels see
“Holding Steady: Looking Ahead.. 50-State Survey of Elig. Rules..[for
Parents & Childless Non-Dis Adults ]2010-11”
[pub.#8132, Tbls B,
4 & 5],“Medicaid..[& MSP] ..Elig..[Levels] ..for..Elder[s]&..Disab[led]
2009-10 ..”[pub #8048, Tbls 1 & 6]
in the Medicaid pages at
www.kff.org. and
http://www.kff.org/medicaid/upload/8105.pdf
for
more detailed 2010-11 aged/disabled eligibility data (App. A4a).
“Medicaid
Expansion Now..[Can]..Save..States Money”
shows how states can add to their health budgets by now getting
regular Medicaid matching rates for 100% state-funded care of
childless, non-disabled adults under 133% &
“Explaining: Benefits & Cost-Sharing..States Can Set For
[New]..[Eligibles]..” (8/9/10) at
www.kff.org . For CMS rules on
covering new clients see State Med
Dir Ltr #10-005, “New Options.. Under Med..”
(4//10/10) & State Med Dir Ltr #10-013 (7/2/10)
on required “Fam, Plan. ,
Benchmark, [mental health & Rx] Coverage”
at
www.cms.gov
“Medicaid Coverage & ..[Costs]..in
Health Reform..” at
www.kff.org projects the numbers of
new Medicaid pa-tients & states’ tiny share of their costs starting in 2014
(0% to 10%). See under “publications” at
www.ppic.org “Expanding
MediCal;, Profiles of Potential New Users”
(8/11), questioning whether
previously-uncovered new eligibles will cost any more than non-disabled
parents; also Google “Health Service Among the Previously
Unin-sured”, in Health Economics
(8/24/11),
for roughly similar
findings for the uninsured who get Medicare at age 65.
“The OR Health Experiment..”(7/7/11)
at
www.nber.org finds that, among those seeking Medicaid, a comparison of
those who get it vs. those who don’t shows those who
do
get it have much
better health & access to care.
“Net
Effects of the [PPACA] on State Budgets”at
www.firstfocus.net sees state
savings
of $40.6 to $131.7 billion/yr from health reform in 2014-19.
The Act & regulations provide a 90% US match
to set up & improve Medicaid & Exchange eligibility & enrollment systems and
a permanent 75% US match to run
them
(the
old
Medicaid match for eligibility, management & claims-payment work was only
50%).
“The
[PPACA] & State[s]: Consider Savings [and] Costs..”
(7/13/11)
at
www.urban.org
under
“health” in “publications” sees state savings of $92-$129 billion from 2014
to 2019 & $12-$19 billion/yr afterward
See “Medicaid’s
Role in..Health..Exchanges: A Road Map..” at
www.manatthealthsolutions.com and
“Ten Considerations for States in Linking Medicaid and the Health
Benefit Exchanges” at
www.chcs.org
The
PPACA “Maximiz[es].. [Primary MD]..
Medicaid Rates to Medicare Levels [to get more of them to take Med-icaid
patients]..” & “Leveraging
the Medicaid Primary Care Rate Increase” (both
at
www.chcs.org). They,note that
the US will pay 100% of added state fee costs in 2014–19. New HHS
rules make later
state provider pay cuts harder, & more difficult
(Fed.
Reg., 5/ 5/11);
see “NHeLP Breaks Down Crucial Provider Pay
Reg.”at
www.healthlaw.org
www.kff.org/medicaidbenefits/ lists
state chiropractor,
podiatry,
eyeglasses, optometry, hearing aid, hospice, psychologist,
prosthetics, home health, medical equip, dental, Rx’s, OTC items & phys,
occu & speech therapy coverage.
The
“2011 National ADAP Monitoring Report (Module
1)” at
www.nastad.org lists
state income & asset eligibility levels in Table 13, application
procedures in Table 14 & any prior authorization rules for special or costly
drugs in Table 15. Its
“(Module 2)” has a “Glossary”
and charts & tables on states’ coverage of
often-co-morbid Hepatitis B & C Rx’s and care.
State ADAP formu-aries weren’t compiled in this
year’s ”Report” but procedures to
get costly or unusual Rx’s are cited
.
See the
“ADAP Watch”
at
www.nastad.org on state waiting lists. For current &back issues
of the
“ADAP Pill Box”
see
www.ADAPAdvocacyAssociation.org
See “Pharm. Benefits [in] State
[Medicaid]” at
www.npcnow.org on formularies, fees, prior
auth, prescribing/dispensing limits & co-pays.
JCoburn@hdadvocates.org has a chart on how Rx maker PAPs mesh with Pt D.
States can cover Pt-D-excluded Rx’s with their own funds: see which do so at
www.medicareadvocacy.org (12/1/05 report at
“News” icon). “Implementation
of Medicare Pt D & Non-Drug Medical Spending..”
in
jama.ama-assn.org
(7/27/11)
finds Pt D coverage cuts patients’ other health costs $1,200/yr
“Medicaid Managed Care Trends”
(‘09) on Medicaid’s research &demonstration pages at
www.cms.gov says over
70%
of its patients are already
enrolled—often mandatorily--in private managed care plans
(so far mostly non-disabled parents &
children); but most states now
plan to enroll (again, often mandatorily) the previously mostly-exempt aged
& disabled too ). See “CA’s Shift to Managed Care Doesn’t Save
[Costs] or Improve.. Outcomes ..” (10/05),
finding it raises costs 17% over fee-for-service at
www.rwjf.org under “pubs. &
research”; a summary of cost studies in “Managed Care Explained”
(5/31//11)
at
www.stateline.org, “Assessing..
Financial Health of Med. Managed Care & [Its]..Quality”
at
www.cmwf.org, “The Evolution of
Managed Care in Medicaid”
(6/11)
at
www.macpac.gov . “A Profile
of Medicaid Managed Care..in 2010:..A 50 State Survey”
at
www.kff.org (doc. # 8220) &
“Has...Shift to Managed Care [Cut].. [Expenses]..?”
at www.nber.org
saying savings depend on states’ baseline fees).
For a critique of Medicaid
HMO failings, quality, low fees & ways to improve them, see
7/27/11
editorial at
www.staradvertiser.com
“Implementing National Health Reform: A 5-Part Strategy For Reaching the
Eligible Uninsured”
(5/11), under “publications” at
www.ui.urban.org offers thoughtful
ways for quick, simple, efficient enrollment by states of the uninsured in
2013-14. and
“New Lewin/ Optuminsight Whitepaper on the
Effects of the PPACA on State Medicaid Programs”
under” news” at
www.lewin.com
See
“Indiv..Models of LTC’ at
www.statehealthfacts.org for state
coverage of HCB waivers, home health, personal aides. Email
lsmetanka@nccnhr.org for latest state Personal Needs Allowances (PNAs)
for those in SNF, ICFs & licensed, SSI-funded board & care homes. See a
“Medicaid HCB..Data Update: 2011” &
a “Money Follows the Person Snapshot, 2010”
at
www.kff.org. For a thorough overview
of state long term care programs, policies & performance, see the AARP’s
www.longtermscorecard.org (9/11).
The
PPACA’s
“Community First Choice” state plan option
can give states a 6%higher matching rate for personal attendant costs
& the “Balance Incentives Payment Program”
can give them $3 billion ( to raise their match 2% to 5% more) to
plan & arrange such services; email
cuello@halthlaw.org for details.
But see State Med. Dir. Ltr. # 11-009 of 8/15/11 at
www.cms.gov , saying states can change HCB waivers--or even discontinue
expiring waivers--if
their
eligibility
changes (very narrowly construed) don’t violate the PPACA’s maintenance of
effort (MOE) requirements.
See
www.naschip.org on the pre-health
reform state risk pools & order
“Compr. Health Ins. for High Risk Indivs: .. State-by-State…”
on funding, eligibility, benefits, Medicare
supplements, premiums & low income discounts. The site www.pcip.gov
shows if new federal health
reform-funded pools are state- or
federally-run ; the latter’s premiums & cost-sharing are
surprisingly affordable, especially for those under
age 40; and premiums in US-run pools were recently further discounted
See the
“Directory of..[the 27]..State Kidney
Programs” with contact,
eligibility & benefit data under “publications” at
http://som.missouri.edu/MOKP/ . The FL, MI, NJ & TX health depts. also
have epilepsy and/or hemophilia assistance programs.
See ”From
CANN ” in “Other Organizations’ Materials” under
”Medicaid” below “Issues” at
www.healthlaw.org for a
Medicaid, health & welfare
“Glossary”, “Ways To
Stretch ADAP Budgets” & an archive of many
past Medicaid Watch issues.
Also see
“Creative Financing”
below “Medicaid Defense” under “Issues” at that site for a
“Medicaid
Maximization Primer” on fiscal strategies for
states to increase US Medicaid matching for state/local health expenses & a
“Medicaid Cost Containment”
paper on other ways to save funds without eligibility, services or provider
pay cuts.
See
the “Friday Updates”
& the “State Medicaid Reform Tracker”
monthly (for state-by-state reports on a wide range of mostly
non-eligibility Medicaid news) at
www.NASUAD.org and http://www.statereforum.org/states
on state health
reform activities
The National
Health Law Program (NHeLP) has a summary of cost sharing studies which show
that increasing low income patients’ cost sharing in health plans always
& inevitably prevents or deters their access to necessary medical care.
See
http://healthlaw.org/images/stories/medicaiddefense/2011_08_02_NheLP%20Cost%20Sharing%20Summary.pdf.
CMS, HHS &
the IRS, respectively, each issued proposed regulations on state
eligibility & enrollment for Medicaid; Exchange health insurance policies
(with income-based subsidies); and small businesses’ access to, and tax
credits for, state Exchange-based employee group policies on Aug. 17, 2011
in the
Federal Register (www.FederalRegister.gov
) . For an excellent, clear blog summary of them see:
http://healthaffairs.org/blog/2011/08/13/implementing-health-reform-medicaid-and-exchange-eligibility-determinations/.
More information about the proposed rules is at
www.healthcare.gov:
·
Overview:
www.HealthCare.gov/news/factsheets/exchanges08122011a.html
·
Medicaid Eligibility: www.HealthCare.gov/news/factsheets/exchanges08122011c.html
·
Access to Coverage for Consumers &
Small Businesses:
www.HealthCare.gov/news/factsheets/exchanges08122011b.html
Health Insurance Premium
Tax Credit: www.treasury.gov/press-center/Documents/36BFactSheet.PDF
The Consumer Operated and Oriented Plan (Co-Op) Proposed Rule (comments were
due September 16th) was published in the
Federal Register
[Vol. 76, No. 139, pp. 43237-43250] on 7/20/11). |