National Snapshot
Summary
States made or are considering cuts
or expansions in
AL,
AK, AZ, AR, CA,
CO, CT,
DC,
FL, ID, IL,
IN,
IA, KS, KY, LA,
ME,
MD, MI, MN,
MT,
NE, NV, NJ, NY,
NC, ND,
OR, PA, RI,
SC, TN, TX,
UT, VA,
WA,
WI and
WY
Almost all states already pay far-too-low fees
to MDs, DDSs, hospitals & nursing homes and now
almost all states are lowering those rates even more.
Some states have monthly numerical limits on Medicaid Rx’s—with
very strict & low monthly caps in AL,
AR, GA, KY, LA, MS, OK, SC, TN, TX & WV.
More & more states deny adults non-emergency dental care & even
dentures.
There are ADAP waiting lists in ID,
IA, KY, MT, NE, NC, SC, SD, TN, UT & WY and waiting lists or other
cuts are expected in many
other states.
State Pharm. Asst. Progs. (SPAPs) in
AK, IN, NC, NY, PA, SC & WI exclude the disabled;
HI, IL, MD, MO, MT, RI, TN don’t give them all full benefits
Alabama--has no spend down, an aged/disabled level of
$674/mo (the SSI rate), a parent level of 11%/ 24% if wkng (‘09), an ADAP
level of 250%; it covers 12 MD visits & hosp-ital days/yr & 5 brand Rx’s/mo
& has an ADAP enrollment cap. The 2010
deficit is $784 million & Gov. Riley (R) & the legislature (D) cut HIV care
$2 million but it over-rode his veto of a rise in CHIP’s 200% level to 300%.
The risk pool is adding low income premium discounts & has no
Medicare supplement. AL
won’t run a health reform-funded risk pool.
Alaska----this Title XVI state has no spend down, an
aged/disabled level of $1,252 (its SSI/SSP rate), a parent level of 77/81% if
wkng (‘09), a 300% ADAP level, a risk pool with a Medicare
supplement but no low income premium discount & a token SPAP for
those under 175% that
excludes the
disabled. Gov. Parnell (R) & the legislature (R House; tied Senate)
raised the 175% CHIP level to 200% & again offer
in-home care services
Arizona--has no spend down or risk pool & covers parents &
childless-even non-disabled- adults under 100%/106% wkng. CHIP’s level is
200% & ADAP’s is 300%. The legislature (R) killed a program to cover the
disabled during the 2 yr Medicare wait, cut MD fees & personal care funds &
dropped 10,000 CHIP parents. Gov.Brewer
(R), with a $3 billion 2011 deficit; reduced the ADAP
formulary (and may start a waiting list & co-pays), cut
the mental health budget, left 35,000 CMI
clients in a de-funded limbo with no way to pay for their
care, won’t run a US health reform-funded state risk pool & ended hospice
& cut in- home care--but gave up plans
to drop 310,000 adults & abolish CHIP
(yet retained a CHIP freeze
that’s cut enrollment from 45,800 to 33,700 since 1/10 with a waiting list of
40,000)
Arkansas—has an aged/disabled level of $674 (the SSI rate), a parent
level of 13%/17% if working (’09), a numerical Rx limit & subsidizes insurance
for small firm workers below 200%. Gov. Beebe & the legislature (both D) covered
adult dentistry & enacted an as-yet-unfunded bill to raise the CHIP level from
200 to 250%. The risk pool bans Medicare clients but seeks US funds for a low
income premium discount. The state may cut the num-ber of covered MD visits &
Rx’s. It did cut ADAP’s 500% level to 200%,
briefly had a waiting list & cut its formulary.
California--The under-funded risk pool (often
closed to new patients) has no low income premium discount &
bars non-renal Medicare eligibles. Public Citizen says MD fees are the US’
10th lowest. The state covers the aged/disabled under 100% (with
a disregard of $230, not just $20), parents below 100%/106% if wkng &
prostate cancer patients under 200%. Its ADAP level is 400% and CHIP’s is
250%. With a $26 billion deficit, Gov. Schwarzenegger (R) & the legislature
(D) raised premiums; capped child dental care at $1,500-$1,800/yr; dropped
adult dental and some podiatry & psychiatric benefits; ended non-emergency
care for legal aliens; cut provider fees; and
slashed HIV services $85 million ($12 million for
ADAP). He & both parties in the legislature agreed on a $100 million
insurance tax to keep funding CHIP; but a $2.75 billion Medicaid cut
caused 3 million adults to lose coverage. He also
proposed ending TANF welfare & family medical coverage; home health care &
personal aides for the disabled, low income clinic funding; ADAP for county
jail inmates; OTC Rx coverage & adult day health care, limiting Rx’s to
6/mo (except for “lifesaving” Rx’s) & MD visits to 6/yr and imposing a $50
ER co-pay. US courts barred MD & hospital
fee cuts, eliminating adult day care & optometry services, a 20% pay cut for
personal aides for the disabled and the Gov’s line item vetoes of HIV &
other health assistance funding
Colorado---has no spend down. The
parent level is 60%/66% if wkng (‘09) & that for those over age 60 is $699
(their SSI+ SSP rate)---but only $674/mo (the SSI-only rate) for the younger
disabled. The ADAP level is 400%. The Denver Med. Ctr. & the U. of Col.
Hosp. cut their indigent care programs and they & the state indigent
medical aid program (for the poor awaiting SSA disability awards) raised
co-pays. The risk pool has a low income premium discount for those below
$50,000 & a Medicare supplement. Gov. Ritter (D) started a formulary, made
private plans cover PTSD, anorexia, substance abuse & colorectal screening,
but proposed de-funding 79 mental health facility beds & cutting low income
clinic funding---and did cut the ADAP formulary.
With a $2.1 billion deficit, Ritter proposed more provider fee cuts &
payment delays. Yet he & the legislature (also D) passed a hospital tax to
collect $600 million more for Medicaid, CHIP & the state indigent medical
aid plan that will raise hospital rates, double uncompensated care funding &
cover 100,000 more (raising all adults’ levels to
100%--starting now!--with newly-available US health reform matching funds);
applied COBRA rights to small firms & raised the 205% CHIP level to 250%;
covered the working disabled under 450%, widen-ed CHIP psychiatric care;
started a SPAP for HIV patients; covered legal aliens; and let
HMOs sell cheap, barebones policies to the uninsured--but cut funding for DD
& other disabled clients’ employment, transportation & personal care aides.
Commonwealth of the Northern Marianas—federal
law caps its matching rate far below what states get & it can’t even fully
fund its own share of Medicaid even though 37% of residents
are poor enough to get it. Its low fees attract few MDs & DDSs (only public
clinics), but it enrolled some off-island specialists by agreeing to pay
Hawaii’s higher Medicaid fees
Connecticut—a 209(b) state; its 2 zone aged/disabled levels are
$784.22 & $888.61(its SSI/SSP rates for those with maximum allowed shelter
costs + a $278 disregard), its parent level is 185%/191% if wking; its ADAP
level is 400%; its CHIP level is 300% and its risk pool has a
low income premium discount for those under 200% and a Medicare supple-ment.
Gov. Rell (R) raised SPAP premiums, co-pays & asset levels (its income
levels are $25,100 for 1 & $32,900 for 2); limited adult chiropractor,
naturopath, psychologist and occu, phys & speech therapy coverage to
clinics; but now offers hospice care to all Medicaid patients.
Rell moved to cut HIV services $2.7 million, delay starting an HIV HCB
waiver, raise some CHIP & Medicaid premiums & co-pays, drop most adult
dentistry & eyeglasses and OTC drug, legal alien coverage &
cut SPAP benefits. The legislature (D) covered the working disabled. Rell
wants to force patients back into HMOs to fund
her skimpy, subsidized insurance plan for those under 300%. With its
original $93-$296 premiums up 72% since 1/1/10,
it has big co-pays, limited psychiatric care, low Rx & medical equipt.
yearly cost caps, a $100,000/yr total care cap & a $1 million lifetime cap &
it may have to freeze enrollment.
The state is seeking newly-offered US matching to
expand Medicaid to cover childless, non-disabled adults under 133% now on
the state Gen Med. Asst. program, length-ened COBRA coverage rights to 30
mos, ended QI’s asset test & raised QMB’s income level to 207%,
SLMB’s to 227% & QI’s to 242% (giving most SPAP clients full
Pt D Extra Help too). The deficit’s $8.7
billion, Medicaid’s case-load rose 18% in 2009 (33% since 2004) and
a key legislative panel voted to raise estate taxes on the rich & for a 5.5%
hospital tax.
Delaware---has no spend down or
risk pool; covers all adults under 100%, 121% if wkng parents
& 110% for childless, non-disabled wkng adults; it has a 500% ADAP level &
200% CHIP & SPAP levels. Gov. Markell & the legislature (both D) fund a
cancer care plan for those under 650% & state medical assistance for others
under 200% & covered the working disabled. It won’t
run its own US health reform-funded risk pool. The state may let
over-income children buy into CHIP.
District of Columbia---has no risk
pool. Income levels are 200%/207% if wkng for parents, 100% for
childless aged & disabled, 300% for CHIP & 400% for ADAP. A local DC health
program covers others under 200%/211% if wkng. May-or Fenty & the Council
(both D) covered adult dentistry; boosted the aged/disabled asset level by
$2,000, raised the QMB income level to 300% & dropped
its asset test (thus qualifying many DC Medicare patients for Pt D
full Extra Help). The next 3 yrs’ shortfalls total $700 million,
requiring tax raises & program cuts. DC had to delay plans for provider fee
raises & is replacing public mental health clinic care with private
contractor services. Fenty proposes cutting funding
for low in-come clinics & lowering just-raised MD fees.
But DC is now expanding Medicaid to cover
childless, non-disabled adults in its local medical assistance program,
using new health reform Medicaid matching. The Washington Post
ran an investi-gatory series on millions wasted on fraud & ineptitude in
DC’s HIV programs. DC plans to keep the insolvent
safety net United Med Cntr (formerly Greater SE Hosp) open without seeking
receivership or court action in spite of big
deficits it’s run even as it got $85-$100 million from DC--which also raised
its Medicaid fees to 95%-100% of its overhead costs.
Florida---The GOP legislature got a waiver to
privatize Medicaid, using premium support & managed care, starting in a few
counties (a court order does let patients opt out). The under-funded risk
pool—long closed to new patients---has a Medicare supplement
but no low income premium discount. The state cut the
aged/disabled level from 88% to the $674 /mo
SSI rate, but covers those under 88% in HCB care or those disabled in the 2
yr Medicare waiting period. The parent level
is 21%/ 53% if working (‘09) & ADAP’s is 300%. The state covers dentures
(but little other adult dentistry) & hear-ing aids. Gov. Crist (R)
dropped Zyprexa & Invesa Sustena from the formulary; and wants to let
children over its 200% level buy in to CHIP. He signed bills to make private
plans cover autism, gut the insurance minimum benefits law & spon-sor
barebones policies for the uninsured (see
www.coverfloridahealthcare.com ;
their start is slated for late 2010). Blue Cross & local health depts.
sponsor cheap “Miami-Dade Blue” plans (which don’t cover brand Rx’s); drop
hospice & cut dialysis care; and cut mental health & addiction funds & MD
fees. With a $2.6 billion 2010-11 Medicaid shortfall, he cut its budget $803
million. In-home & HCB care waiting lists are long, but to settle a suit the
state will spend $27 million more on HCB waiver care. Crist restored $22
million for care of the aged, disabled & special needs children for mental
health & substance abuse services; raised cigarette taxes $1 to yield $1
billion (partly for Medicaid); and vetoed nursing
home & DD service provider fee cuts. The state required Medigap
policies to be sold almost as fairly to the disabled as the aged.
With a $230 million 2010 deficit, Miami’s
Jackson Mem. Hosp. is closing 2 O/P clinics & 2 transplant units; ending
dialysis care for 175 indigents (many of them illegal) & may even have to
close its North satellite branch, so the state gave
it $50—or, in some reports, $100--million.
ADAP just started a waiting list & cut its formulary. The HIV health
insurance premium-pay program--short $1.5 million even after getting $1
million from other HIV accounts--has a waiting list of 260
Georgia---has
no risk pool. Its aged/disabled level is only $674/mo (the SSI
rate), its parent level is 28%/50% if working (‘09), ADAP’s is 300% & CHIP’s
is 235%. It has a monthly numerical limit on Rx’s; ended CHIP dental surgery
cover-age & raised its premiums; ended adult emergency dentistry &
artificial limb benefits and nursing home spend downs; and narrowed Katie
Beckett waiver admission rules. Gov. Perdue & the legislature (both R)
herded patients into HMOs (but permit opt outs). In spite of red tape, child
enrollment still grew 7.7% from 2009 to 2010--but provider fees are too
low.Atlanta’s Grady Hosp. was once short $40+ million due to indigent care
costs, so it closed its dialysis clinic (but
pledged
to temporarily keep paying for dialysis with other
providers for its indigent ex-patients) and 3 of its 9 O/P clinics; and is
cutting its free indigent care level from 250 to 125%; but that shortfall
has now shrunk to $4.4 million. With a $2.6 billion deficit & a $506 million
2011 Medicaid shortfall Perdue dropped plans for provider fee raises & may
cut ADAP $1.2 mil-lion. He’ll sign a 1.45% hospital
bed tax bill (its proceeds will attract more US funds to bolster Medicaid
hospital fees), but MD & DDS fees
will still be cut (again). He seeks insurance taxes & fines to meet health
costs, closed a mental hospital building, may privatize much of mental
health care and won’t run its own US health
reform-funded state risk pool
Guam—this territory’s matching funds are capped
by law far below what states get. Its local medically indigent program (MIP)
pays even less than Medicaid & has almost no private providers. Scanty
funding for off-island specialty care & air transport to it runs out
quickly. Provider fees are too low & paid too late. Only 1
dentist takes Medicaid & CHIP patients
Hawaii—a 209(b) state with no risk
pool. Limited medical assistance covers all adults (even childless &
non-disabled) below 200% but full Medicaid (with a 100% level) is
closed to childless, non-aged, non-disabled adults. The aged/disabled level
is 100% & ADAP’s is 400%. The state covers the working disabled & has a
token SPAP for Medicare patients under 100%. Gov. Lingle (R) & the
legislature (D) raised CHIP’s level to 300%; ended its premiums (but now
charge over-income children to enroll) & proposed ending poor adults’ “free
Medicaid”. The legislature dropped plans to raise MD fees,
cut HIV services $300,000 & closed ADAP (which has a
waiting list of 3) to those with CD4 counts over 350. Suits to block
moving 37,000 aged & disabled into controversial managed care plans were
dismissed. Lingle cut aged/disabled case management fees, ended
non-emergency adult dental benefits & won’t run a US
health reform-funded state risk pool
Idaho---a Title XVI state, with no
spend down, an aged/disabled level of $707 (the SSI/SSP rate), a parent
level of 21%/ 27% if wking (‘09), an ADAP level of 200% & a risk pool with
no Medicare supplement or low income premium dis-count
(and the state won’t run its own US health
reform-funded risk pool). The GOP legislature raised the CHIP level
from 150% to 185%; funds an under-used pilot plan for adults (even childless
& non-disabled) under 185% working in participating small firms, covered the
working disabled and categorizes clients in 3 groups: Parents & children;
the disabled & chronic cases; and the aged. The 3 groups may get differing
benefits or more co-pays but also more preventive care.
Gov. Otter (R) covered adult dentistry, but charges premiums of 4% of
income to Katie Becket cases (and the legis-lature
may even charge all disabled children’s parents extra
premiums) and cut hospital, rehab facility & DD agency fees 55%
(which a court then barred), plus occup & speech therapy & mental health
funds. There’s a 27-person ADAP waiting list & Otter
wants to utilize waiting lists in Medicaid too. The House voted to
cut already-too-low MD & other provider fees 3.5%,
end the state adult cystic fibrosis assistance program & drop
coverage of non-emergency transportation to care.
Illinois---this 209(b) state’s aged/disabled
level is 100% (with a $25, not just $20, disregard) but its main SPAP
excludes those disabled not yet on Medicare, who get
only a limited formulary from a 2nd SPAP.
The 2 SPAPs’ income levels were raised to $27,600 for 1, $36,635 for 2, etc.
The legislature (D) raised the parent level to 185%, set ADAP’s at 400%,
ac-cepted a court order to raise pediatric fees (yet other state fees
are too low & paid very late, with a
$4 billion claims back-log), offered subsidized insurance to veterans
left uncovered by VA cuts & raised the CHIP level from 200 to 300%. The
often-closed risk pool has a Medicare supplement but no
low income premium discount. The state is forcing
40,000 aged & disabled into HMOs but raised the working disabled
level to 350% & required that Medigap policies be sold as fairly to the
disabled as to the aged. The U of Chicago Med. Ctr closed its women’s &
dental clinics; and the U of IL at Chicago closed a clinic too. The state
found $640 million to subsidize safety net hospitals, made hospitals give
the uninsured dis-counts & funded a hospital assessment plan to raise enough
to attract $450 million more in US matching. Still,
the House had to make $200 million in as-yet-unspecified Medicaid cuts,
while Gov. Quinn (D)
hopes to save another $400 million by providing
case management to the aged & disabled (38,000
of whom remain on HCB waiting lists). The ADAP short-fall is $10 million,
which may well require a waiting list, a formulary cut, cost & enrollment
caps & a lower income level.
Indiana---this 209(b) state’s token SPAP for
those under 150% excludes the
disabled; and it has a
much-stricter-than-SSI “209(b)” Medicaid disability rule (one must be
fatally or incurably ill). The
aged/disabled level is $674 (the SSI rate) & the regular Medicaid parent
level is 19%/25% if wkng (‘09). Gov. Daniels (R) & the old all-GOP
legislature raised CHIP premiums. The risk pool has a Medicare
supplement and a low income premium discount
(but the state won’t run its own US health
reform-funded risk pool). The ACLU sued to void a once-every-6-yrs
denture & re-linings limit. The House (now D) opposed Daniels’ troubled,
now-canceled eligibility privatization contract. A class action suit was
filed to correct improper case closings, appeals & other contractor errors.
The ADAP (with a
300% level) may have to start a waiting list.
The state raised the CHIP level from 200 to 300%. A waiver subsidizes
insurance for parents below 200%--and it even has 42,000 slots
for childless, non-disabled adults under 65 (for
which 100,000+ had already applied before enrollment was closed). The
insurance offers HMOs, preventive care, few co-pays; yet no dental or vision
care. Patients must put 2%-4% of income in HSAs. “Richer”
non-Medicare adults can buy-in at full-price premiums. See “Healthy IN...”
at
www.kff.org & “Profiles: Healthy
IN...” at
www.statecoverage.net .
The deficit is $763 million & Daniels plans to cut provider fees 5%
Iowa---A waiver with limited Rx benefits covers
care for non-Medicare adults—even if childless & non-disabled—under
200%/250% if wkng, but only at 2 public hospitals.
The state may seek CMS approval to expand waiver services to let patients
get care at low income clinics and (at least) emergency care at any hospital
anywhere in the state; but an attempt to raise the
level to 300% failed. The aged/disabled level is $674/mo (the SSI rate), the
parent level is 28%/ 83% if wkg (‘09) & the ADAP level is 200%. The risk
pool has a Medicare supplement but no low income
premium discount. The deficit is $565 million. Gov. Culver & the legislature
(both D) covered disabled children under 300% via the FOA, raised the CHIP
level from 200 to 300% & let children without dental coverage buy into CHIP
dental coverage only. Iowa hospitals are proposing a plan to tax themselves
$40 million, thus generating enough added US matching funds to raise their
own rates & also fund other Medicaid costs. There’s
a 77-person ADAP waiting list & the ADAP formulary was cut.
Kansas---this Title XVI state has an
aged/disabled level of $674/mo (the SSI rate), a parent level of 26%/32% if
working (‘09), a 200% CHIP level & a 300% ADAP level. Blue Cross & a
foundation subsidize insurance for KC-area families under $30,000. The risk
pool has no low income premium discount & bans
Medicare eligibles. Ex-Gov. Sibelius
(D) covered the working disabled, offered state mini-COBRA rights and raised
low income clinic subsidies. The legislature raised the CHIP level to 250%,
but wouldn’t fund previously-authorized adult eligibility expansions or hire
enough workers to cut a 12,000-application backlog & cut funds for
eligibility staffing. There are 5,700 persons now on waiting lists for
services for physically disabled & DD patients, yet
the state cut in-home services for the aged & disabled. With a $238
million deficit, Gov. Parkinson (D) seeks a 1 cent sales tax raise--and the
state’s hospitals favor a tobacco tax boost, while
the nursing homes favor taxing themselves, with the proceeds used to attract
more US matching with which to raise their rates---to avert those
cuts: such as more
use of pre-authorization, adding co-pays for un-needed ER visits, starting a
case management program for psychiatric Rx’s & cutting admissions to state
DD facilities. The state already raised CHIP premums by $10 to $20 monthly
and froze new admissions to the 3 now-chronically-over-crowded state mental
hospitals.
Kentucky--- has an aged/disabled level of
$674/mo (the SSI rate), a parent level of 36%/62% if working (‘09), a 200%
CHIP level & a 300% ADAP level. The legislature (R Sen.; D House) dropped
tough, yet unworkable, nursing home & HCB medical admission rules; capped
Rx’s at only 4/mo, limited occupational, physical & speech therapy, x-rays &
MRIs; raised co-pays; and divided Medicaid into 4 different groups:
“healthy” adults; children; aged & disabled; and MR & DD patients: See
http://www.kff.org/7530.cfm . The
risk pool has no low income premium discount or
Medicare supplement. Gov. Brashear (D) faces
a 2010-12 deficit of $888 million to $1.4 billion, with Medicaid & CHIP
costs swollen $242.5 million in 2010 but says he’ll save Medicaid $108
million in 2010-11 with more efficiencies & a new anti-smoking benefit, with
no service or coverage cuts. He expanded CHIP outreach, enrolled 22,000 more
children & dropped the $20 CHIP premium. There’s a
200-person ADAP waiting list, client co-pays are required & the formulary
was reduced.
Louisiana---has an aged/disabled level of only
$674/mo (the SSI rate), a parent level of 11%/25% if working (‘09) & a
300% ADAP level. Its risk pool has no low income
discount & bans Medicare eligibles (and the state
won’t run its own US health reform-funded risk pool). The legislature
(D) voted to raise CHIP’s 250% level to 300% but can’t afford to. Gov.
Jindal (R) got CMS to agree to the state refunding only $266 million (to pay
back much more in overpayments) & sought a waiver to cover parents under 50%
in New Orleans, Baton Rouge & Shreveport plus all adults under
200% in Lake Charles. He proposed cuts of $531 million+ by
cutting covered Rx’s from 8 to 5/mo (unless
more are “medically justified”), lowering MD & hospital rates,
cutting funding for & privatizing community services & HCB waiver care for
aged, CMI, disabled & DD clients & possibly capping ADAP enrollment.
US matching falls $700 million in 2011, 2010’s deficit’s $1.7 billion & the
state plans $340 million more in provider fee cuts. FEMA will
pay $478 million to re-build the N. O. State Charity Hosp; the state will
add $300 million more & have to find $70-$100
million/yr to subsidize operations
Maine---Gov. Baldacci & the legislature (both D)
set these income levels: subsidized health insurance, 300% (with up to $8
million in premium subsidies now available even for part-timers); the aged &
disabled, 100% (with a $75, not just $20, disregard); childless,
non-disabled adults, 100% (once closed, it’s now taking up to 2,000 new
applicants); parents, 200% /206% if wkng; ADAP, 500%; CHIP, 200%; the SPAP,
$1,604 /mo for 1 & $2,159/mo for 2; and 250% for O/P-only waiver care for
HIV+ (even “pre-disabled”) patients. There’s no risk pool.
Baldacci favors an employer play or pay rule, reforming hospital funding &
starting risk pool & reinsurance plans.
Adult dentistry covers little but dentures. There are no MSP asset tests &
QMB’s income level is 150%, SLMB’s is 170% & QI’s is 185%. He raised
cost-sharing for those over 150%, cut podiatry care,
seeks $108 million in health cuts & lowered provider fees &
may start an ADAP waiting list
Maryland---has an aged/disabled level of only
$674/mo (the SSI rate), a parent level of
116%, a CHIP level of 300% (with a 6 mo waiting period for some new
applicants) & an ADAP level of 500%. An appeals court upheld an AARP/ Legal
Aid suit to widen the state’s too-strict nursing home, HCB waiver & at-home
care medical qualification & appeal rules. A waiver merged the main SPAP & a
state low income O/P clinic program into one O/P-only primary clinic care &
Rx program for any & all non-Medicare adults
(even the childless & non-disabled) under 116%. A
state-sponsored, Blue Cross-run 2nd SPAP (with a 300%
level) covers some Pt D donut hole & premium costs,
but seems to exclude the disabled A child’s untreated tooth infection
spread to his brain & killed him, so UnitedHealth funded an indigent child
dentistry program. The risk pool liberalized its low income premium
discounts for those under 200%, yet has no Medicare supple-ment.
Gov. O’Malley & the legislature (both D) covered the working disabled,
raised the parent income level to 116% for full Medicaid &
subsidize insurance for some low paid small firm workers. He cut Medicaid by
$82+ million, including nursing home, home health aide, private RN & HMO
fees & slashed hospital rates to 80% of private plans’.
A $2.7 billion deficit at first forced him to delay a 2nd
planned expansion of full Medicaid to childless (even
non-disabled) adults under 116% (but he’ll now
carry out both adult expansions with newly-available US health reform
matching funds) & to cut $90 million more in health
funding for fees to providers, HMOs, HCB programs & personal aides for the
disabled. And he plans $300 million more in health cuts---including closure
of a state mental hospital & a $180 million nursing home fee cut (yet he &
the homes hope to more than make that up with later rate increases
that will be funded from a 2% tax they’ll pay that will attract more US
Medicaid matching money). He’s funding a $42 million child dental fee raise;
is carving child dentistry out of HMO contracts for direct state
managing; and made hospitals give free care to those under 150%
Massachusetts---has no risk pool.
Ex-Gov. Romney (R) signed the legislature’s (D) bill to expand Medicaid;
require everyone to have insurance; subsidize it for those under 300%; boost
the CHIP level from 200 to 400%; and raise the parent & childless disabled
Medicaid levels—but not the childless aged level, which is
only 100%--to 133%. The ADAP level is 488% & the SPAP’s is 188% (but up to
500% for Pt D patients). Gov. Patrick (D), with a deficit of $1.2
billion & a $200-$300 million Medicaid shortfall in 2009 (plus even bigger
ones for 2010 & 2011), boosted Medicaid & subsidized insurance premiums &
co-payments; raised SPAP cost-sharing;
proposed freezing MD & hospital fees; and cut
$74 million for substance abuse, tobacco cessation & school RNs, plus $20
million for pregnancy prevention. The state
restricted coverage of 31,000 legal aliens to limited I/P hospital &
low income clinic care, but it now needs $75 million more just to continue
even those skimpy benefits. With the deficit now $575 million higher,
Patrick proposed a $265 million Medicaid cut that would
confine adult denture & root canal services to community health centers;
raise MD & Rx co-pays (even for generics); require prior approval for costly
psychiatric Rx’s; end personal aide care for those getting it less than 15
hrs/wk; and cut hospital fees. Patrick sought to raise employer taxes
to keep funding a state program to pay COBRA premiums for the unemployed,
proposed requiring college students to be insured & seeks $331 million in
federal funds to cover deficits at 7 safety net hospitals.
The legislature is considering forcing aged dual
eligibles into HMOs.
Michigan---has no risk pool; an
aged/disabled level of 100%, a parent level of 37%/64% if working (‘09), a
CHIP level of 200% & a 450% ADAP level. It ended adult dental, hearing aid,
podiatry & chiropractic coverage & briefly ceased en-rolling new cases in
its O/P care-only waiver for childless, non-disabled adults under 35%/45% if
wkng. Gov. Granholm (D) & the old GOP legislature raised co-pays, restored
adult dentistry & raised child wellness, dental & adult preventive fees.
Counties containing Flint, Lansing, Muskegon & Detroit offer coverage to
those under 200%---and Oakland Co. was considering doing so with state
facilitation. With a $2.8 billion deficit & ½ million more patients in 2009,
the House (now D) & Senate (still R) cut Medicaid MD, hospital & mental
health fees by $165 million; again dropped adult
podiatry, chi-ropractic & dentistry (but after an untreated tooth infection
killed a patient, a suit was filed to bar
the cut); and ended adult vision care.
The Senate (R) killed Granholm’s plans for a 3% MD & other minor taxes to
avert cuts; and its GOP leaders want to drop some
mental health care & “optional” services and coverage of childless,
non-disabled 18-to-21-year-olds
Minnesota---this 209(b) state has an
aged/disabled level of 100%, a regular, full Medicaid parent level of
215%/ 219% if wkng (‘09), a CHIP level of 275%, an ADAP level of 300% & a
risk pool with low income premium discounts for those under
200% & a Medicare supplement (and it won’t run its
own US health reform-funded risk pool). Gov. Pawlenty (R) raised
premiums & co-pays for Medicaid, CHIP & MinnesotaCare (state-subsidized
insurance for parents under 275% & childless, non-disabled adults below
250%) and denied Medicaid & CHIP to legal aliens, although he did end
ADAP co-pays & covered the working disabled. But with a $4.63 billion
deficit, he cut hospital rates $90 million & MD fees
by 7% and capped enrollment in HCB care for the disabled. He proposed
cutting funding for personal aides for the disabled and tightening medical
qualifications & hours of coverage for aides, nursing home & HCB waiver
care; raising some client premiums; ending coverage of occu & speech therapy
& audiology; dropping adult dentistry, removing 20,000 childless adults &
parents from MinnesotaCare (single adults would have lost any state medical
coverage, while parents would instead have had to meet Medicaid’s much
lower income levels); and cutting parent asset levels.
Pawlenty & the legisla-tive majority (D) agreed to
a compromise to preserve a cheaper, barebones
GMA---with stingy block grants totaling less than ½ the previous GMA budget
for participating hospitals to care for its
patients. Hennepin Co.’s Med Center can’t
keep treating other counties’ indigents without being paid by them, so it
had to cut mental health, dental & HIV services. And 45 of the 48 other
Minnesota hospitals wouldn’t at first agree to become providers in the new
GMA plan because the grant amounts are far below the cost of care.
Then Pawlenty & the legislature (D) agreed to a 2nd
compromise authorizing him or his successor, at his or her sole discretion,
to move the GMA patients into US-matched Medicaid, as now allowed by the US
health reform law (which he himself strongly
refuses to do).
He boosted the appeal of the new, low GMA
grants to hospitals (convincing only Hennepin & 3 others so far)
by fixing ceilings on the number of GMA patients
each hospital must take. The MN
Children’s. Hosp, with 40% of its income from low Medicaid & CHIP fees, has
to drop some services
Mississippi---has no spend down;
its risk pool has no low income premium discounts & no
Medicare supplement (and the state won’t run its own
US health reform-funded risk pool). Gov. Barbour (R) cut the
aged/disabled level from over $1,000/mo to 80% ($724; but with a $50, not
just a $20, disregard). The parent level is 24%/44% if working (‘09), CHIP’s
is 200% & ADAP’s is 400%. Only 2 brand Rx’s & 3 generics are
allowed monthly (HIV patients get 5 brand Rx’s &
there’s a suit against the limits). Barbour cut Rx fees & physical, speech &
occupational. therapy benefits. An in-person re-application rule limits
enrollment, which he & the Senate (D) won’t drop--except maybe for LTC
clients—even though the House (also D) wants to. With a budget shortfall,
Barbour cut provider fees 5% & will do so again, may add premiums & raise
co-pays but did secure new cigarette & hospital taxes.
He also cut subsidies for community mental health
centers, proposed closing 4 mental hospitals & 15 mental health crisis
centers & opposes using reserve funds to bolster Medicaid
Missouri---is a 209(b) state. Its risk pool has
no Medicare supplement but has a low income
premium discount (the pool director has called for even more affordable
premiums). The GOP legislature cut the aged/disabled level from 100 to 85%;
ended medical assistance for those awaiting SSA disability awards; dropped
the working disabled; cut the parent level to 19%/ 25% if wkng (‘09); ended
adult dental, podiatry, hearing aid & vision benefits; raised CHIP premiums;
denied CHIP to those whose job plans cost under 5% of income (with
exceptions); raised & more strictly enforced co-pays; but kept the ADAP &
CHIP levels at 300% & raised the SPAP (which now covers the disabled on
Medicare) level to 150%. Blue Cross & a
foundation subsidize insurance for KC-area families under $30,000. The state
uses “premium support” to pay clients’ job plan premiums rather than give
them secondary Medicaid; restored hospice & working disabled coverage (but
the latter covers only those with very low SSDI awards); gave birth control
& screenings to women under 185%; restored adult vision (except for the aged
in nursing homes), hearing aid & podiatry benefits; and let the aged &
disabled opt out of HMOs. A court made the state widen notice & hearing
rights before CHIP terminations; and the state lets clinics enroll children.
Gov. Nixon (D) asked the legislature (still R) to partially restore
the parent level (to 50%, but it refused); cover all adult
dental, hearing & vision care (also rejected); and liberalize CHIP premiums
& coverage (killed too). A big deficit & a caseload up 40,000 since 1/09
caused Nixon to drop plans to restore the
100% aged/disabled level & do more enroll-ment
outreach (in fact, new red tape actually delays enrollment). He’s
seeking a $139 million cut in hospital rates & $32 million in other health
cuts (i.e., in MD & DDS fees, mental health, other hospital &
lower public clinic subsidy funding); and
reduced the ADAP formulary. The House & Senate are nearing agreement
on requiring private plans to cover $36 to $55 thousand/yr in autism care.
CMS found the state home health care benefit to be improperly limited to the
homebound
Montana---has an aged/disabled level of $674/mo
(the SSI rate), a parent level of 32%/56% if working (‘09) & an ADAP level
of 330%.Its risk pool has low income premium discounts for
those under 150% & a Medicare supplement. The state raised cost-sharing, cut
LTC & hospice benefits & access and aged/disabled MD visits to 10/yr. Gov.
Schweitzer (D) & the legislature (R Sen; tied House) ended a CHIP waiting
list (but ADAP has an 18-person one); seek a
waiver to cover 3,000 more (maybe even childless non-disabled) adults;
raised the family asset level; began a SPAP for Medicare patients under
200%; widened CHIP dental & preventive care; and made private plans offer
vaccines & well-child care to age 7. A
referendum raised the CHIP level (a 2nd time) to 250%,
but systems and processing problems are slowing
child enrollment
Nebraska---is a Title XVI state with a one-house
“non-partisan” legislature. Its aged/disabled level is 100%, its parent
level is 47%/58% if working (‘09), its CHIP level is 185% & ADAP’s is 200%.
It ended Medicaid for many parents who leave welfare to work (but a court
barred denying Medicaid to those who don’t meet work rules).
The risk pool has a Me-dicare supplement but no
low income premium discount (and the state won’t run
its own US health reform-funded risk pool). Gov. Heineman (R) covered
Pt. D co-pays for HCB & board & care clients and raised CHIP’s 185% level to
200%. With a $334 million deficit, he may cut provider fees, limit dental
care to $1,000/yr, hearing aids to 1 every 4 yrs, eye-glassses to 1 pair
each 2 yrs, and adults to 12 chiropractic visits & 60 occu, speech & phys
therapy sessions/yr. An ADAP waiting list has 21 on
it & its formulary was cut. After Nebraska Medicaid stopped covering
pregnant aliens & their fet-uses, the U of
NE Med Ctr began to cover them in its own indigent program & the state
widened school-based health care
Nevada---a Title XVI state with no
spend down & no risk pool (and the
state won’t run its own US health reform-funded risk pool); its
disabled level is $674/mo (the SSI rate), while the aged-only level is
$710.40 (their SSI/SSP rate); its regular Medicaid parent level is 25%/88%
if working (‘09); its CHIP level is 200%; its ADAP level is 400%. It
subsidizes insurance for parents under 200% working for participating small
firms and covers the working disabled. Its SPAP, with a 225% level, covers
the disabled and even offers a vision benefit;
but it raised CHIP premiums---which Gov.
Gibbons (R) wants to again boost by tripling
them. With a $2.8 billion deficit he &
legislature (D) capped CHIP dentistry at $600/yr, ended CHIP orthodontia &
vision care, tightened SNF, ICF, HCB waiver & at-home care medical
qualification rules, reduced pregnancy coverage, cut hospital rates 5% to
14% (closing the U of Nev. at Las Vegas Hospital’s dialysis & oncology
clinics) and slashed HCB waiver fees. The
legislature rejected his attempts to drop coverage of adult dentistry,
dentures, hearing aids, vision care, adult day care, brain trauma care &
adult diapers; but it did cut attendant funds
for the disabled; limited non-emergency transportation and cut
hospital neonatal & pediatric specialist fees. The
HIV agency cut its Las Vegas-area budget $1 million & rising numbers of
indigent, non-paying patients is saddling the state’s low income clinics
with big budget shortfalls. The legislature set up a preferred list
of anti-psychotic, anticonvulsant & diabetic Rx’s
New Hampshire---a 209(b) state; its a risk pool
has no Medicare supplement but recently added
low income premium discounts for those under 250%. Its aged/disabled level
is $714 (the SSI/SSP rate; the disregard is $13, not $20/mo), its parent
level is 39%/49% if wkng (‘09), and the CHIP & ADAP levels are 300%.
The state has a much-stricter-than-SSI “209(b)”
Medicaid disability rule (inability to work for over 4 years)
& doesn’t cover hospices. Gov. Lynch & the legisla-ture (both D)
shifted some LTC costs to counties & ended a DD care waiting list.
He & the legislature made-- will make more--cuts in hospital, MD, LTC
& mental health fees. The deficit’s $75 million; US auditors want $35
million in over-claimed DSH funds back & FY 10 Medicaid costs are $43
million over budget. NH lets 19-to-26-yr-olds buy into CHIP
New Jersey---has no risk pool, an
aged/disabled level of 100%; an ADAP level of 500%, and SPAP levels of
$31,850 for 1 & $36,791 for 2.; A waiver covers others (even childless &
non-disabled) under 100%. The legislature (D) required cov-erage of
all children & raised the parent
level to 200%. Public Citizen said NJ
provider fees were the US’ lowest, so the state raised
many pediatric rates. One audit questions $52 million in school health
costs, a 2nd said hospital indigency pro-grams fail to collect millions from
other liable payers & a 3rd found 75,000 clients to have 2 or
more Medicaid I.D. num-bers. A court barred an
assisted living facility chain from refusing to let patients remain using
Medicaid when their funds run out. With an $11 billion deficit, the
state cut hospital charity & teaching and day health center funding; cut the
SPAP formulary & raised its co-pays---but boosted MD fees & low income
clinic funding and ended CHIP premiums for those under 200%.
Gov. Christie (R) seeks to drop adult legal
aliens & freeze enrollment of parents---but
the legislature (D) forced him to drop plans to raise SPAP brand Rx co-pays
from $7 to $15 & require $310/yr deductibles---yet
he appar-ently still wants cuts in women’s & infants’ reproductive & health
services—even for cervical & breast cancer screening.
New Mexico—has no spend down, but
has a risk pool with a Medicare supplement & low income
premium discounts for those under 400%. Its aged/disabled level is only
$674/mo (the SSI rate), its parent level is 29%/67% if working (‘09), CHIP’s
is 235% & ADAP’s is 400%. A waiver—again closed to
new individual applicants, but not to small employer
groups---heavily subsidizes insurance of any adult (even if
childless or non-disabled) under 200%/250% if working. Med-
icaid’s shortfall will be $300 million by 1/1//11 (it’s
$40 million now), so Gov. Richardson & the legislature (both D) dropped
expansion plans; and
may end adult dental, vision, hearing aid & hospice coverage; slash phys,
occu & speech therapy; cut mental health/substance abuse benefits & fees;
and cut or even drop Rx coverage and HCB
waiver services.
New York---has no risk pool. A
“FamilyHealth” waiver covers parents & all couples under 150%,
and childless (even non-disabled) single adults under 65 below
100% (but the level is only $767/mo for childless aged singles). ADAP’s
level is 431%. The state subsidizes insurance for workers under 250%, but
caps plan Rx benefits at $3,000/yr. The
legislature (with both Houses now D)
still excludes the disabled from the SPAP (which has a
350%+ level); won’t cover digital mammograms; raised Rx & MD co-pays
(capping them at $200/yr); adopted a loose formulary; covers assisted
living, chore aide & adult day care; makes counties pay 1/2 of state
Medicaid costs (but caps their cost increases at 3.5%/yr); lets providers
deny services to those who don’t meet co-pays; funded HIV day health care;
covered colon & prostate cancer patients and the working disabled under
250%; required hospital bill discounts for those under 300% & forbade taking
debtors’ homes; passed mental health parity; and raised the CHIP level from
250 to 400%. Public Citizen said MD fees are the US’ 2nd lowest,
so NY began to raise its fees to 70% of Medicare’s. Ex-Gov. Spitzer (D)
planned to let small firms that can’t afford insurance buy into FamilyHealth
at low rates. With a $15+ billion deficit, Gov. Paterson (D) signed a $1
billion hospital & nursing home fee cut; started a discount Rx plan for the
near-poor disabled; raised asset levels for all clients
($13,050 for 1, $19,200 for 2, etc); ended MSP & SPAP asset tests;
extended all COBRA rights to 36 months; but sought to cut Medicaid & mental
health $471 million more, slash HIV care $6 million
& force NYC HIV & all dually-eligible patients
into HMOs. He wants to raise the level for all adults
to 200% (only as funds permit); but proposed a $65 million group home cut
(yet a US judge then told the state to move 4,300 mentally ill into smaller,
better group homes) & $1 billion more in hospital & nursing home fee
cuts. Short $316 million, NYC’s hospitals plan to cut child mental health &
O/P Rx benefits & close some clinics. NYC proposed to end its school dental
program & cut HIV services $17 million. NYC’s safety
net St. Vincent Hosp. had to close. Paterson proposed
cutting NYC’s public hospital subsidies $370 million and spending new
payroll & wine taxes (plus Rx legal settlement funds) on Medicaid, ADAP, the
SPAP & mental health.
North Carolina---covers the working disabled,
but allows only 8 Rx’s a month (plus another 3 or more on an exception
basis).Its aged/disabled level is 100%; its parent level is 36%/49% if
working (‘09) & its CHIP level is 200% (the deficit barred plans to raise
it). The SPAP– which excludes the
disabled—subsidizes Pt. D premiums for those under 175% who aren’t on
full Extra Help. The UNC Hosp. eased its indigent care rules.
Ex-Gov. Easley & the legislature (both D) set up a 2nd SPAP for
ADAP clients on Medicare who are not eligible for Pt D’s
full Extra Help, passed limited mental health par-ity & started a
risk pool that excludes Medicare patients, requires
pre-authorization and has a $250 co-pay for “specialty” Rx’s & a $100,000/yr
out-of-pocket maximum but has low income premium discounts. A $2 billion
deficit moved Gov. Perdue (D) to seek $30 million in manufacturer rebates by
adopting a preferred drug list; to propose
closing 50 state mental hospital beds and cutting MD & hospital fees $76
million; home personal care $55 million (with an 18
hr/wk limit); ad-ult dentistry 50%; community mental health $250 million
(but later called for restoring $40 million
of it); care for the un-insured $40 million;
& mental health fees 5%. The budget cuts audiology, speech, phys & occup
therapy & hospice fund-ing, ADAP by $3 million (causing an enrollment
freeze, a 506-person waiting list, a formulary cut limiting coverage to Tier
1 Rx’s & a reduction of the ADAP level from 300 to 125%); ends a Medicaid
HIV case manager program, commun-ity-based rehabilitation services &
coverage of many child dental X-rays & sealants; limits diabetic supplies to
1 provid-er; and requires prior approval of X-rays, MRIs, MRAs, PET scans,
ultra-sounds & some EPSDT services. With 2011’s Medicaid shortfall projected
to be $475 million, legislators may pass a
hospital tax to bridge the gap—with its proceeds attracting 3-to-1 US
matching, enough to do so while also more than compensating hospitals for
the tax with higher fees.
North Dakota---this 209(b) state has a risk pool
with a Medicare supplement but no low income
premium discount. Its aged/disabled level is $750, its parent level is
34%/59% if working (‘09) & ADAP’s is 400%. Gov. Hoeven (R) covered disabled
children via the FOA (up to 200%), boosted CHIP’s level to 150% &
raised the one person Medicaid medically
needy/spend-down-to level from $500 to $750/mo. The GOP legislature
refused to again raise the CHIP level (to 200%). It
may cut the ADAP formulary, cap its costs &
enrollment and start a waiting list (it did limit access to Fuzeon Rx’s).
Ohio--this 209(b) state with no
risk pool cut the parent level from 100% to 90% and has a 500% ADAP level.
It slashed adult dental funds 50%; cut secondary fees for dual eligibles &
medical aid for those awaiting SSA disability awards; moved most patients
into HMOs (some with too few specialists); let providers turn away those who
don’t meet co-pays; passed mental health parity; but has an
aged/disabled level of only $589/mo (the US’ very lowest).
Gov. Strickland (D) & the legislature (R-Sen; D House) raised the
CHIP level from 200 to 300% (to be effective only when a lawsuit is
decided) & covered disabled children under 500% via the FOA. He got a waiver
to cover assisted living, lets over-income children buy into CHIP, but cut
local eligibility work funding & nursing home fees (the legislature then
partially restored the fees & bolstered home care benefits). He cut pharmacy
Rx dispensing fees & community mental health funds;
imposed Rx co-pays & a generics preference rule (hoping to save $243
million); delayed MD, DDS & hospital fee raises & fully restoring adult
dentistry, may cut the ADAP level & impose co-pays,
told nursing homes to pay for patients’ phys therapy, wheel-chairs & medical
equipment (which some homes can’t or won’t do,
leaving some patients without needed care or equipment),
moved 592 from a waiting list into HCB waiver care, signed a bill imposing
$718 million in hospital “fees” (to attract more US matching, with which to
then raise rates); and signed a bill extending mini-COBRA rights for small
firms
Oklahoma---this 209(b) state has a risk pool
with no Medicare supplement or low income
premium discount. It cut the aged/disabled level from 100% to $718 (the SSI/SSP
rate). The parent level is 31%/47% if working (‘09) & ADAP’s is 200%. It
abolished its parents & children spend down, has a 3-Rx’s/mo limit & doesn’t
cover hospices. Gov. Henry (D) covered the breast/cervical cancer & working
disabled groups, and got a waiver to subsidize insurance for students, the
unemployed and workers & spouses in small firms under 200%. Employer
eligibility was later widened & the GOP legislature lowered plan
premiums—but cut its benefits too. It also authorized Medicaid coverage of
assisted living; raised the CHIP level from 185 to 300%; encourage HSAs in
employer plans (and maybe even in Medicaid); and gutted the insurance
minimum benefits law. The deficit is $612 million &
the ADAP adopted economies. With a $26.6 million Medicaid budget cut,
the state may drop coverage of pregnant women’s dentistry, durable medical
equipt & nebulizors .It slashed dialysis & diabetic supply fees; cut
hospital, MD & nursing home fees 3.5%; and raised
co-pays. It seeks to limit ER visits to 3/yr, make $16 million in
mental health cuts (affecting 55,000 patients) and
is closing 200 state mental hospital beds It did cut covered brand
name Rx’s from 3 to 2/ mo; ended coverage of speech, physical &
other O/P therapies but has so far failed to pass
a 1% paid health claims tax
to attract 3-to-1 added US matching funds to
meet growing Medicaid costs
Oregon---this Title XVI state’s risk pool has no
Medicare supplement but has low income premium discounts for
those under 185%. Its income levels are $674/mo for the aged & disabled (the
SSI rate), a 32%/40% if wkng Medicaid parent
level (‘09), 185% for a non-Medicare adult insurance subsidy
(with closed enrollment) & 200% for ADAP. An
anti-tax referendum cut coverage & adult dentistry & ended adult vision
care. The OR Health Plan waiver--with limited benefits for non -Medicare
(even non-disabled or childless) adults under 100%--began again, but then
stopped, taking applications. ADAP has cost-sharing
& a waiting list & formulary cut may be needed. Short $4.2 billion,
Gov Kungoloski & the legislature (both D) took the FOA option &
passed insurer & hospital taxes---later upheld in a
referendum that raised taxes on the wealthy too--to
cover 80,000 more children (raising CHIP’s level to
300%), 35,000 more adults & more in-home care
Pennsylvania---has no risk pool,
an aged/disabled level of 100%, a parent level of 26%/34% if working (‘09),
a CHIP level of 300% & an ADAP level of 350%. It subsidizes a barebones
“AdultBasic” insurance (it has no mental health or Rx
benefits; the 390,000 on its waiting list can buy
similar coverage for a $600/mo premium; but AdultBasic’s own
increas-ingly ill clientele & growing costs required $20 MD visit co-pays &
a $1,000/yr hospital care cap) for non-Medicare adults under
208%/213% if working. Gov. Rendell (D) covered the working disabled, raised
the SPAP levels (to $23,500 for 1 & $31,500 for 2, enough to cover 90,000
more seniors, but still not the disabled),
applied 9 month state mini-COBRA rights to small firms & sought a $106
million hospital rate cut. But Senate (R) leaders want much deeper cuts &
even pro-posed freezing CHIP funding. Public Citizen says PA MD fees are the
US’ 5th lowest. The deficit is $3.2 billion+. A short-fall forced
Phila city clinics to charge fees of $5 to $20 & close some sites. The House
(D) twice voted to expand Adult Basic (to cover 85,000 more
persons & add Rx & mental health benefits) but
anti-tax Senate leaders have blocked the
bills
Puerto Rico----its matching rate is capped below
what states get. Its ADAP income level is 200%.
ADAP reviews & audits report inadequacies in care & fiscal
irregularities. An advocate once said there was a
526-person ADAP waiting list
Rhode Island---has no risk pool,
and these levels: aged/disabled,100%, parents, 175%/181% if wkng, CHIP, 250%
& ADAP, 400%. It covers the working disabled & its
limited formulary SPAP covers the aged but
only those disabled
over age 55 (with levels of $37,167 for 1 & $42,476 for 2). Gov.
Carcieri (R) required free & discounted hospital care for those under 200% &
300% & banned taking debtors’ homes. Public Citizen says MD fees are the US’
3rd lowest. Big deficits ($660 million in FY10)
moved him to get a waiver with extra up-front US funding that in
exchange requires the state to divert 12% of nursing home cases to cheaper
home care & puts a cap on future US funds. See“RI’s Medicaid Proposal...”
at
www.cbpp.org . The legislature (D) raised adult daycare co-pays and also
dropped legal alien children and 7,400 adults.
South Carolina---has no spend down. Its aged/disabled level
is 100%, its parent level is 48%/89% if working (09) & its ADAP level is
300%. Its risk pool has a Medicare supplement but no
low income premium discount (and the state
won’t run its own risk pool with US health reform
funding). Gov. Sanford & the legislature (both R) limited Rx’s to
4/mo& raised the CHIP level to 200% (but he then
proposed closing enrollment). The SPAP level is 200%,
but it excludes thedisabled.
The legislature cut Medicaid mental health benefits,
closed an HIV program to new clients and slashed homehealth, hospital
& nursing home fees and SPAP benefits—yet passed private plan mental health
parity. The legislature
passed raised tobacco taxes to bolster Medicaid,
bringing a Sanford veto,
which the House—but
not yet the Senate—then voted to over-ride
(yet it also voted to cut SPAP funds and the
state will end all its own ADAP funding (in spite of a waiting list of 81),
cut in-home care of the disabled, slash covered Rx’s from 4 to 3/mo & end
funding of cancer screening.
South Dakota---has no spend down & a risk pool
with no low income premium discount that excludes
Medicare patients. Its aged/disabled level is $674/mo (the SSI rate), its
parent level is 52% (‘09) & ADAP’s is 300%. Rejecting a call for expansion,
Gov. Rounds & the legislature (both R) refused to raise the pregnant woman &
CHIP levels to 250% or provider fees and ended adult dentistry. The
deficit’s $81 million & there’s a 30-person ADAP
wait list & its formulary may be cut
Tennessee----Gov. Bredeson (D) & the legislature
(R) dropped 191,000 when ending the Tenncare waiver expansion. The
aged/disabled level is now $674/mo (the SSI rate), the parent level is
70%/129% if working (‘09) & ADAP (which no lon-ger
has a waiting list) has a 300% level. Except for pregnant women,
children & HIV+ patients, MD visits were cut to 10/yr, hosp days to 20/yr &
Rx’s to 2 brand name drugs + 3 generics/mo, except for some
grave conditions. There’s a 250% CHIP level
(enrollment in it
was to
have re-opened 3/1/10), a risk pool (with
no
Medicare supplement but with a premium discount for
those below 250%, for which the state won’t take US
health reform risk pool funding), a SPAP (with a waiting list) covering up to 5 generics/mo (with a low
benefits cap) for non-Medicare patients under 250% & state-subsidized
barebones insurance for non-Medicare adults under $55,000 (enrollment
is closed). Besides also cover-ing diabetic items & more psychiatric
Rx’s, CHIP uses Medicaid Rx rules. The spend down was revived, but Bredeson
cut its (plus the home care & medical equip) budget & benefits promised to
the disabled who lost Tenncare. The deficit is $1.25+ billion,
forcing closure of 600+ mental hosp. beds, big mental health cuts & hosp
rate cuts of $500 million—caus-ing shortfalls at Nashville Gen. Hosp (which
had to deny non-emergency care to indigent illegals) & Memphis Reg Med Ctr
Bredeson deferred caps on MD visits,
transport & transplant care, but kept a
$10,000/yr benefits cap; ended occup, speech & phys therapy benefits &
capped X-ray & lab usage & ADAP costs. A court voided a 1987 order
grandfathering-in 150,000 ex-SSI recipients to Medicaid--almost all
ineligible under 2010 rules; see “Daniels Case” at
www.tnjustice.org
Texas—has a risk pool with a
Medicare supplement & but no low income premium discount. The
aged/disabled level is $674/mo (the SSI rate), the parent level is 12%/26%
if working (‘09) & the ADAP & CHIP levels are 200%. Gov. Perry & the
legislature (both R) dropped coverage of CHIP prostheses, physical therapy
& private duty nursing; raised CHIP co-pays & premiums; cut Medicaid home
health; ended adult chiropractic & podiatry care; capped the number of Rx’s
monthly; moved patients into HMOs; contracted-out eligibility work--but
restored Medicaid mental health, vision & hearing aid coverage and CHIP
mental health & dentistry (limited adult dentistry is covered too);
required some mental health parity in private plans; and have a SPAP for HIV
clients. A non-profit agency (www.TexHealthCoalition.org)
fosters subsidized discount health plans for workers under 300% in small
firms in the Brazos Valley, Dallas, El Paso, Ft. Worth, Galveston & Houston.
A court order to improve children’s care requires raising MD & DDS fees
(but all provider fees are now being cut);
and the 2011 deficit is $11 billion (mostly due to 350,000 new Medicaid
enrollees in 2009-10).
Utah—a Title XVI state with a risk pool--with
a low income premium discount,
but no Medicare supplement. Its aged/ disabled level is 100%,
its parent level is 38%/44% if working (‘08) & CHIP’s is 200%. A waiver—now
closed to new enrollees--gives limited O/P care, with big
co-pays, to non-Medicare adults (even if childless or non-disabled) under
150%. The legislature (R) ended coverage of podiatry, audiology, speech
therapy, chiropractic, outdoor wheelchairs & adult eyeglasses & dentistry
(one patient died after an untreated tooth infection spread to her brain);
cut hospital & DDS fees 25%; and may cut CHIP dentistry more. Ex-Gov.
Huntsman (R) began a subsidized premium program for small firm workers under
150% (see “New CHIP /UPP Waiver..” at
www.healthpolicyproject.org) A legislative reform panel would gut
the minimum benefits law; ban pre-existing condition rules; and urge
employers to offer workers HSAs over regular insurance—and its suggestion
that the state let insurers sell cheaper-than-COBRA policies was enacted.
The deficit is $272 million. Gov. Herbert (R) restored dental
benefits for children & pregnant women & some physical & occupational
therapy. Yet he & the legislature cut DDS fees 28.8%
(which CMS disapproved);
began an ADAP waiting list (with 97 on it) and cut its formulary & income
level (to 250%); closed enrollment in Gen. Assistance welfare for those
awaiting SSA disability awards (which then impedes access to
already-hard-to-get Gen. Medical Asst. care); and may slash the
disabled income level from 100 to 74%, cut school health funds, reduce the
pregnant woman asset level; and even drop the spend down.
Legislators are considering a $23 million hospital
tax to attract $50 million more in US Medicaid matching funds.
Vermont—Its income levels are: aged/disabled,
100% & 110% (2 zones), parents, 185%/191% if wkng, childless, non-disabled
adults, 150% /160%, if wkng, CHIP, 300%, ADAP, 200% & the SPAP, 175%. The
state subsidizes insurance for others under 300%. The legislature (D) voided
Gov. Douglas’ (R) adult dental cuts (but dentures still aren’t covered &
there’s a $495/yr cap on per-patient benefits costs). A waiver, in return
for more US funds, puts patients into HMOs & favors HCB care over nursing
homes--but caps future US matching funds. There’s no risk
pool. The deficit’s $100 million & 2011’s health & human services shortfall
is $53 million. He pledged to not cut eligibility, yet raised SPAP co-pays &
seeks more cost-sharing (but the legislature
won’t raise CHIP premiums), a cap on ER visits and provider & Rx fee cuts
Virginia---a 209(b)
state with no risk pool (and the state
won’t run its own US health reform-funded risk pool). Its
aged/disabled level is 80%, its parent level is 23/29% if working (‘09),
CHIP’s is 200% & ADAP’s is 400%. The state
covers the working disabled & has a SPAP for HIV+ Pt. D patients under 300%.
With a $2.7 billion deficit & Medicaid costs up $777 million in 2 yrs, both
cuts & new taxes seem needed--but Gov. McDonnell &
the House (both R), rejecting less stringent
Senate (D) ideas, ordered Medicaid provider
fee cuts, a big mental health community care cut, a near-freeze on HCB
waiver placements (the HCB waiting list is already 6,000), a 5% cut
for local mental health & substance abuse agency funding and a delay or
freeze in CHIP enrollment (which could turn away 28,000 children & pregnant
women).
Virgin Islands--its matching rate is far below
what states get. Some say its ADAP (with a 400% level) has a waiting list.
Washington--its risk pool has a
supplement open to some, but not all, Medicare patients & a low income
premium discount for those under 300%. Its aged/disabled level is $720 (the
SSI/SSP rate), its parent level is 37%/74% if working (‘09) & ADAP’s is
300%. Gov. Gregoire & the legislature (both D) passed mental health parity.
Facilities evicted 75+ assisted living clients due to too-low state fees. A
$9 billion deficit didn’t stop the state from raising the CHIP 250% level to
300%. The state raised Basic Health (state-subsidized insurance for
non-Medicare adults under 200%, with a waiting list
of 100,000) premiums & co-pays; cut Gen Med Assist $190 million (dropping
3,000 patients), DSH payments & nursing home fees;
and limited drug, DME, imaging, denture, diabetic
supplies, personal assistant & in-home care hours, adult day care, maternity
& infant case management & incontinence benefits and cut druggist,
pediatric, HMO & day health center fees. It may drop
adult eyeglasses, dentistry & colorectal cancer screening. The
Legislature may let over-income children buy into a CHIP-like plan.
ADAP’s formulary was cut, cost-sharing was imposed
and the Gov. proposed a 25% cut in other HIV services.
The state is seeking insurer bids to offer the
uninsured a barebones
policy at $100/mo and is exploring using newly-available US health reform
matching to now fund the merging of BasicHealth into Medicaid
West Virginia---has an aged/disabled level of
$674/mo (the SSI rate), a parent level of 17%/33% if working (‘09) & an ADAP
level of 250%. It covers only 4 brand Rx’s/mo (+6 generics). Its risk pool
has no Medicare supplement but is authorized to give low
income premium discounts. It denies all adult dental care but
extractions & didn’t properly adopt nursing home & HCB medical admission
rules (which still impede access). Gov. Manchin & the legislature
(both D) started an Rx aid plan for non-Medicare adults under 200%; but
their program giving clients more mental health
care & Rx’s in exchange for signing personal responsibility pledges is being
halted by CMS .Manchin raised the CHIP level to 250%, may raise child
dental fees but plans to herd the disabled into
physical & mental health managed care programs.
Wisconsin---has an aged/disabled level of about
$757.78/mo (the SSI/SSP rate), a 200% parent level & a 300% ADAP level. The
SPAP has a 240% level but excludes
the disabled. The risk pool has a Medicare
supplement & premium dis-counts for those under $33,000. Gov. Doyle & the
legislature (both D) raised the CHIP (185 to 300%) & parent (185 to 200%)
levels, made private plans cover child hearing aids & cochlear implants and
funded “Basic Care”
(but not brand name Rx’s) for up to 54,000 non-Medicare
childless adults under 200% With a $700 million deficit, health programs
$150 million over budget, Medicaid staff now making $600 million in cuts &
needing to cut $1 billion more in 2011 &
Basic Care enrollment already over its funding capacity
(plus 51,000 more on a waiting list or yet to be processed), he
closed Basic Care enrollment &
proposed a skimpier
non-federal plan with $50-$100/mo premiums for remaining cases (which the
legislature is expected to authorize) and a $900 million hospital tax
to raise hospital rates by attracting more matching
Wyoming---has no spend down; an
aged/disabled level of $699 (the SSI/SSP rate), a parent level of 40%/52%
if working (‘09) & a CHIP level of 200%. Its SPAP covers non-Medicare
clients below 100%. The legislature (R) added mental health, vision &
dentistry to CHIP. Gov. Freudenthal
(D) added a low income premium discount for those under 250%
to the risk pool (which has a Medicare supplement,
but the state won’t run its own US health reform-funded risk pool) &
favors a pilot insurance subsidy program (which had
been nearing passage in the legislature) for low income workers but
wants to freeze CHIP enrollment. 2010’s Medicaid costs rose $100 million, so
he and the legislature plan to cut most pro-vider fees $25.6 million, the DD
HCB waiver budget $3.6 million (freezing-in a waiting list) & the state
kidney dialysis program $250,000. ADAP’s 332% income
level was cut, it has a waiting list of 17 and its program costs may be
capped.
SOURCES AND RESOURCES:
For the 48 states &
DC, the
2009
federal poverty level (FPL) is $10,830 yearly ($902.50/ mo) for one
plus $3740 yearly ($311.67/mo) more for each add’l person;
see the Assist. Secy. for Plan.& Eval. pages at
www.dhhs.gov for AK & HI.
Congress extended
the 2009 FPL figures until at least May 31, 2010. The
2010 SSI rates (not including
state suple-
mentary payments, or
SSPs) are the same as 2009’s: $674/mo for 1 & $1,011 for 2. Email
sherry.barber@ssa.gov for “State
Assistance Programs for SSI Recipients, 1/09”(the
latest tabulation) on
state Medicaid rules for SSI recipients, state
supplementary payment (SSP) amounts and states’ Section 1616, 1634 & 209(b)
eligibility arrangements
The best source for
state adult income levels is “Where Are States Today? Medicaid &
State-Funded Coverage Elig. Levels For…Adults”
[pub. # 7993, Tables 1, 2 & 3]
in the Medicaid pages at
www.kff.org
See
“The State of the States, Jan. 2010” at
www.statecoverage.org for a summary
of coverage changes in state Medicaid, CHIP, non-federal medical assistance,
insurance subsidy programs & insurance regulations.
See the 50 state survey of Medicaid spending,
coverage& policy in 2009-10 (Document #7985) at
www.kff.org. State
action on MSP (QMB, SLMB & QI) reforms is studied at
www.medicarerights.org/pdf/Warning-Signs-MIPPA.pdf.
“Best Kept
Secrets”, at
www.theaccessproject.org, reports that
many safety net & non-profit hospitals fail to adequately publicize & detail
their indigent assistance programs---especially the eligibility income
levels &
application forms---as
recommended by the Am. Hosp. Assoc. & now mandated by the new health
reform law
“Many
Medicaid Children…”at
www.dhhs.gov/oig [a 9 state study] finds state EPSDT programs to be
sub-par
“Medicaid Expansion
Now Could Save Some States Money” at
www.KHN.org (4/1/10) points out that many states can add huge windfalls
to their health assistance budgets by now being able to claim their
regular federal Medicaid matching rates for heretofore fully state-funded
medical assistance for childless, non-disabled, non-aged persons un-der 133%
FPL.
For policy & details on how states can do
so, see CMS’ State Med. Dir. Letter # 10-005,
“New Options for Coverage of Individuals
Under Medicaid” (4//10/10) at
http://www.cms.gov/smdl/downloads/SMD10005.PDF
“Medicaid
Coverage & Spending in Health Reform: [State Costs & Patient Numbers] For
Adults ..Below 133% FPL” at
www.kff.org projects the numbers of
new Medicaid patients & ongoing tiny state share of costs [under10%] &“Federal
Government Will Pick Up Nearly All Costs…” at
www.CBPP.org also confirms the ongoing 90%+ match
The“2010 Pickle Instructions”
at
www.healthlaw.org shows how to calculate a restoration of Medicaid
coverage for many persons formerly on both Social Security & SSI even if
their income has since then risen over current SSI levels
“Emergency
Dept….Visits..2007”at
www.nchs.gov found that the uninsured do not use ER’s more than the
insured—but that Medicaid patients do
(mostly because of low Medicaid fees that discourage private MD’s from
seeing them).
www.kff.org/medicaidbenefits/ lists state chiropractor,
podiatry, eyeglasses, optometry, hearing
aid, hospice, psycholog- ist,
prosthetics, home health, medical equip, dental, Rx’s, OTC drugs & phys,
occup & speech therapy coverage, 2003-8
See various guides on
how to block bad state plan amendments at
www.healthlaw.org. and
http://www.nachc.com .
The
“National ADAP Monitoring Report, 2009” at
www.kff.org , lists
state income & asset levels in Table XIX and their policies to
coordinate with Part D in Table XXVI. The Report
also covers state
cost sharing rules & medical criteria and/or prior authorization
for special or costly drugs.
State formularies are listed in a 2nd adjacent
document. See “ADAP
Watch” at www.NASTAD.org
for news of state waiting lists, cost
containment measures & state websites.
Check
www.ADAPAdvocacyAssociation.org for more ADAP news & data and for the
“ADAP Pill Box” periodical.
State Rx co-pay
data is in “State Medicaid Drug Reimburse. ” at
www.ascp.com . See “Pharm. Benefits [in] State [Medicaid]” at
www.npcnow.org on formularies, fees, OTC
items, prior auth., prescribing/dispensing limits & co-pays.
Email
jcoburn@hdadvocates.org for chart on how drug maker PAPs mesh with Pt D.
States can cover the 6 drug clas-ses excluded by Pt D with their own funds;
see chart on such state coverage at
www.medicareadvocacy.org (12/1/05 report at
“News” icon); see Rpt. # 10-42 at
www.GAO.gov, on cost-sharing, etc. of Pt D high cost/”specialty” tier
drugs
See “Indiv…Models
of LTC’ at
www.statehealthfacts.org for state
coverage of HCB waivers, home health, personal aides, etc. &
“Money Follows the Person 101” at
www.nsclc.org.
See www.healthlaw.org
for 2009
state personal needs allowances (PNAs) for SNF & ICF patients and residents
of SSP-funded board & care facilities
See
www.naschip.org on state risk pools & order
“Comprehensive Health Ins. for High Risk Individuals: A
State-by-State Analysis” on funding,
eligibility, benefits, Medicare supplements, premiums & low income
premium discounts
See the
“Directory of..[the 27]..State Kidney Programs"
with contact, eligibility & benefit data under “publications” at
http://som.missouri.edu/MOKP/ . FL, MI, NJ & TX health depts. also have
epilepsy and/or hemophilia aid programs
See ”From CANN ” in
“Other Organizations’ Materials” under ”Medicaid”, below “Issues” at
www.healthlaw.org for
“ Painless Ways To Deal With..Medicaid
Budget Shortfalls” to avoid eligibility &
benefits cuts; “State..Aged/
Dis-abled…Levels” & “State..Parent…
Levels”; a
health/Medicaid “Glossary”;
and
“2010
VA Health..Benefits”