Alabama--has no spend down, an aged/disabled level of
$674/mo (the SSI rate), a parent level of 11%/ 24% if
if working
(’09), a numerical Rx limit & subsidizes insurance for small firm workers
below 200%. Gov. Beebe & the legislature (both D) covered adult dentistry &
enacted an as-yet-unfunded bill to raise the CHIP level from 200 to 250%.
The risk pool bans Medicare clients but seeks US funds for a low income
premium discount. The state may cut the num-ber of covered MD visits & Rx’s.
It did cut ADAP’s 500% level to 200%, briefly
had a waiting list & cut its formulary
Alaska----this Title XVI state has no spend down, an
aged/disabled level of $1,252 (its SSI/SSP rate), a parent level of 77/81% if
wkng (‘09), a 300% ADAP level, a risk pool with a Medicare
supplement but no low income premium discount & a token SPAP for
those under 175% that
excludes the
disabled. Gov. Parnell (R) & the legislature (R House; tied Senate)
raised the 175% CHIP level to 200% & again offer in-home care services.
Arizona--has no spend down or risk
pool & covers parents & childless-even non-disabled- adults under 100%/106%
wkg. CHIP’s level is 200% & ADAP’s is 300%. The legislature (R) killed a
program to cover the disabled during the 2 yr Medicare wait, cut MD fees &
personal care funds and dropped 10,000 CHIP
parents. Gov.Brewer (R), with a $3 billion
2011 deficit; reduced the ADAP formulary (and may
start a waiting list & co-pays), cut
the mental health budget, left 35,000 CMI clients uncovered in a limbo with
no way to pay for their care, won’t run a US health reform-funded state risk
pool & ended hospice & cut in- home care--but gave
up plans to
drop 310,000 adults & abolish CHIP (yet
retained a CHIP freeze that’s cut enrollment
from 45,800 to 33,700 since 1/10 with a waiting list of 40,000
Arkansas—has an aged/disabled level of $674 (the SSI rate), a parent
level of 13%/17% if working (’09), a numerical Rx limit & subsidizes insurance
for small firm workers below 200%. Gov. Beebe & the legislature (both D) covered
adult dentistry & enacted an as-yet-unfunded bill to raise the CHIP level from
200 to 250%. The risk pool bans Medicare clients but seeks US funds for a low
income premium discount. The state may cut the number of covered MD visits &
Rx’s. It did cut ADAP’s 500% level to 200%,
briefly had a waiting list & cut its formulary.
California--The under-funded, often closed risk
pool (one private insurer does offer a “look-alike” plan for only slightly
more than the pool) has no low income premium discount & bars
non-renal Medicare eligibles. The state covers aged/disabled under 100%
(with a $230 disregard, not just $20), parents below 100%/106% if wkg &
prostate cancer patients under 200%. ADAP’s level is 400% & CHIP’s is 250%.
With a $26 billion deficit, Gov. Schwarzenegger (R) & the legis-lature (D)
raised premiums; capped child dental care at $1,500-$1,800/yr; dropped adult
dental and some podiatry & psy-chiatric benefits; ended non-emergency care
for legal aliens; cut provider fees; and
slashed HIV services $85 million ($12 million for ADAP). He & both
parties in the legislature agreed on a $100 million insurance tax to keep
funding CHIP; but a $2.75 billion Medicaid cut
caused 3 million adults to lose coverage. He also proposed ending TANF and
medical cover-age of families, home health care & personal aides for the
disabled, low income clinic funding, ADAP for county jail in-mates, OTC Rx
coverage & adult day health care; and limiting Rx’s to 6/mo (except
“lifesaving” Rx’s) & MD visits to 6/yr; and requiring $50 ER co-pays.
US courts barred MD & hospital fee cuts, elimination of adult day care &
optometry services, a 20% pay cut for the personal aides and the Gov’s line
item vetoes of HIV & other health assistance funding.
Colorado---has no spend down. The
parent level is 60%/66% if wkg (‘09) & for those over age 60 it’s $699
(their SSI+ SSP rate)---but only $674/mo (the SSI-only rate) for younger
disabled. The ADAP level is 400%. The risk pool has a low income premium
discount for those below $50,000 & a Medicare supplement. Gov. Ritter (D)
started a formulary, made private plans cover PTSD, anorexia, substance
abuse & colorectal screening, but proposed de-funding 79 mental health
facility beds & cutting low income clinic funding---and
did cut ADAP’s formulary. With a $2.1 billion deficit, he favors more
provider fee cuts & payment delays. Yet he & the legislature (also D)
enacted a hospital tax to raise $600 million more for Medicaid, CHIP & the
state indigent medical plan to boost hospital rates, double uncompensated
care funding & cover 100,000 more persons by
raising all adult levels to 100%--starting now--using
newly-offered US health reform mat-ching); applied COBRA rights to
small firms & raised the 205% CHIP level to 250%; covered the working
disabled under 450%, widened CHIP psychiatric care; started a SPAP for HIV
clients; covered legal aliens; and let HMOs sell cheap,
barebones plans to the uninsured----but cut funds for DD & disabled clients’
employment, transport & personal care aides
Commonwealth of the Northern Marianas—federal
law caps its matching rate far below what states get & it can’t even fully
fund its own share of Medicaid even though 37% of residents
are poor enough to get it. Its low fees attract few MDs & DDSs (only public
clinics), but it enrolled some off-island specialists by agreeing to pay
Hawaii’s higher Medicaid fees
Connecticut—a 209(b) state; its 2 zone aged/disabled levels are
$784.22 & $888.61(its SSI/SSP rates for those with max- imum allowed shelter
costs + a $278 disregard), its parent level is 185%/191% if wkg; its ADAP
level is 400%; its CHIP level is 300% and its risk pool has a
low income premium discount for those under 200% and a Medicare supplement.
Gov. Rell (R) raised SPAP premiums, co-pays & asset levels (income levels
are $25,100 for 1 & $32,900 for 2); limited adult chiropractor, naturopath,
psychologist and occu, phys & speech therapy coverage to clinics; but
extended hospice care to all Medicaid patients. She moved to
cut HIV services $2.7 million, delay starting an HIV HCB waiver, raise CHIP
& Medicaid cost-sharing, drop most adult dental, eyeglasses, OTC drug &,
legal alien coverage & cut SPAP benefits. The legislature (D)
covered the working disabled. Rell wants to force patients back into HMOs to
fund her skimpy, subsidized insurance plan
for those under 300%. With its premiums up 72% since
1/1/10, it has big co-pays, limited psychiatric care, low Rx &
medical equipt yearly cost caps, a $100,000/yr total care cap & a $1 million
lifetime cap and may have to freeze enrollment. The
state got US approval for newly-offered matching to expand Medicaid to
childless & non-disabled adults under 56% who are on Gen. Med.
Asst.(continuing its $150/mo earnings disregard), lengthened COBRA
coverage to 30 mos, ended QI’s asset test & raised QMB’s income level to
207%, SLMB’s to 227% & QI’s to 242% (giving most SPAP clients full
Pt D Extra Help too). The deficit is $8.7
billion and Medicaid’s caseload rose 18% in 2009 & 33% since 2004
Delaware---has no spend down or
risk pool; covers all adults under 100% (121% for wkg parents
& 110% for childless, non-disabled wkg adults); it has a 500% ADAP level &
200% CHIP & SPAP levels. Gov. Markell & the legislature (both D) fund a
cancer care plan for those under 650% & state medical assistance for others
under 200% & covered the working disabled. It won’t run its own US health
reform-funded risk pool. The state may let over-income children buy into
CHIP.
District of Columbia---has no risk
pool. Income levels are 200%/207% if wkg for parents, 100% for
childless aged/dis-abled, 300% for CHIP & 400% for ADAP. A local DC medical
assistance program covers others under 200%/211% if wkg. Mayor Fenty & the
Council (both D) covered adult dentistry; boosted the aged/disabled asset
level $2,000, raised the QMB income level to 300% & dropped
its asset test (thus entitling many DC Medicare patients to Pt D’s
full Extra Help). The next 3 yrs’ shortfalls total $700 million,
requiring tax increases & program cuts. DC is replacing public mental health
clinic care with private contractor services. Fenty
proposes cutting funding for low income clinics & also slashed the
only-just-raised MD fees. DC is now
expanding Medicaid to cover childless, non-disabled adults who’d been
eligible for its lo-cal medical assistance program using newly-available US
health reform matching. It will keep the safety net United Med Ctr (formerly
Greater SE Hosp) open by getting control if not ownership of it at an
impending auction for insolvency (it’s run big deficits even while
DC gave it $70+million and also raised its Medicaid fees to 95%-100% of its
overhead costs).
Florida---The GOP legislature got a waiver to
shift patients into privatized managed care, and started doing so in a few
counties (but a court order does let patients opt out). The under-funded,
usually-closed risk pool has a Medicare supple-ment but
no low income premium discount—and the state won’t accept US funds
to run its own health reform risk pool. It cut the aged/disabled level from
88% to the $674 /mo SSI rate, but covers
those under 88% in HCB care or in Medicare’s 2 year disabled waiting period.
The parent level is 21%/ 53% if wkg (‘09) & ADAP’s is 300%. The state
covers dentures (but little other adult dentistry) & hearing aids.
Gov. Crist (R) dropped Zyprexa & Invesa Sustena from the formulary & favors
letting children over its 200% level buy into CHIP. He made private plans
cover autism care, gutted the insurance minimum benefits law & sponsored
cheap barebones policies for the uninsured (see
www.coverfloridahealthcare.com;
the program’s start-up is delayed to late 2010 & now
it appears it may not meet new US health reform insurance rules unless its
gets an HHS waiver. Blue Cross & local health departments also
sponsor cheap “Miami-Dade Blue” plans with no brand name Rx coverage). He
dropped hospice & cut dialysis care; cut mental health & substance abuse
funds & MD fees; and with a $2.6 billion 2010-11 Medicaid shortfall, he cut
its budget $803 million. In-home & HCB care waiting lists are long, but to
settle a suit the state will spend $27 million more on HCB waiver care. He
restored $22 million for care of the aged, disabled & special needs children
& for mental health & substance abuse services; raised cigarette taxes $1 to
yield $1 billion (partly for Medicaid); vetoed nursing home & DD care fee
cuts; and made insurers sell Medigap policies almost as fairly to the
disabled as to the aged. Even with a just-reported surplus instead of a
once-projected big deficit--and the state being expected to give it $50, or
even $100, million--Miami’s Jackson Mem Hosp is still closing 2 O/P clinics
& 2 transplant units; ending dialysis care for 175 indigents (many of them
illegal) & may close its North satellite branch.
ADAP has a waiting list of 361, cut its formulary & revived a $12,000 asset
limit. The HIV insurance premium-pay program--short $1.5 million even after
getting $1 million from other HIV accounts--has its own waiting list of 260.
Georgia---has
no risk pool. Its aged/disabled level is only $674/mo (the SSI
rate), its parent level is 28%/50% if working (‘09), ADAP’s is 300% & CHIP’s
is 235%. It has a monthly numerical limit on Rx’s; dropped CHIP coverage of
dental surgery & raised its premiums; ended adult emergency dentistry &
artificial limb benefits and nursing home spend downs and narrowed Katie
Beckett waiver admission rules. Gov. Perdue & the legislature (both R)
herded patients into HMOs, but allow opt outs. Even with red tape, child
enrollment grew 7.7% during 2009, but provider fees are too low. Atlanta’s
Grady Hosp, once short $40+ million due to indigent care costs, closed its
dialysis clinic (but still pays for dialysis
for its indigent ex-patients) and 3 of its 9 O/P clinics and cut its free
care income level from 250 to 125%; but the shortfall fell to $4.4 million.
With a $2.6 billion deficit & $506 million 2011 Medicaid shortfall Perdue
dropped plans for provider fee raises & may cut ADAP $1.2 mil-lion. He’ll
sign a 1.45% hospital bed tax (proceeds will attract more US funds to
bolster Medicaid hospital fees), but MD & DDS fees will still be cut
(again). He seeks insurance taxes & fines to meet health costs, closed a
mental hospital building, raised CHIP premiums, cut
pregnancy & infant care funds; is starting an ADAP waiting list as of 7/1/10;
may privatize some mental health care and won’t run a US health
reform-funded state risk pool
Guam—this territory’s matching funds are capped
by law far below what states get. Its local medically indigent program (MIP)
pays even less than Medicaid & has almost no private providers. Scanty
funding for off-island specialty care & air transport to it runs out
quickly. Provider fees are too low & paid too late. Only 1
dentist takes Medicaid & CHIP patients
Hawaii—a 209(b) state with no risk
pool. Limited medical assistance covers all adults (even childless &
non-disabled) below 200% but full Medicaid (with a 100% level) is
open only to parents and the aged & disabled, whose income level is 100%,
ADAP’s is 400%. The state covers the working disabled & has a SPAP for
Medicare patients under 100%. Gov. Lingle (R) & the legislature (D) raised
CHIP’s level to 300%; ended its premiums (but let over-income children buy
in at full-price premiums) The state cut HIV
services $300,000 & closed ADAP (with a waiting list of 9) to those with CD4
counts over 350. Suits to block moving 37,000 aged & disabled into
managed care plans failed. Lingle cut aged/disabled case management fees,
ended non-emergency adult dental benefits &
won’t run a US health reform-funded state risk pool
Idaho---a Title XVI state, with no
spend down, an aged/disabled level of $707 (the SSI/SSP rate), a parent
level of 21%/ 27% if wkg (‘09), an ADAP level of 200% & a risk pool with
no Medicare supplement or low income premium
discount (and the state won’t run its own US health reform-funded risk
pool). The GOP legislature raised the CHIP level from 150% to 185%; funds an
under-used pilot plan for adults (even childless & non-disabled) under 185%
working in participating small firms, covered the working disabled and
categorizes clients in 3 groups: Parents & children; the disabled & chronic
cases; and the aged. The 3 groups may get differing benefits or more co-pays
but also more preventive care. Gov.
Otter (R) covered adult dentistry, but charges premiums of 4% of income to
Katie Becket cases (and the legis-lature may charge
all disabled children extra premiums) and cut
hospital, rehab facility & DD agency fees 55% (which a court then barred),
plus occup & speech therapy and mental health funds.
ADAP has a 26-person waiting list. The House voted to cut MD & other
fees, end the state adult cystic fibrosis aid
program & drop coverage of non-emergency transport.
Illinois---this 209(b) state’s aged/disabled
level is 100% (with a $25, not just $20, disregard) but
its main SPAP excludes those disabled
not yet on Medicare, who get only a very
limited formulary from a 2nd SPAP. Both SPAPs’ income
levels are $27,600 for 1, $36,635 for 2, etc. The legislature (D) raised
the parent level to 185%, set ADAP’s at 400%, accepted a court order to
raise pediatric fees (yet other fees are too low & paid very
late, with a $4 billion unpaid claims backlog),
offered subsidized insurance to veterans left uncovered by VA cuts & raised
the CHIP level from 200 to 300%. The often-closed risk pool has
a Medicare supplement but no low income premium discount.
The state is forcing 40,000 aged & disabled into
HMOs but raised the working disabled level to 350% & required that
Medigap policies be sold as fairly to the disabled as to the aged. The U of
Chicago Med. Ctr closed its women’s & dental clinics & the U of IL at
Chicago closed a clinic too. The state gave $640 million to safety net
hospitals, made hospitals give the uninsured discounts & funded a hospital
assessment plan to raise enough to attract $450 million more in US matching.
Still, the House had to make $200 million in
as-yet-unspecified Medicaid cuts, while Gov. Quinn (D) hopes to save
another $400 million by providing case management to the aged & disabled
(38,000 of whom remain on HCB waiting lists).
The ADAP shortfall is $10 million, which may well require a waiting list, a
formulary cut, cost & enrollment caps & a lower income level.
Indiana---this 209(b) state’s token SPAP for
those under 150% excludes the disabled;
and it has a much-stricter-than-SSI “209(b)”
Medicaid disability rule (one must be fatally or
incurably ill). The aged/disabled level is $674 (the SSI
rate) & the regular Medicaid parent level is 19%/25% if wkg (‘09).
Gov. Daniels (R) & the old all-GOP legislature raised CHIP premiums. The
risk pool has a Medicare supplement and a low
income premium discount (but the state won’t run its own US health
reform-funded risk pool). The ACLU sued to void a once-every-6-yrs denture &
re-linings limit. The House (now D) opposed Daniels’ troubled, now-canceled
eligibility privatization contract. A class action suit was filed to correct
improper case closings, appeals & other contractor errors.
The ADAP (with a
300% level) may have to start a waiting list.
The state raised the CHIP level from 200 to 300%. A waiver subsidizes
insurance for parents below 200%--and it even has 42,000 slots
for childless, non-disabled adults under 65 (100,000
had already applied for it before enrollment was closed). The
insurance offers HMOs, preventive care, few co-pays; yet no dental or vision
care—and patients must put 2%-4% of income in HSAs. “Richer”
non-Medicare adults can buy-in at full-price premiums. See “Healthy IN...”
at
www.kff.org & “Profiles: Healthy
IN...” at
www.statecoverage.net .
The deficit is $763 million & Daniels plans to cut provider fees 5%
Iowa---A waiver with limited Rx benefits covers care
for non-Medicare adults—even if childless & non-disabled—under 200%/250% if
wkg, but only at 2 public hospitals. The state is
considering seeking CMS approval to expand waiver ser- vices to let patients
get care at low income clinics and (at least) emergency care at any
hospital throughout the state; but an attempt to raise
the level to 300% failed. The aged/disabled level is $674/mo (the SSI rate),
the parent level is 28%/ 83% if wkg (‘09) & the ADAP level is 200%. The risk
pool has a Medicare supplement but no low income
premium dis-count. The deficit is $565 million. Gov. Culver & the
legislature (both D) covered disabled children under 300% via the FOA,
raised the CHIP level from 200 to 300% & let children without dental
coverage buy into CHIP dental benefits only. Iowa hospitals are proposing a
plan to tax themselves $40 million to generate enough added US matching
funds to raise their own rates & also fund other Medicaid costs.
There’s a 97-person ADAP waiting list & the ADAP
formulary was cut.
Kansas---this Title XVI state has an
aged/disabled level of $674/mo (the SSI rate), a parent level of 26%/32% if
working (‘09), a 200% CHIP level & a 300% ADAP level. Blue Cross & a
foundation subsidize insurance for KC-area families under $30,000. The risk
pool has no low income premium discount & bans
Medicare eligibles. The legislature
(R) cover-ed the working disabled, offered state mini-COBRA rights, raised
CHIP’s level to 250%--but wouldn’t fund already-auth-orized adult
eligibility expansions, cut eligibility staff funds or hire enough workers
to cut a 12,000-application backlog. There are 5,700
on waiting lists for services for physically disabled & DD patients, yet the
state cut in-home care funding for the aged & disabled; put 6,000 more
on waiting lists for HCB & in-home care; cut MD fees & pay for disabled
clients’ caregivers 10%; ended welfare for 1,500 indigents awaiting SSA
disability awards; and denied dental care to poor women With a $238
million deficit, Gov. Parkinson (D) seeks to start a case management plan
for psychiatric Rx’s & a 1 cent sales tax raise--and the state’s hospitals
favor a tobacco tax boost, while the nursing homes offered to tax
themselves, with proceeds used to attract more US matching to raise their
respective rates. The 3 taxes would avert more cuts now being considered
such as requiring more pre-authorization & co-pays
for un-needed ER visits & cutting state DD facility admis-sions. The state
raised CHIP premiums by $10 to $20/mo & froze admission to 3
now-over-crowded state mental hospitals
Kentucky--- has an aged/disabled level of
$674/mo (the SSI rate), a parent level of 36%/62% if working (‘09), a 200%
CHIP level & a 300% ADAP level. The legislature (R Sen.; D House) dropped
tough, yet unworkable, nursing home & HCB medical admission rules; capped
Rx’s at only 4/mo, limited occupational, physical & speech therapy, x-rays &
MRIs; raised co-pays; and divided Medicaid into 4 different groups:
“healthy” adults; children; aged & disabled; and MR & DD patients: See
http://www.kff.org/7530.cfm . The
risk pool has no low income premium discount or
Medicare sup-plement. Gov. Brashear (D) faces
a 2010-12 deficit of $888 million to $1.4 billion, with Medicaid & CHIP
costs swollen $242.5 million in 2010 but says he’ll save Medicaid $108
million in 2010-11 with more efficiencies & a new anti-smok-ing benefit,
with no service or coverage cuts. He expanded CHIP outreach, enrolled 22,000
more children in it & dropped its $20 premium. There’s a
189-person ADAP waiting list, client co-pays are now required & the
formulary was reduced.
Louisiana---has an aged/disabled level of only
$674/mo (the SSI rate), a parent level of 11%/25% if working (‘09) & a
300% ADAP level. Its risk pool has no low income
discount & bans Medicare eligibles (and the state won’t run its own US
health reform-funded risk pool). The legislature (D) voted to raise CHIP’s
250% level to 300% but can’t afford to. Gov. Jindal (R)
covered the working disabled, got CMS to
agree to the state refunding it only $266 million (for even more in
overpayments it received), sought a waiver to cover parents below 50% in N.O.,
B.R.& Shreveport plus all adults under 200% in
Lake Chas. & asked that
the about-to-expire
$30 million/yr US primary clinic grants be continued. He proposed
cuts of $531 million+ by reducing covered Rx’s from
8 to 5/mo (unless more are “medically justified”), slashing MD &
hospital rates, cutting funding for & privatizing
community services & HCB waiver care for aged, CMI, DD & physically disabled
clients. US matching will fall by $700 million in 2011, 2010’s
deficit is $1.7 billion & the state plans $340 million more in
provider fee cuts. FEMA will pay $478 million to re-build the N. O. State
Charity Hosp, to which the state will add $300 million more.
But it also must find $70-100 million more yearly to
subsidize operations (even though it doesn’t yet have any funds to keep 4 to
6 of the LSU & charity hospitals open). Also, ADAP faces an $11.7 million
shortfall, which required shifting $2 million from other HIV programs to it
(even so, it now has a 59-person waiting list).
Maine---Gov. Baldacci & the legislature (both D)
set these income levels: subsidized health insurance, 300% (with up to $8
million in premium subsidies now available even for part-timers); the aged &
disabled, 100% (with a $75, not just $20, disregard); childless,
non-disabled adults, 100% (once closed, it’s now taking up to 2,000 new
applicants); parents, 200% /206% if wkng; ADAP, 500%; CHIP, 200%; the SPAP,
$1,604 /mo for 1 & $2,159/mo for 2; and 250% for O/P-only waiver care for
HIV+ (even “pre-disabled”) patients. There’s no risk pool.
Baldacci favors an employer play or pay rule, reforming hospital funding &
starting risk pool & reinsurance plans.
Adult dentistry covers little but dentures. There are no MSP asset tests &
QMB’s income level is 150%, SLMB’s is 170% & QI’s is 185%. He raised
cost-sharing for those over 150%, cut podiatry care,
seeks $108 million in health cuts & lowered provider fees &
may start an ADAP waiting list
Maryland---has an aged/disabled level of only
$674/mo (the SSI rate), a parent level of
116%, a CHIP level of 300% (with a 6 mo waiting period for some new
applicants) & an ADAP level of 500%. An appeals court upheld an AARP/ Legal
Aid suit to widen the state’s too-strict nursing home, HCB waiver & at-home
care medical qualification & appeal rules. A waiver merged the main SPAP & a
state low income O/P clinic program into one O/P-only primary clinic care &
Rx program for any & all non-Medicare adults
(even the childless & non-disabled) under 116%. A
state-sponsored, Blue Cross-run 2nd SPAP (with a 300% level)
covers some Pt D donut hole & premium costs, but
seems to exclude the disabled A child’s untreated tooth infection
spread to his brain & killed him, so UnitedHealth funded an indigent child
dentistry program. The risk pool liberalized its low income premium
discounts for those under 200%, yet has no Medicare supple-ment.
Gov. O’Malley & the legislature (both D) covered the working disabled,
raised the parent income level to 116% for full Medicaid &
subsidize insurance for some low paid small firm workers. He cut Medicaid by
$82+ million, including nursing home, home health aide, private RN & HMO
fees & slashed hospital rates to 80% of private plans’.
A $2.7 billion deficit at first forced him to delay a 2nd
planned expansion of full Medicaid to childless (even
non-disabled) adults under 116% (but he’ll now
carry out that 2nd adult expansion with newly-available US health reform
matching funds) & to cut $90 million more in health
funding for provider fees, HMOs, HCB programs & personal aides for the
disabled. He also plans $300 million more in health cuts---including closure
of a state mental hospital & a $180 million nursing home fee cut (yet he &
the homes hope to more than make that up with later rate increases
that will be funded from a 2% tax they’ll pay that will attract more US
Medicaid matching money). He’s funding a $42 million child dental fee raise;
is carving child dentistry out of HMO contracts for direct state
managing; and made hospitals give free care to those under 150%
Massachusetts---has no risk pool.
Ex-Gov. Romney (R) signed the legislature’s (D) bill to expand Medicaid;
require everyone to have insurance; subsidize it for those under 300%; boost
the CHIP level from 200 to 400%; raise the parent & childless disabled
Medicaid levels to 133% but keep the childless aged’s at only 100%. The ADAP
level is 488% & the SPAP’s is 188% (but up to 500% for Pt D
patients). Gov. Patrick (D), with yearly deficits of $1 billion+ & 2009, ’10
& ’11 Medicaid shortfalls of $300 million+, boosted Medicaid & subsidized
insurance premiums & co-pays and SPAP cost-sharing;
proposed freezing MD & hospital fees;
cut funds for substance abuse, tobacco cessation, school RNs & birth control
and restricted legal aliens to limited I/P hospital & low income
clinic care. With the deficit grown even more, he proposed a $265 million
Medicaid cut that would confine adult denture & root
canal service to community health centers; raise MD & Rx co-pays (even for
generics); require prior approval of costly psychiatric Rx’s; end personal
aide care for those getting it under 15 hrs/wk; cut hospital fees;
and require college students to be insured. He seeks $331 million in US
funds to meet shortfalls at 7 safety net hospitals.
The legislature is considering forcing aged dual eligibles into HMOs
Michigan---has no risk pool; an
aged/disabled level of 100%, a parent level of 37%/64% if wkg (‘09), a CHIP
level of 200% & a 450% ADAP level. It ended adult dental
(but after an untreated tooth infection killed a
patient, a suit was filed to bar the cut),
hearing aid, podiatry & chiropractic coverage & briefly stopped enrolling
new cases in its O/P care-only waiver for childless, non-disabled adults
under 35%/45% if wkg. The old GOP legislature raised co-pays but raised
child wellness, dental & adult preventive fees. Counties containing Flint,
Lansing, Muskegon & Detroit offer coverage to those under 200%---and Oakland
Co. may do so too, with state facilitation. With a $2.8 billion deficit & ½
million more clients in 2009, the House (now D) & Senate (still R) cut
Medicaid MD, hospital & mental health fees $165 million and
ended adult vision care. The Senate (R) killed Gov. Granholm’s (D)
plans for a 3% MD & other minor taxes to avert cuts; and
its GOP leaders want to drop some mental health care & “optional” services
and coverage of childless, non-disabled 18-to-21-year-olds.
Advocates are demanding, and may sue to require,
expanded autism coverage in Medicaid & private plans.
Minnesota---this 209(b) state has an
aged/disabled level of 100%, a regular, full Medicaid parent level of
215%/ 219% if wkg (‘09), a CHIP level of 275%, an ADAP level of 300% & a
risk pool with low income premium discounts for those under
200% & a Medicare supplement (but it won’t run its own US health
reform-funded risk pool). Gov. Pawlenty (R) raised premiums & co-pays for
Medicaid, CHIP & MinnesotaCare (state-subsidized insurance for parents under
275% & childless, non-disabled adults below 250%) and denied Medicaid & CHIP
to legal aliens, although he did end ADAP co-pays & covered the
working disabled. But with a $4.63 billion deficit, he cut hospital rates
$90 million & MD fees by 7% and capped
enrollment in HCB care for the disabled. He proposed tightening medical
qualifications & cutting hours of coverage for home aides and nursing home &
HCB waiver care; raising some client premiums; ending coverage of occu-
pational & speech therapy & audiology; eliminating adult dentistry, and
dropping 20,000 adults from MinnesotaCare. He & the
legislative majority (D) compromised to preserve a
cheaper, barebones state General Medical Asstance (GMA) with stingy block
grants totaling less than ½ GMA’s previous budget for participating
hospitals to care for its patients.
Henne-pin Co.’s Med Ctr faces deficits from the
unpaid bills of other counties’ indigents and had to cut mental health,
dental & HIV services. At first, no non-Twin Cities hospitals would
participate in the new GMA plan because the grant amounts are far below the
cost of care. Then Pawlenty & the
legislature (D) compromised again to authorize him or his successor, at
his/her sole discretion, to move the GMA patients into US-matched Medicaid,
as now allowed by the US health reform law
(which he himself won’t do).
He tried to boost the appeal of the new GMA
grants to the hospitals---but convinced on-ly
Hennepin & 3 others, but so far none outside the Twin
Cities---by putting ceilings on the number
of GMA patients each hospital must take. MN Child Hosp, with 40% of
its income from low Medicaid & CHIP fees, has to drop some services
Mississippi---has no spend down;
its risk pool has no low income premium discounts & no
Medicare supplement (and the state won’t run its own US health reform-funded
risk pool). Gov. Barbour (R) cut the aged/disabled level from over $1,000/mo
to $724--but with a $50, not just a $20, disregard. The parent level is
24%/44% if wkg (‘09), CHIP’s is 200% & ADAP’s is 400%. Only 2
brand Rx’s & 3 generics are allowed monthly (but HIV patients get 5
brand Rx’s). Barbour cut physical, speech & occupational therapy benefits.
An in-person re-application rule limits enrollment, which Barbour. & the
Senate (D) won’t drop--except maybe for LTC clients—even though the House
(also D) would do so. In spite of a budget shortfall (even after he secured
new cigarette & hospital taxes), Barbour dropped
his earlier MD, DDS, druggist, nursing home & hospital fee cuts, but
he still may add premiums & raise co-pays. He also
cut subsidies for mental health centers, proposed closing 4 mental hospitals
& 15 mental crisis centers & opposes using reserve funds to bolster Medicaid
Missouri---is a 209(b) state. Its risk pool has
no Medicare supplement but has a low income
premium discount (and the pool director has called for even more affordable
premiums). The GOP legislature cut the aged/disabled level from 100 to 85%;
ended medical assistance for those awaiting SSA disability awards; cut the
parent level to 19%/ 25% if wkng (‘09); ended adult dental coverage; raised
CHIP premiums; denied CHIP to those whose job plans cost under 5% of income
(with exceptions); raised & more strictly enforced co-pays; but kept the
ADAP & CHIP levels at 300% & raised the SPAP (which covers those disabled on
Medicare) level to 150%. Blue Cross & a
foundation subsidize insurance for KC-area families under $30,000. The state
uses “premium support” to pay clients’ job plan premiums rather than give
them full secondary Medicaid; restored hospice & working disabled coverage
(but the latter covers only those with very low SSDI awards);
gave birth control & screenings to women under 185%; restored adult vision
(except for the aged in nursing homes), hearing aid & podiatry benefits; and
let the aged & disabled opt out of HMOs. A court made the state widen notice
& hearing rights before CHIP terminations; and the state lets clinics enroll
children. Gov. Nixon (D) asked the
legislature (still R) to partially restore the parent level (only to 50%,
but it refused even that); cover all adult dental, hearing &
vision care (also rejected); and liberalize CHIP premiums & coverage (killed
too). A big deficit & a caseload up 40,000 since 1/09 caused
Nixon to drop plans to restore the 100% aged/disabled level
& do more enrollment outreach (in fact, new red tape instead
delays enrollment). He sought cuts of $139 million in hospital rates &
$32 million in MD & DDS fees, mental health &
public clinic subsidy funding; and he cut the ADAP
formulary. The legislature made private plans cover some autism care.
CMS said the state’s home health benefit is improperly limited only to
homebound patients
Montana---has an aged/disabled level of $674/mo
(the SSI rate), a parent level of 32%/56% if working (‘09) & an ADAP level
of 330%.Its risk pool has low income premium discounts for
those under 150% & a Medicare supplement. The state raised cost-sharing, cut
LTC & hospice benefits & access and aged/disabled MD visits to 10/yr. Gov.
Schweitzer (D) & the legislature (R Sen; tied House) ended a CHIP waiting
list (but ADAP has a 21-person one); seek a
waiver to cover 3,000 more (maybe even childless non-disabled) adults;
raised the family asset level; began a SPAP for Medicare patients under
200%; widened CHIP dental & preventive care; and made private plans offer
vaccines & well-child care to age 7. A
referendum raised the CHIP level (a 2nd time) to 250%, but
systems and processing problems are slowing child enrollment
Nebraska---is a Title XVI state with a one-house
“non-partisan” legislature. Its aged/disabled level is 100%, its parent le-vel
is 47%/58% if working (‘09), its CHIP level is 185% & ADAP’s is 200%. It
dropped many parents who left welfare to work (yet a court barred denying
Medicaid to those who don’t meet work rules). The risk pool
has a Medicare supplement but no low income premium
discount (and the state won’t run its own US health reform-funded risk
pool). Gov Heineman (R) covered Pt. D co-pays for HCB & group home clients &
raised the CHIP 185% level to 200%. With a $334 million deficit, he may cut
provider fees, limit dental care to $1,000/yr, hearing aids to 1 ea 4 yrs,
eyeglasses to 1 pr ea 2 yrs & adults to 12 chiropractic visits & 60 occu,
speech & phys therapy sessions/yr.
An ADAP waiting list ended
but its formul-ary was cut. When NE Medicaid dropped pregnant aliens (even
legal ones) & their fetuses, the U of NE Med
Ctr covered them in its indigent program. The state widened
school-based health services & reversed 79 service denials to the disabled
Nevada---a Title XVI state with no
spend down & no risk pool (and the state won’t run its own US
health reform-funded risk pool); its disabled level is $674/mo (the SSI
rate), while the aged-only level is $710.40 (their SSI/SSP rate); its
regular Medicaid parent level is 25%/88% if wkg (‘09); its CHIP level is
200%; its ADAP level is 400%. It subsidizes insurance for parents under 200%
working for participating small firms and covers the working disabled. Its
SPAP, with a 225% level, covers the disabled and even offers a vision
benefit; but the state raised CHIP
premiums---which Gov. Gib-bons (R) now wants to
triple. He also rejected US funds for a state-run health
reform risk pool. With a $2.8 billion deficit he & legislature (D) capped
CHIP dentistry at $600/yr, ended CHIP orthodontia & vision care, tightened
SNF, ICF, HCB waiver & at-home care medical qualification rules, reduced
pregnancy coverage, cut hospital rates 5% to 14% (closing the U of NV.at Las
Vegas Hospital’s dialysis & oncology clinics), slashed HCB waiver fees,
cut attendant funds for the disabled; limited
non-emergency transportation and cut hospital neonatal & pediatric
specialist fees. The HIV agency cut its Las
Vegas-area budget $1 million & rising numbers of indigent, non-paying
patients is saddling the state’s low income clinics with big budget
shortfalls. The legislature set up a preferred list of
anti-psychotic, anti-convulsant & diabetic Rx’s
New Hampshire---a 209(b) state; its a risk pool
has no Medicare supplement but recently added
low income premium discounts for those under 250%. Its aged/disabled level
is $714 (the SSI/SSP rate; the disregard is $13, not $20/mo), its parent
level is 39%/49% if wkng (‘09), and the CHIP & ADAP levels are 300%.
The state has a much-stricter-than-SSI “209(b)”
Medicaid disability rule (inability to work for over 4 years)
& doesn’t cover hospices. Gov. Lynch & the legisla-ture (both D)
shifted some LTC costs to counties, ended a DD care waiting list & let
19-to-26-yr-olds buy into CHIP. He & the
legislature made--and will make--more cuts in hospital, MD, LTC & mental
health fees. The deficit’s $75 million; US auditors want $35 million in
over-claimed DSH funds back & FY 10 Medicaid costs are $43 million over
budget.
New Jersey---has no risk pool, an
aged/disabled level of 100%; an ADAP level that Gov.
Christie (R) is lowering from 500% to 300% (ending Rx coverage for 957
clients) and SPAP levels of $31,850 for 1 & $36,791 for 2.; A waiver
covers others (even childless & non-disabled) under 100%. The
legislature (D) required coverage of all children &
raised the parent level to 200%.
Public Citizen said NJ provider fees were the US’ lowest, so
the state raised many pediatric rates. One audit questions $52 million in
school health costs, a 2nd said hospital indigency programs fail to collect
millions from other liable payers & a 3rd found 75,000 clients to
have 2 or more Medicaid I.D. numbers. A court barred an assisted living
facility chain from refusing to let patients remain using Medicaid when
their funds run out (but the practice contin-ues).
With an $11 billion deficit, the state cut hospital charity & teaching and
day health center funding; cut the SPAP for-mulary & raised its
co-pays---but boosted MD fees & low income clinic funding and ended CHIP
premiums for those un-der 200%. Christie also seeks
to end coverage of adult legal aliens & freeze enrollment of
parents, but the legislature (D) rejected
his plans to raise SPAP brand name Rx co-pays from $7 to $15 & require
$310/yr deductibles---yet he still
plans to cut funding for women’s & infants’ reproductive & health services
funds (even for cervical & breast cancer screening)
New Mexico—has no spend down, but
has a risk pool with a Medicare supplement & low income
premium discounts for those under 400%. Its aged/disabled level is only
$674/mo (the SSI rate), its parent level is 29%/67% if wkg (‘09), CHIP’s is
235% & ADAP’s is 400%. A waiver—which is again
closed to new individual applicants, but not to small
employer groups---heavily subsidizes insurance of any adult
(even if childless or non-disabled) under 200%/250% if wkg.
The state still refuses to process disability-based
Medicaid-only applications from those whose disability hasn’t yet been
approved by SSA---contrary to what has long been federal policy---no matter
how desperately they need medical care. Medicaid’s shortfall will be
$300 million by 1/11 (it’s $40 million now), so Gov. Richardson & the
legislature (both D) dropped prior eligibility expansion plans;
and may end adult
dental, vision, hearing aid & hospice coverage; slash phys, occu & speech
therapy; cut mental health/substance abuse benefits & fees; and
cut or even drop Rx coverage and HCB waiver
services.
New York---has no risk pool. A
waiver covers parents & all couples (even childless) under
150%, and childless (even non-disabled) single adults under 65
below 100% (but the level’s only $767/mo for childless aged singles). ADAP’s
level is 431%. The state subsidizes insurance for workers under 250%, but it
caps Rx benefits at $3,000/yr. The
legislature (D) still excludes the
disabled from the SPAP (which has a 350%+ level); won’t cover digital
mammograms; raised Rx & MD co-pays (capping them at $200/yr); adopted a
loose formulary; covers assisted living, chore aide & adult day care; makes
counties pay ½ of state Medicaid costs (but caps their cost increases at
3.5%/yr); lets providers deny services to those who don’t meet co-pays;
funded HIV day health care; covered colon & prostate cancer patients &
working disabled under 250%; required hospital discounts for those under
300% & forbade taking debtor homes; passed mental health parity; and raised
the CHIP level from 250 to 400%. Public Citizen said MD fees are the US’ 2nd
lowest, so NY began to raise its fees to 70% of Medicare’s. With a $15+
billion deficit, Gov. Paterson (D) signed a $1 billion hospital & nursing
home fee cut; started a discount Rx plan for near-poor disabled; raised
all Medicaid asset levels ($13,050 for 1, $19,200 for 2, etc);
ended MSP & SPAP asset tests; extended COBRA rights to 36 mos; proposed
raising all adult levels to 200% when it’s affordable; but
sought to cut Medicaid & mental health $471 million more,
slash HIV care $6 million, force NYC HIV patients & all
dual-eligibles into HMOs, proposed a $65 million group home cut (yet
a US judge then ordered the state to move 4,300 mentally ill into smaller,
better group homes) and signed a bill with $775 million in health
cuts (it also requires saving $300 million more in each coming
year in “waste, fraud & abuse”; pares $72 million
from low income health programs & makes big hospital fee cuts;
but it did drop the first-proposed SPAP cuts).
Short $316 million, NYC’s public hospitals plan to cut child mental health &
O/P Rx benefits & close some clinics. NYC proposed to end its school dental
program & cut HIV services $17 million. The
safety net St. Vincent’s Hosp had to close.
Paterson earlier had also proposed to cut NYC public
hospital subsidies $370 million & Mayor Bloomberg proposes eliminating 146
to 182 school nurse jobs. Paterson & the
legislature agreed to pass a tobacco tax increase ($1.60-a-pack more for
cigarettes) to be used to meet health costs and enacted a law making private
insurance policies cover autism screening, diagnosis & treatment
North Carolina---covers the working disabled,
but allows only 8 Rx’s a month (plus another 3 or more on an exception
basis).Its aged/disabled level is 100%; its parent level is 36%/49% if
working (‘09) & its CHIP level is 200% (the deficit barred plans to raise
it). The SPAP– which excludes the
disabled—subsidizes Pt. D premiums for those under 175% who aren’t on
full Extra Help. The UNC Hosp. eased its indigent care rules.
Ex-Gov. Easley & the legislature (both D) set up a 2nd SPAP for
ADAP clients on Medicare who are not eligible for Pt D’s
full Extra Help, passed limited mental health par-ity & started a
risk pool that excludes Medicare patients, requires
pre-authorization and has a $250 co-pay for “specialty” Rx’s & a $100,000/yr
out-of-pocket maximum--but has low income premium discounts. A $2 billion
deficit moved Gov. Perdue (D) to seek $30 million in manufacturer rebates by
adopting a preferred drug list; to propose closing 50 state ment-al hospital
beds and cutting MD & hospital fees $76 million;
home personal care $55 million (with an 18 hr/wk limit); ad-ult dentistry
50%; community mental health $250 million
(but later called for restoring $40 million of it);
care for the un-insured $40 million; & mental health fees 5%. The budget
cuts audiology, speech, phys & occup therapy & hospice fund-ing, ADAP by $3
million (causing an enrollment freeze, a 769-person waiting list, a
formulary cut limiting coverage to Tier 1 Rx’s & a reduction of the ADAP
level from 300 to 125%); ends a Medicaid HIV case manager program,
commun-ity-based rehabilitation services & coverage of many child dental
X-rays & sealants; limits diabetic supplies to 1 provid-er; and requires
prior approval of X-rays, MRIs, MRAs, PET scans, ultra-sounds & some EPSDT
services. With 2011’s Medicaid shortfall projected to be $475 million,
legislators may pass a hospital tax to bridge the
gap—with proceeds attracting 3-to-1 US matching, enough to do so while more
than compensating hospitals for the tax with higher fees.
North Dakota---this 209(b) state has a risk pool
with a Medicare supplement but no low income
premium discount but won’t take US funds to run its own health reform risk
pool. Its aged/disabled level is $750, its parent level is 34%/59% if
working (‘09) & ADAP’s is 400%. Gov. Hoeven (R) covered disabled children
under 200% via the FOA, boosted CHIP’s level to 150% & raised the medically
needy level, but the legislature (R) refused to again raise
the CHIP level (to 200%), and may cut the ADAP
formulary, cap its costs & enrollment and start a waiting list (it did limit
access to Fuzeon Rx’s).
Ohio--this 209(b) state with no
risk pool cut the parent level from 100 to 90% & has a 500% ADAP level. It
slashed adult dental funds 50%; cut secondary fees for dual eligibles &
medical aid for those awaiting SSA disability awards; moved most patients
into HMOs (some with too few specialists); let providers turn away those who
don’t meet co-pays; passed mental health parity; but its
aged/disabled level is only $589/mo (the US’ lowest).
Gov. Strickland (D) & the legislature (R-Sen; D House) raised the CHIP level
from 200 to 300% (only effective when a lawsuit is decided) & covered
disabled children under 500% via the FOA. He got a waiver to cover assisted
living, lets over-income children buy into CHIP; but,
with an $8 billion deficit, cut eligibility
work funding & nursing home fees (the legislature then partially restored
the fees & bolstered home care benefits); can’t
cover adult digital hearing aids until 6/11; cut Rx fees & community
mental health funds; required Rx co-pays & a generics preference rule;
delayed MD, DDS & hospital fee raises & fully restoring adult dental
coverage, may cut the ADAP level & require co-pays,
and told nursing homes to pay for patients’ phys therapy, wheelchairs &
medical equipment (which some homes can’t or won’t
provide, so some patients don’t get needed care or equipment). Yet he
moved 592 from a waiting list into HCB waiver care and signed bills imposing
$718 million in “fees” on hospitals (to attract more US matching, with which
to then raise rates) & extending mini-COBRA rights to small firms
Oklahoma---this 209(b) state has a risk pool
with no Medicare supplement or low income
premium discount. It cut the aged/disabled level from 100% to $718 (the SSI/SSP
rate). The parent level is 31%/47% if working (‘09) & ADAP’s is 200%. It
abolished its parents & children spend down, has a 3-Rx’s/mo limit & doesn’t
cover hospices. Gov. Henry (D) covered the breast/cervical cancer & working
disabled groups, and got a waiver to subsidize insurance for students, the
unemployed and workers & spouses in small firms under 200%. Employer
eligibility was later widened & the GOP legis-lature cut plan premiums—but
also its benefits. It also authorized Medicaid coverage of assisted living;
raised the CHIP level from 185 to 300%; encourage HSAs in employer plans
(and maybe even in Medicaid); and gutted the insurance min-imum benefits
law. The deficit is $612 million & the ADAP adopted
economies. With a $26.6 million Medicaid budget cut,
the state may drop coverage of pregnant women’s dentistry, durable medical
equipt & nebulizors .It slashed dialysis & diabetic supply fees; cut
hospital, MD & nursing home fees 3.5%; and raised
co-pays. It seeks to limit ER visits to 3/yr & make $16 million in
mental health cuts (affecting 55,000 patients) and
is closing 200 state mental hospital beds It did cut covered brand
name Rx’s from 3 to only 2/ mo; ended coverage of speech, physical &
other O/P therapies but hasn’t yet passed a
planned 1% paid health claims tax
to attract added 3-to-1 US matching funds to meet
rising Medicaid costs
Oregon---this Title XVI state’s risk pool has no
Medicare supplement but has low income premium discounts for
those under 185%. Its income levels are $674/mo for the aged & disabled (the
SSI rate), a 32%/40% if wkng Medicaid parent
level (‘09), 185% for a non-Medicare adult insurance subsidy
(with closed enrollment) & 200% for ADAP. An
anti-tax referendum cut coverage & adult dentistry & ended adult vision
care. The OR Health Plan waiver--with limited benefits for non -Medicare
(even non-disabled or childless) adults under 100%--began again, but then
stopped, taking applications. ADAP has cost-sharing
& a waiting list & formulary cut may be needed. Short $4.2 billion,
Gov Kungoloski & the legis-lature (both D) took the FOA option and
passed insurer & hospital taxes--later upheld in a
referendum that raised taxes on the wealthy too--to
cover 80,000 more children (raising CHIP’s level to
300%), 35,000 more adults & more in-home care
Pennsylvania---has no risk pool,
an aged/disabled level of 100%, a parent level of 26%/34% if wkg (‘09), a
CHIP level of 300% & an ADAP level of 350%. It subsidizes a barebones
“AdultBasic” insurance (it has no mental health or Rx bene-fits;
the 390,000 on its waiting list can buy similar
coverage for a $600/mo premium; but AdultBasic’s own increasingly ill
clientele & rising costs required $20 MD visit co-pays & a $1,000/yr
hospital care cap) for non-Medicare adults under 208%/213% if wkg.
Gov. Rendell (D) covered the working disabled, raised the SPAP levels (to
$23,500 for 1 & $31,500 for 2, enough to cover 90,000 more seniors,
but still not the disabled), applied 9 month
state mini-COBRA rights to small firms & sought a $106 million hospital rate
cut. But Senate (R) leaders want much deeper cuts & even proposed freezing
CHIP funding. Public Citizen says PA MD fees are the US’ 5th
lowest. The deficit is $3.2 billion+. A shortfall forced Phila. city clinics
to start charging fees of $5 to $20 & close some sites. The House (D)
twice voted to widen AdultBasic (to cover 85,000 more persons and
add Rx & mental health benefits) but Senate leaders
have been blocking the expansion. The state
plans to offer a $300/mo premium discount to those under 200% in its new US
health reform-funded risk pool.
Puerto Rico----its matching rate is capped below
what states get. Its ADAP income level is 200%.
ADAP reviews & audits report inadequacies in care & fiscal
irregularities. A key advocate has said there’s a 526-person ADAP waiting
list
Rhode Island---has no risk pool &
income levels of: aged/disabled,100%, parents, 175%/181% if wkg, CHIP, 250%
& ADAP, 400%. It covers the working disabled & its
limited formulary SPAP covers the aged but
only those disabled
over age 55 (with levels of $37,167 for 1 & $42,476 for 2). Gov.
Carcieri (R) required free & discounted hospital care for those under 200% &
300% & banned taking debtors’ homes. Public Citizen says MD fees are the US’
3rd lowest. Big deficits ($660 million in FY10)
moved him to get a waiver with extra up-front US funding that in
exchange requires the state to divert 12% of nursing home cases to cheaper
home care & puts a cap on future US funds. See“RI’s Medicaid Proposal...”
at
www.cbpp.org . The legislature (D) raised adult daycare co-pays and also
dropped legal alien children & 7,400 parents.
South Carolina---has
no spend down. Its aged/disabled level is 100%, its parent
level is 48%/89% if wkg
(‘09 its ADAP level is 300%. Its risk pool has a Medicare
supplement but no low income premium discount (and the state
won’t run its own risk pool with US health reform funding). Gov. Sanford &
the legislature (both R) limited Rx’s to 4/mo & raised the CHIP level to
200% (but he then proposed closing enrollment). The SPAP level is 200%, but
it excludes the disabled. The legislature cut Medicaid mental
health benefits, closed an HIV program to new clients & slashed home
health,hospital & nursing home fees. Yet it passed private plan mental
health parity &
a tobacco tax increase to bolster Medicaid
that led to a Sanford veto,
which the House,
but
not yet the Senate,
voted to override
(but it also voted to cut SPAP funds). The state is ending all its own ADAP
funding (in spite of a waiting list of 175) & it cut home care of the
disabled, slashed covered Rx’s from 4 to 3/mo & discontinued all state
cancer screening funding.
|
South Dakota---has no spend down & a risk pool
with no low income premium discount that excludes
Medicare patients. Its aged/disabled level is $674/mo (the SSI rate), its
parent level is 52% (‘09) & ADAP’s is 300%. Rejecting a call for expansion,
Gov. Rounds & the legislature (both R) refused to raise the pregnant woman &
CHIP levels to 250% or provider fees and ended adult dentistry. The
deficit’s $81 million & there’s an ADAP waiting list
of 21 & its formulary may be cut
Tennessee----Gov. Bredeson (D) & the legislature
(R) dropped 191,000 when ending the Tenncare waiver expansion. The
aged/disabled level is now $674/mo (the SSI rate), the parent level is
70%/129% if working (‘09) & ADAP (which now has no
waiting list) has a 300% level. Except for pregnant women, children &
HIV+ patients, MD visits were cut to 10/yr, hosp days to 20/yr & Rx’s to 2
brand name drugs + 3 generics/mo, except for some grave
conditions. There’s a 250% CHIP level (enrollment
in it was to
have re-opened 3/1/10), a risk pool
(with no
Medicare supplement but with a premium discount for
those below 250%, for which the state won’t take US health reform risk pool
funding), a SPAP (with a waiting list)
covering up to 5 generics/mo (with a low benefits cap) for non-Medicare
patients under 250% & state-subsidized barebones insurance for non-Medicare
adults under $55,000 (enrollment is closed).
Besides also covering diabetic items & more psychiatric Rx’s, CHIP uses
Medicaid Rx rules. The spend down was revived, but Bredeson cut its (plus
the home care & medical equip) budget & benefits promised to the disabled
who lost Tenncare. The deficit is $1.25+ billion,
forcing closure of 600+ mental hosp. beds, big mental health cuts &
hosp rate cuts of $500 million—causing shortfalls at Nashville Gen. Hosp
(which had to deny non-emergency care to indigent illegals) & Memphis Reg
Med Ctr Bredeson deferred caps on MD visits,
transport & transplant care, but kept a $10,000/yr
benefits cap; ended occup, speech & phys therapy benefits and capped X-ray
& lab usage & ADAP costs. A court voided its 1987 order
grandfathering-in 150,000 ex-SSI recipients to Medicaid (almost all
ineligible under 2010 rules); see “Daniels Case” at
www.tnjustice.org
Texas—has a risk pool with a
Medicare supplement & but no low income premium discount (and
the state won’t take US US health reform funds to run its own risk pool).
The aged/disabled level is $674/mo (the SSI rate), the parent level is
12%/26% if wkg (‘09) & the ADAP & CHIP levels are 200%. Gov. Perry & the
legislature (both R) dropped coverage of CHIP prostheses, physical therapy
& private duty nursing; raised CHIP co-pays & premiums; cut Medicaid home
health; ended adult chiropractic & podiatry care; capped the number of Rx’s
covered/mo; moved patients into HMOs; contracted-out eligibility work to
what some say are sub par contractors--but restored Medicaid mental health,
vision & hearing aid coverage and CHIP mental health & dentistry (Medicaid
covers limited adult dentistry too); required some mental health
parity in private plans; and set up a SPAP for HIV clients. A non-profit
agency (www.TexHealthCoalition.org)
fosters subsidized discount health plans for workers under 300% in small
firms in the Brazos Valley, El Paso, Ft. Worth, Galveston & Houston areas. A
court order to improve children’s care requires raising MD & DDS fees (even
though budget shortages now compel all provider fees to be cut); the 2011-12
deficit is $15 to $18 billion (due, in part, to 350,000 new Medicaid
enrollees in 2009-10); and the legislature cut the
Children with Special Health Care Needs program--and a cystic fibrosis
assistance program for patients of all ages--by $3.5 million (in
spite of a waiting list of 950 children).
Utah—a Title XVI state with a risk pool--with
a low income premium discount,
but no Medicare supplement—and it
will accept US health reform funds to run its own risk pool.
Its aged/ disabled level is 100%, its parent level is 38%/44% if wkg (‘08) &
CHIP’s is 200%. A waiver—now closed to new
enrollees--gives limited O/P care, with big co-pays, to
non-Medicare adults (even if childless & non-disabled) under 150%. The
legislature (R) stopped covering podiatry, audiology, speech therapy,
chiropractic, outdoor wheelchairs, adult eyeglasses & dentistry (one patient
died from an untreated tooth infection); cut hospital & DDS fees 25%; may
cut CHIP dentistry more; but subsidizes insurance premiums for small firm
workers under 150% (see “New CHIP /UPP Waiver..” at
www.healthpolicyproject.org) A legislative reform panel called
for gutting the minimum benefits law & banning preexisting condition rules;
and urging employers to offer workers HSAs over regular insurance—and the
legislature enacted its suggestion to let insurers sell cheaper-than-COBRA
policies. Gov. Herbert (R) restored dental
benefits for children & pregnant women and some physical & occupational
therapy. Yet he & the legislature cut DDS fees another 28.8% (which CMS
disapproved); have an ADAP waiting list of 112 and
cut its formulary & income level (to 250%); closed enrollment in General
Assistance welfare for those awaiting SSA disability awards (which then
impedes access to already-hard-to-get General Medical Assistance);
and may cut the disabled income level from 100 to 74%, cut school health
funds, reduce the pregnant woman asset level; and even drop the spend down.
Legislators are considering a $23 million hospital tax to attract $50
million more in US Medicaid matching funds.
Vermont—Its income levels are: aged/disabled,
100% & 110% (2 zones), parents, 185%/191% if wkg, childless, non-disabled
adults, 150% /160% if wkg, CHIP, 300%, ADAP, 200% & the SPAP, 175%. The
state subsidizes insurance for others under 300%. The legislature (D) voided
Gov. Douglas’ (R) adult dental cuts (but dentures still aren’t covered &
there’s a $495/yr cap on each patient’s costs). A waiver, in return for more
US funds, puts patients into HMOs & favors HCB care over nursing homes--but
also caps future US matching funds. There’s no risk pool. The
deficit is $100 million & 2011’s health/human services shortfall is $53
million+. Douglas pledged to not cut eligibility, yet raised SPAP co-pays &
seeks more cost-sharing (but the legislature
won’t raise CHIP premiums), a cap on ER visits and provider & Rx fee cuts
Virginia---a 209(b)
state with no risk pool (and the state won’t run its own US
health reform-funded risk pool). Its aged/disabled level is 80%, its parent
level is 23/29% if wkg (‘09), CHIP’s is 200% & ADAP’s is 400%. It covers the working disabled & has a SPAP for HIV+ Pt. D
patients under 300%. With a $2.7 billion deficit & Medicaid costs up $777
million in 2 yrs Gov. McDonnell & the House (both R)
ignored less stringent Senate (D) ideas &
cut Medicaid provider fees & mental health community care, slashed the
$2,200/mo HCB waiver income level to $1685/mo (even with an HCB waiting list
of 6,000), cut 5% in local mental health & substance abuse funds and reduced
CHIP’s 200% level to 175% (which can bar 28,000 children & pregnant women)
and the 80% aged/disabled level to 75%.
Virgin Islands--its matching rate is far below
what states get. Some say its ADAP (with a 400% level) has a waiting list.
Washington--its risk pool has a
supplement open to some, but not all, Medicare patients & a low income
premium discount for those under 300%. Its aged/disabled level is $720 (the
SSI/SSP rate), its parent level is 37%/74% if working (‘09) & ADAP’s is
300%. Gov. Gregoire & the legislature (both D) passed mental health parity.
Facilities evicted 75+ assisted living clients due to too-low state fees. A
$9 billion deficit didn’t stop the state from raising the CHIP 250% level to
300%. The state raised BasicHealth (state-subsidized insurance for
non-Medicare adults under 200%, with a waiting list
of 100,000) premiums & co-pays; cut General Medical Asst (by $190 million,
dropping 3,000 patients), DSH payments & nursing home
fees; and limited drug, DME, imaging, denture,
diabetic supplies, personal assistant & in-home care hours, adult day care,
maternity & infant case management & incontinence benefits and cut
druggist, pediatric, HMO & day health center fees.
It may drop adult eyeglasses, dentistry & colorectal cancer screening.
Yet the Legislature may let over-income children buy into a CHIP-like
plan. ADAP’s formulary was cut, cost-sharing was
imposed & the Gov. proposed a 25% cut in other HIV services. The
state was seeking insurer bids to offer the uninsured a barebones policy at
$100/mo & is now exploring using newly-available US
health reform matching to fund the merging of BasicHealth into Medicaid
West Virginia---has an aged/disabled level of
$674/mo (the SSI rate), a parent level of 17%/33% if wkg (‘09) & a 250% ADAP
level. It covers only 4 brand Rx’s/mo (+6 generics). Its risk pool has
no Medicare supplement but low income premium discounts are now
authorized. It denies all adult dental care but extractions & didn’t
properly adopt nursing home & HCB medical admission rules (which still
impede access). Gov. Manchin & the legislature (both D) started an Rx aid
plan for non-Medicare adults under 200%; but CMS is
trying, over state objections,
to halt a waiver giving clients more mental health care & Rx’s
but only in exchange for “personal responsibility”
pledges. Manchin raised CHIP’s level to 250%, may raise child dental
fees but plans to herd the disabled into physical &
mental health managed care programs.
Wisconsin---has an aged/disabled level of about
$757.78/mo (the SSI/SSP rate) & a 300% ADAP level. The SPAP has a 240% level
but excludes
the disabled. The risk pool has a Medicare supplement &
premium discounts for those under $33,000. Gov. Doyle & the legislature
(both D) raised the CHIP (185 to 300%) & parent (185 to 200%) levels, made
private plans cover child hearing aids & cochlear implants and funded “Basic
Care” (with no
brand name Rx coverage) for up to 54,000 non-Medicare childless
adults under 200% With a $700 million deficit, medical assistance programs
$150 million over budget, Medicaid staff now making $600 million in cuts &
needing to cut $1 billion more in 2011 and
Basic Care enrollment already over its funding
capacity (plus 51,000 more on a waiting list or with applications yet
to be processed), he closed Basic Care enrollment
& proposed a
skimpier, low
premium plan for the rest (which the legislature is expected to authorize;
also, one news story suggests he may seek US health reform matching to merge
Basic Care & the new overflow plan into Medicaid) and a $900 million
hospital tax to raise their rates by attracting more US matching.
Wyoming---has no spend down; an
aged/disabled level of $699 (the SSI/SSP rate), a parent level of 40%/52%
if working (‘09) & a CHIP level of 200%. Its SPAP covers all
non-Medicare clients below 100%. The legislature (R) added mental health,
vision & dentistry to CHIP. Gov.
Freudenthal (D) added a low income premium discount for those
under 250% to the risk pool (which has a Medicare supplement, but the state
won’t run its own US health reform-funded risk pool) yet wants to freeze
CHIP enrollment. Medicaid‘s 2010 costs rose $100 million, so he and the
legislature plan to cut most pro-vider fees $25.6 million, the DD HCB waiver
budget $3.6 million (freezing-in a waiting list) & the kidney dialysis
pro-gram $250,000. ADAP’s 332% income level was cut,
it recently had a waiting list of 17 & program costs may be capped
SOURCES AND RESOURCES:
For
the 48 states & DC, the
2009
federal poverty level (FPL) is $10,830 yearly ($902.50/ mo) for one
plus $3740 yearly ($311.67/mo) more for each add’l person;
see the Assist. Secy. for Plan.& Eval. pages at
www.dhhs.gov for AK & HI.
Congress extended the
2009 FPL figures until at least May 31, 2010. The
2010 SSI rates (not including
state suple-
mentary payments, or
SSPs) are the same as 2009’s: $674/mo for 1 & $1,011 for 2. Email
sherry.barber@ssa.gov for “State
Assistance Programs for SSI Recips. 1/09”(the
latest issue) on
state Medicaid eligibility rules for SSI & SSP
recipients, state supplementary payment (SSP) figures and state Section
1616, 1634 & 209(b) eligibility arrangements
The best source for
state adult income levels is “Where Are States Today? Medicaid &
State-Funded Coverage Elig. Levels For…Adults”
[pub. # 7993, Tables 1, 2 & 3] in the
Medicaid pages at
www.kff.org .
See “The
State of the States, Jan. 2010” at
www.statecoverage.org for a summary of
coverage changes in state Medicaid, CHIP, non-federal medical assistance,
insurance subsidy programs & insurance regulations.
See the 50 state survey of Medicaid spending,
eligibility & benefits policy in 2009-10 (Doc. #7985) at
www.kff.org.
See a good, new survey
of state eligibility & enrollment policies implementing recent reforms of
the Med-icare Savings Programs, or MSPs (QMB, SLMB & QI), at
www.medicarerights.org/pdf/Warning-Signs-MIPPA.pdf.
“Medicaid Expansion
Now Could Save Some States Money” at
www.KHN.org (4/1/10) points out that many states can add huge windfalls
to their health assistance budgets by now being able to claim their
regular federal Medicaid matching rates for heretofore fully state-funded
medical assistance for childless, non-disabled, non-aged persons un-der 133%
FPL.
For policy & details on how states can do
so, see CMS’ State Med. Dir. Letter # 10-005,
“New Options for Coverage of Individuals
Under Medicaid” (4//10/10) at
http://www.cms.gov/smdl/downloads/SMD10005.PDF
“Medicaid Coverage
& Spending in Health Reform: [State Costs & Patient Numbers] For Adults
..Below 133% FPL” at
www.kff.org projects the numbers of
new Medicaid patients & states’ tiny ongoing share of costs [under10%] &“Federal
Government Will Pick Up Nearly All Costs…” at
www.CBPP.org also confirms the ongoing 90%+ match
A
study at
http://enhp.hartford.edu/ctphp/index.asp says 36% of CT Medicaid clients
smoke; so states covering tobacco cessation not only improve patient health:
by doing so they’ll also cut Medicaid smoking-related costs
The “2010
Pickle Instructions” at
www.healthlaw.org shows how to calculate a
restoration of Medicaid for many persons who were formerly on both Social
Security & SSI even if their income has since risen over current SSI
levels.
www.kff.org/medicaidbenefits/ lists state chiropractor,
podiatry, eyeglasses, optometry, hearing
aid, hospice, psycholog- ist,
prosthetics, home health, medical equip, dental, Rx’s, OTC drugs & phys,
occup & speech therapy coverage, 2003-8
See various guides on
how to block bad state plan amendments at
www.healthlaw.org. and
http://www.nachc.com .
The
“National ADAP Monitoring Report, 2009” at
www.kff.org , lists
state income & asset levels in Table XIX and their policies to
coordinate with Part D in Table XXVI. The Report
also covers state
cost sharing rules and medical criteria and/or prior authorization
for special or costly drugs.
State formularies are listed in a 2nd adjacent
document. See “ADAP
Watch” at www.NASTAD.org
for news of state waiting lists, cost
containment measures & state websites.
Check
www.ADAPAdvocacyAssociation.org for more ADAP news & data and for the
“ADAP Pill Box” periodical.
See “Pharm. Benefits [in] State [Medicaid]” at
www.npcnow.org on formularies, fees, prior
auth, prescribing/dispen-sing limits & co-pays.
JCoburn@hdadvocates.org has chart on how drug maker PAPs mesh with Pt D.
States can cover Pt-D-excluded Rx’s with their own funds: see chart at
www.medicareadvocacy.org (12/1/05 report at
“News” icon).
See ”From
CANN ” in “Other
Organizations’ Materials” under ”Medicaid”, below “Issues” at
www.healthlaw.org for
“ Painless Ways To Deal With..Medicaid Budget Shortfalls”
to avoid eligibility & benefits
cuts; “State..Aged/
Dis-abled…Levels” & “State..Parent…
Levels”; a
health/Medicaid